Annual report
Annual Report 2026
Source: Nse
Divine Hira Jewellers Ltd. (DIVINEHIRA)
SME CapConsumer stocks · SME cap · NSE
Divine Hira Jewellers Ltd. operates in Jewellery, within the Consumer sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers.
Data qualityFresh enough for analysisQuote updated 21 Oct, 04:45 am ISTDetails
Quote21 Oct, 04:45 am IST
Base fundamentals16 Oct 2026 · screener
Latest result16 Aug, 12:42 am IST
Score21 Oct, 04:30 am IST · v4.3-runtime-valuation
Tags04 Oct 2026
Coverage13/14 · 93%
Valuation2026-07-20 · Rf 6.8% · Consumer P/E 22.2 (n=441)
Technical timing lens
Trend score and candlestick chart
25Bearishfull bear SMA stack · SMA20 -9.8% / mo · MACD − · near 52W low · sector -3.7pp vs Nifty 500 (3M)
Stock trend: 18
Sector RS: 36
Sector 3M: -9.3% vs Nifty 500 -5.6%
Consumer FPI tailwindNot confirmed
Latest mapped FPI equity flow was not positive. View sector evidence
Technical chart
DIVINEHIRAD candles · FIT view-69.3%Latest close ₹92.75 on 2026-10-19
Bar
+0.0%
RSI
32
MACD hist
-0.89
52W pos
1%
2026-10-19O ₹92.75H ₹92.75L ₹92.75C ₹92.75Vol 1,200 sh
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal
Market context
Relative performance and chart statistics
Adjusted completed-session prices, rebased to 100
DIVINEHIRANifty Consumer DurablesNifty 500
- DIVINEHIRA
- -15.7%
- Nifty 500
- -5.6%
- Nifty Consumer Durables
- -9.7%
- Vs Nifty 500
- -10.1 pp
Chart stats
19 Oct 2026- From 52W high
- -73.9%
- 52W range position
- 1%
- ATR (14)
- 5.2%
- Volume vs 20D
- 0.05x
- Avg traded value
- ₹0.2 Cr
- 20D price channel
- ₹89 - ₹111
₹355.3
₹89 - ₹355.3
₹4.8
Latest completed session
20-session average
38.6% annualized volatility
Research snapshot
What the evidence says now
Weak fundamentals, management evidence is still limited to a financial-only Trust Lite signal, price trend argues for patience, and recent execution is mixed.
Suggested next step
Research, do not rush
The evidence is not strongly aligned. Compare peers and wait for a cleaner setup.
U-Score
Legacy · WATCHLIST39
Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.
Latest result
Pending data—
Revenue NDF · PAT NDF YoY
Technical
Bearish25
Price trend and sector-relative-strength timing.
Valuation
Legacy model-53.0%
Legacy margin-of-safety estimate; the revised evidence label remains in shadow validation.
Trust
Limited evidence63
Financial-only signal; management claim evidence is not sufficient yet.
Financials
Fundamentals, quarterly history, margins, returns and balance-sheet evidence
Financials
Fundamentals, quarterly history, margins, returns and balance-sheet evidence
Latest result
Quarter ended 30 Jun 2026
Pending dataYoY comparison unavailable - result verdict pending data
Filed 30 Jun 2026
Open results browser →| Metric | This quarter | YoY | QoQ |
|---|---|---|---|
| Revenue | ₹195.4 Cr | NDF | -18.5% |
| EBITDA | ₹1.8 Cr | -53.4% | -70.0% |
| Operating margin | 0.9% | -69 bps | -108 bps |
| PAT | ₹0.9 Cr | NDF | -66.1% |
| PAT margin | 0.5% | -68 bps | -56 bps |
NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.
Fundamentals
Valuation
- P/E
- 68.90
- P/B
- 7.20
- EV/EBITDA
- 35.18
- Market Cap
- 364.00Cr
Profitability
- ROE
- 15.10%
- ROCE
- 16.10%
- ROA
- 8.54%
- Dividend Y
- —
Growth (CAGR)
- Revenue 5Y
- 91.95%
- EPS 5Y
- 91.29%
- Revenue 3Y
- 92.00%
- EPS 3Y
- 110.00%
Balance Sheet
- Debt/Equity
- 0.45
- Interest Coverage
- 5.50×
- Altman Z
- 10.32
- Book Value
- 12.90
Cash Flow
- FCF Yield
- —
- FCF Positive Y
- 1/5
- OCF
- -32.00 Cr
- EPS TTM
- 1.82
Shareholding
- Promoter Hold
- 72.70%
- Promoter Pledge
- 0.00%
- Momentum 52W
- 63%
Financial History
Updated 19/10/2026
Revenue
₹ CrLatest: 884+146.2% vs prev
Net Profit
₹ CrLatest: 7.0+16.7% vs prev
Return on Equity
%Latest: 13.7-1.6% vs prev
Technicals
Trend interpretation, Stage 2, relative strength, volume and indicator evidence
Technicals
Trend interpretation, Stage 2, relative strength, volume and indicator evidence
Daily technical trend read
Bearish setupTrend is weak — long-term trend down. RSI 32.
- Price < SMA20 < SMA50 < SMA200 — full bearish stack.
- SMA20 falling (~10.8% over last month) — short-term momentum negative.
- RSI(14) at 32 — falling, no extreme reading.
- MACD below signal, histogram expanding negatively — bearish momentum building.
- Within 5% of 52-week low — testing support.
Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.
Valuation & peers
U-Score 39 · legacy U-Score band WATCHLIST · valuation evidence and comparable companies
Valuation & peers
U-Score 39 · legacy U-Score band WATCHLIST · valuation evidence and comparable companies
WATCHLIST
Fundamental score breakdown
U band · WATCHLISTValuation0/30
Growth20/25
Quality11/20
Balance Sheet8/15
Cash Flow0/10
Piotroski
5/9 (+3)
Penalties
-3
Raw sum
39
Why this score?
Top U-Score contributors and drags from the latest stored fundamentals.
39/100 · legacy band WATCHLIST
Positive drivers
- Growth contributes 20/25 to the score.
- Quality contributes 11/20 to the score.
- Balance sheet contributes 8/15 to the score.
Main drags
- Penalty bucket subtracts 3 points.
- Fair-value margin of safety is negative at -53.0%.
- Valuation is weaker at 0/30; verify the latest quarterly trend.
Sector valuation model
Consumer valuation: PE/PEG and brand-quality premium
Consumer franchises can deserve higher multiples, but only when growth quality supports them.
Primary lens
PE and PEG relative to growth, ROE, margins, and brand strength.
Secondary checks
Volume growth, pricing power, distribution, same-store or category growth.
Main risk check
Premium valuation needs durable growth and margin resilience.
PE
68.9
PB
7.2
EV/EBITDA
35.2
ROE
15.1%
ROCE
16.1%
FCF Yield
—
Debt/Equity
0.5
MoS
-53.0%
Score movement
Stored run vs live recompute
This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.
Stored run: 21 Oct 2026
v4.3-runtime-valuation
Final score
39
Previous: 39
Legacy U-Score band
WATCHLIST
Previous: WATCHLIST
Margin of safety
-53.0%
Previous: -53.0%
Score history
12 stored score snapshots. Latest stored move: +0 points.
21 Oct 2026
v4.3-runtime-valuation
38
38
38
38
38
38
39
39
39
39
39
39
Factor attribution
No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.
Modelled fair value
Graham Number
₹22.98
-303.5% MoS
Growth-justified P/E
33.3
Growth-justified Value
₹60.61
-53.0% MoS
PEG
0.70
Comparable companies
Peers
Business-comparable peers in Consumer — ranked by industry, sub-sector, theme-tag overlap, market cap, and U-Score similarity. Green cells mark the best available peer metric in this table.
Ticker
Name
Why peer
Score
PE
ROE
MoS
Verdict
PUSHPA
SME
Pushpa Jewellers Ltd.
Retail
match 90
67
10.8
25.2%
+66%
UNDERVALUED
KKJEWELS
SME
Kabra Jewels Ltd.
Retail
match 85
72
5.5
26.8%
+82%
UNDERVALUED
SHUBHLAXMI
SME
Shubhlaxmi Jewel Art Ltd.
Retail
match 83
26
16.4
4.6%
-265%
OVERVALUED
SILGO
Small
Silgo Retail Limited
Retail
match 83
23
33.0
5.8%
+1%
OVERVALUED
MOKSH
Small
Moksh Ornaments Limited
Retail
match 79
56
7.8
8.2%
+82%
FAIR VALUE
Business, management & trust
Growth engines, risks, management commitments and evidence-backed delivery
Business, management & trust
Growth engines, risks, management commitments and evidence-backed delivery
Business and thesis
Issuer presentation review pending
Divine Hira Jewellers Ltd. operates in Jewellery, within the Consumer sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers. The structured result feed currently covers the quarter ended 30 Jun 2026. Investor presentations and earnings-call PDFs will be added as issuer-backed evidence before management claims appear here.
Trust Score
63Limited evidence · low confidenceTrust Lite
Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.
Limited evidence: Claim history is still being built. It ranks around the 38th percentile of the scored universe and 41st percentile within Consumer. Main check: cash conversion is weak at 28/100.
This is a financial-behaviour screen, not a claim-tested management reliability verdict.
Computed 05 Sept 2026
management-trust-v1
0 docs text-extracted · 0 concalls text-extracted
Score band
Limited evidence
Financial behaviour is scored, but management claims do not yet have enough outcome checks.
Relative rank
38th percentile
overall median 67 · Consumer: 41st pctile, median 66 · SME: 45th pctile, median 64
Evidence depth
Financial-only
0 documents have extracted text, but claim history is not strong enough yet.
Claim delivery
Outcome history still building
0 claims extracted · No contradicted claim yet
How to read this Trust Score
Limited evidence · low confidenceWhat it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Acceptable, but check the weakest sub-score before increasing exposure.
Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.
Forensic breakdown
Read low sub-scores as due-diligence warnings, not automatic sell signals.
Promoter
86
strong · holding, pledge, alignment
Cash flow
28
weak · profit to cash conversion
Balance sheet
89
strong · leverage and solvency
Discipline
60
acceptable · capital discipline
Results
63
acceptable · quarterly consistency
Trust positives
- ▸Promoter holding is 72.7%.
- ▸Promoter pledge is zero.
- ▸OPM spread across recent quarters is 2.1%.
Trust risks
- ▸Operating cash flow is negative at ₹-32 Cr.
- ▸Only 1 years of positive FCF.
- ▸Profit margin is 1.3%.
Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.
Continue researching Divine Hira Jewellers Ltd.
Important announcements & filings
Latest exchange and company disclosures found within the past two years.
Open source ↗
Annual report
Annual Report 2025
Source: Nse
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.