IP
IndiaPulse

Just Dial Limited (JUSTDIAL)

Micro Cap

Services stocks · Micro cap · NSE

Justdial connects sellers of products & services with potential buyers/users, operating India's leading local search engine & online marketplace. It reported 192.9M quarterly unique visitors in Q1 FY27, 56.1M listings, and 639,200 active paid campaigns, leveraging a scalable, profitable prepaid business model.

₹692.85
-4.50 · -0.65%
Quote04 Sept, 03:59 pm IST
Fundamentals05 Sept 2026 · screener
Score05 Sept, 10:20 pm IST · v4.3-runtime-valuation
Tags02 May 2026
Coverage14/14 · 100%
Valuation2026-07-20 · Rf 6.8% · Services P/E 17.5 (n=141)
Data confidence
Fresh enough for analysis
Investor decision lenses

One read, four checks

75+ is strong, 60-74 is usable, 45-59 is mixed, and below 45 needs caution. These are research lenses, not buy/sell instructions.

Mixed fundamentals, management trust is acceptable, price trend is neutral, and recent execution is weak.

Suggested next step
Research, do not rush
The four lenses are not strongly aligned. Compare peers and wait for a cleaner setup.
U-Score
FAIR VALUE
50

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Trust
Healthy Trust
73

low confidence · 0/0 claims checked

Technical
Bullish
60

Timing lens: price trend and sector relative strength.

Result consistency
mixed
54

Rolling lens: recent quarterly delivery, not the latest single-result score.

Latest result

Quarter ended 30 Jun 2026

Average · 32/100

margin compression · Rev +10% YoY · PAT +4% YoY · +7% QoQ

Filed 10 Jul 2026
Open results browser →
MetricThis quarterYoYQoQ
Revenue₹327 Cr+9.7%+6.5%
EBITDA₹87 Cr+1.2%-2.2%
Operating margin27.0%-200 bps-200 bps
PAT₹166 Cr+3.8%+66.0%
PAT margin50.8%-293 bps+1819 bps

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Business & thesis

Growth engines, tailwinds/headwinds, and risk radar from management commentary

Business and thesis

Where growth can come from, and what can break the case

Thesis under stressReviewed 2026-07-12T00:40:44.042Z
Management commentary snapshot

Q1 FY27 Operating Revenue grew 9.9% YoY to Rs 3,275M, with EBITDA up 1.2% YoY to Rs 874M, but margins contracted 232 bps YoY to 26.7%. Net Profit rose 4.1% YoY to Rs 1,663M, boosted by other income. Unique visitors were flat YoY, while paid campaigns increased 3.5% YoY.

Operating revenue growth is healthy, but EBITDA margin compression and flat unique visitors YoY suggest underlying pressure on core profitability and user engagement. Reliance on other income for PAT growth is a concern. Salesforce expansion is positive, but its impact on efficiency needs monitoring.

Current business mix

Traffic Share by Platform Q1 FY27

Latest issuer-disclosed distribution across 3 reported categories.

Businessmix
Mobile Site & Apps86.5%
Desktop/PC10.6%
Voice2.9%
Growth engines

Increased User Engagement

160.5 million ratings & reviews, with mobile-verified, unbiased ratings and intelligent tags.

Comprehensive Database

56.1 million active listings as of Q1 FY27, growing 13.0% YoY.

Salesforce Expansion

Total sales team strength increased to 10,965 employees, up 7.8% YoY.

JD Mart B2B Platform

Exclusive B2B platform for businesses to connect with other businesses.

Capacity and execution

Salesforce Expansion

Total sales team strength increased to 10,965 employees in Q1 FY27, up 7.8% YoY and 4.7% QoQ.

Nationwide Presence

On-the-ground presence in 250+ cities pan India, covering 11,000+ pin codes.

Tailwinds

First Mover Advantage

Company holds a first-mover advantage in the Indian Local Search Market.

Strong Brand Recognition

Evidenced by 192.9 million unique quarterly visitors in Q1 FY27.

Prepaid Business Model

Efficient and profitable business model with a strong financial profile due to prepaid nature.

Headwinds

EBITDA Margin Contraction

Operating EBITDA margin declined by 232 bps YoY and 220 bps QoQ to 26.7% in Q1 FY27.

Flat Unique Visitors YoY

Unique visitors were 192.9 million in Q1 FY27, a -0.2% YoY change.

Risk radar

Reliance on Other Income

Net Profit is heavily influenced by mark-to-market gains on treasury portfolio, which can have high quarterly fluctuations.

Rising Employee Costs

Employee costs as a percentage of operating revenue increased to 61.0% in Q1 FY27 from 59.9% in Q4 FY26.

Management accountability

What management said, and what results must prove

Management accountability

What management said, and what results must prove

Issuer guidance and extracted claims are tracked against later reported outcomes. Treat these as management statements, not IndiaPulse forecasts.

Analyst reading lens
Compare BOTH

YoY comparison is crucial for understanding long-term growth and seasonal trends in a services business. QoQ is important to track sequential momentum in user engagement, paid campaigns, and the impact of salesforce additions.

Sector KPIs management disclosed

Unique Visitors

192.9 million in Q1 FY27 (-0.2% YoY, 5.8% QoQ).

Active Paid Campaigns

639,200 in Q1 FY27 (3.5% YoY, 1.2% QoQ).

Active Listings

56.1 million in Q1 FY27 (13.0% YoY, 2.7% QoQ).

Ratings & Reviews

160.5 million in Q1 FY27 (4.4% YoY, 2.2% QoQ).

Management forward view

Leadership Transition

Mr. Dinkar Ayilavarapu appointed Chief Executive Officer (designate) effective August 1, 2026, replacing Mr. V.S.S. Mani.

SME Value Proposition Focus

Management emphasizes creating websites, enabling digital payments (JD Pay), and enhancing ratings for SMEs.

Thesis monitor

Numbers and claims to verify in the next filings

CheckpointCurrent evidenceWhat to verify next
Operating EBITDA Margin26.7%Stabilization or improvement after recent declines.
Unique Visitors Growth-0.2% YoYSustained positive YoY growth to indicate demand recovery.
Paid Campaigns Growth3.5% YoYAcceleration in growth, indicating stronger monetization efforts.
Revenue per Sales EmployeeNot explicitly disclosed, but salesforce grew 7.8% YoY.Efficiency gains from the expanded salesforce translating into higher revenue per employee.

Verification checkpoints are IndiaPulse research interpretation, not investment advice.

Technical timing lens

Trend score and candlestick chart

60Bullish

full bull SMA stack · SMA20 -7.0% / mo · MACD +

Stock trend: 66
Sector RS: 51
Sector 3M: -1.2% vs Nifty -1.5%

Technical chart

JUSTDIALdaily · 1Y · AUTO+29.3%
Latest close ₹692.85 on 2026-09-04
Bar
-0.6%
RSI
54
MACD hist
2.02
52W pos
53%
2026-09-04O ₹697.20H ₹697.20L ₹688.10C ₹692.85Vol 1.1L sh
₹462.61₹561.00₹659.40₹757.79₹856.1952L692.852026-032026-06VolRSIMACD2026-032026-042026-062026-072026-09
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal

Daily technical trend read

Mixed signals

Signals are conflicting — long-term uptrend intact. RSI 54. Wait for confirmation.

  • Price > SMA20 > SMA50 > SMA200 — full bullish stack.
  • SMA20 falling (~7.5% over last month) — short-term momentum negative.
  • RSI(14) at 54 — falling, no extreme reading.
  • MACD above signal, histogram expanding — bullish momentum building.
  • 21% off 52W high · 44% above 52W low.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Valuation & score drivers

U-Score 50 · FAIR VALUE · pillar breakdown, sector model, fair-value anchor

50U-SCORE
Financial Turnaround

Fundamental score breakdown

FAIR VALUE
Valuation15/30
Growth12/25
Quality0/20
Balance Sheet12/15
Cash Flow6/10
Piotroski
8/9 (+5)
Penalties
0
Raw sum
50

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

50/100 · FAIR VALUE

Positive drivers

  • Piotroski is strong at 8/9.
  • Balance sheet contributes 12/15 to the score.
  • Cash flow contributes 6/10 to the score.

Main drags

  • Fair-value margin of safety is negative at -7.1%.
  • Quality is weaker at 0/20; verify the latest quarterly trend.
  • Growth is weaker at 12/25; verify the latest quarterly trend.
Sector valuation model

Blended valuation: PE, EV/EBITDA, FCF yield, and balance-sheet checks

For this sector, IndiaPulse uses a blended lens rather than relying on a single valuation ratio.

Blended relative
Primary lens
PE, EV/EBITDA, margin of safety, and FCF yield together.
Secondary checks
ROE/ROCE, growth, cash conversion, leverage, promoter risk.
Main risk check
One cheap metric is not enough if quality or cash flow is weak.
PE
11.3
PB
1.2
EV/EBITDA
14.9
ROE
3.4%
ROCE
7.0%
FCF Yield
0.5%
Debt/Equity
0.0
MoS
-7.1%
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 05 Sept 2026
v4.3-runtime-valuation
Final score
50
Previous: 50
Verdict
FAIR VALUE
Previous: FAIR VALUE
Margin of safety
-7.1%
Previous: -7.1%

Score history

12 stored score snapshots. Latest stored move: +16 points.

05 Sept 2026
v4.3-runtime-valuation
36
36
33
50
33
51
35
51
51
34
34
50

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number
₹894.06
+22.5% MoS
Growth-justified P/E
10.9
Growth-justified Value
₹646.57
-7.1% MoS
PEG
1.77

Trust score

Does management behaviour match later outcomes? Claim delivery, forensic breakdown, evidence depth

Trust Score
73Healthy Trust · low confidenceTrust Lite

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Healthy Trust: Claim history is still being built. It ranks around the 72nd percentile of the scored universe and 80th percentile within Services. Main check: financial discipline is weak at 48/100.

Healthy Trust Lite: Promoter holding is 74.1%. Key concern: ROCE is low at 7%.

Computed 05 Sept 2026
management-trust-v1
117 docs text-extracted · 40 concalls text-extracted
Score band
Healthy Trust

Generally investable credibility. Look for weak sub-scores before increasing position size.

Relative rank
72nd percentile

overall median 67 · Services: 80th pctile, median 66 · Micro: 54th pctile, median 73

Evidence depth
Financial-only

117 documents have extracted text, but claim history is not strong enough yet.

Claim delivery
Outcome history still building

0 claims extracted · No contradicted claim yet

How to read this Trust Score

Healthy Trust · low confidence
What it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Acceptable, but check the weakest sub-score before increasing exposure.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
86
strong · holding, pledge, alignment
Cash flow
77
strong · profit to cash conversion
Balance sheet
96
strong · leverage and solvency
Discipline
48
watch · capital discipline
Results
54
watch · quarterly consistency

Trust positives

  • Promoter holding is 74.1%.
  • Promoter pledge is zero.
  • FCF yield is positive at 0.5%.
  • 11 years of positive FCF.

Trust risks

  • ROCE is low at 7%.
  • ROE is low at 3.4%.
  • 1/4 latest quarters had positive YoY PAT growth.
  • 1 of the latest 4 quarters had PAT decline worse than 25% YoY.

Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.

Financials

Full fundamentals table and 10-year revenue / profit / ROE history

Fundamentals

Valuation

P/E
11.30
P/B
1.16
EV/EBITDA
14.87
Market Cap
5893.00Cr

Profitability

ROE
3.38%
ROCE
7.01%
ROA
8.34%
Dividend Y

Growth (CAGR)

Revenue 5Y
12.00%
EPS 5Y
4.00%
Revenue 3Y
13.00%
EPS 3Y
52.00%

Balance Sheet

Debt/Equity
0.02
Interest Coverage
44.75×
Altman Z
5.64
Book Value
600.00

Cash Flow

FCF Yield
0.46%
FCF Positive Y
11/5
OCF
269.00 Cr
EPS TTM
59.21

Shareholding

Promoter Hold
74.14%
Promoter Pledge
0.00%
Momentum 52W
53%

Financial History

Updated 5/9/2026

Revenue

₹ Cr
No data

Net Profit

₹ Cr
No data

Return on Equity

%
No data

Peers

Business-comparable names in Services, ranked by similarity

Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.