UTI Asset Management Company Limited (UTIAMC)

Large Cap

Financial Services stocks · Large cap · NSE

UTI Asset Management Company Limited is India's oldest mutual fund, a customer-centric global asset management firm. It operates across Mutual Funds, Alternate Investment Funds, Pension Business, and Portfolio Management Services. The company covers 699 districts, partners with ~99,276 MFDs, and has a strong presence in B30 cities. It is a professionally managed, listed company with robust governance and an international footprint.

₹869.8

+2.60 · +0.30%

Market cap ₹11,239 Cr

IndicesNifty 500

Data qualityFresh enough for analysisQuote updated 21 Oct, 03:31 pm IST

Details

Quote21 Oct, 03:31 pm IST

Base fundamentals16 Oct 2026 · screener

Latest result23 Jul, 12:40 am IST

Score21 Oct, 04:30 am IST · v4.3-runtime-valuation

Tags03 May 2026

Coverage13/14 · 93%

Valuation2026-07-20 · Rf 6.8% · Financial Services P/E 17.0 (n=243)

Technical timing lens

Trend score and candlestick chart

31Bearish

full bear SMA stack · MACD − · near 52W low

Stock trend: 22

Sector RS: 45

Sector 3M: -5.7% vs Nifty 500 -5.6%

Financial Services FPI tailwindNot confirmed

Latest mapped FPI equity flow was not positive. View sector evidence

Compare peers →

Technical chart

UTIAMCD candles · FIT view-10.8%

Latest close ₹869.80 on 2026-10-21

Bar

-0.9%

RSI

MACD hist

-1.67

52W pos

2026-10-21O ₹878.00H ₹878.00L ₹855.10C ₹869.80Vol 84,314 sh

Up bar

Down bar

EMA 20

EMA 50

Volume + 20D avg

Result date

RSI(14)

MACD / signal

Market context

Relative performance and chart statistics

Adjusted completed-session prices, rebased to 100

UTIAMCNifty Financial ServicesNifty 500

UTIAMC: -5.4%
Nifty 500: -6.5%
Nifty Financial Services: -6.9%
Vs Nifty 500: +1.1 pp

Chart stats

21 Oct 2026

From 52W high: -38.3%
52W range position: 3%
ATR (14): 2.1%
Volume vs 20D: 1.24x
Avg traded value: ₹5.9 Cr
20D price channel: ₹855.1 - ₹936

Quarter ended 30 Jun 2026

Good · 60

Rev +7% YoY · PAT +16% YoY · margin expansion · +50% QoQ · operating leverage

Revenue: ₹584 Cr; YoY +6.8%
PAT: ₹294 Cr; YoY +15.8%
Operating margin: 66.0%; QoQ +6910 bps
PAT margin: 50.3%; QoQ +6342 bps

Filed 22 Jul 2026Full result & history →

Current-quarter concall

Transcript not linked yet

No source-linked earnings-call transcript is available for this company in the active results quarter.

Search Concall Intelligence

Technical snapshot

Positioning and participation

Stage 4 Downtrend

Current trend context ranked against the Nifty 500. It describes the chart; it is not a buy or sell signal.

RS percentile: 21; +7 ranks over 20D
Stage 2 entry: Not in Stage 2; Current classification: Stage 4 Downtrend
Sector rotation: #10; neutral · 99 stocks
Industry rotation: #15; weakening · 15 stocks

Trend structure

Below 20-DMABelow 50-DMABelow 200-DMA

RSI (14)

Weak momentum

MACD

Below signal

Histogram -1.67

Volume participation

1.2x average

Versus 20-session average

20-session position

18% of range

₹855.1 low · ₹935.95 high

Relative performance

vs Nifty 500

1M: -1.5 pp; stock -5.9%
3M: +1.1 pp; stock -5.4%
6M: -13.1 pp; stock -18.4%
1Y: -27.2 pp; stock -35.1%

From 52W high

-35.7%

High ₹1,353

52W range position

₹855.1 - ₹1,353

ATR (14)

2.1%

₹18.4

Avg traded value

₹5.9 Cr

20-session average

Current setup

No confirmed setup attached

Review the chart and detailed technical evidence before drawing a conclusion.

Open detailed technicals →

Research snapshot

What the evidence says now

Weak fundamentals, management evidence is still limited to a financial-only Trust Lite signal, price trend argues for patience, and recent execution is weak.

Suggested next step

Check latest quarters

Result consistency is weak; verify whether the thesis is improving or deteriorating.

U-Score

Legacy · WATCHLIST

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Financials

Fundamentals, quarterly history, margins, returns and balance-sheet evidence

Quarter ended 30 Jun 2026

Good · 60/100

Rev +7% YoY · PAT +16% YoY · margin expansion · +50% QoQ · operating leverage

Filed 22 Jul 2026

Open results browser →

Metric	This quarter	YoY	QoQ
Revenue	₹584 Cr	+6.8%	+49.7%
EBITDA	₹383 Cr	+12.6%	+3291.7%
Operating margin	66.0%	+400 bps	+6910 bps
PAT	₹294 Cr	+15.8%	NDF
PAT margin	50.3%	+390 bps	+6342 bps

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Fundamentals

Valuation

P/E: 21.00
P/B: 2.50
EV/EBITDA: 12.62
Market Cap: 11239.00Cr

Profitability

ROE: 10.30%
ROCE: 15.60%
ROA: 10.15%
Dividend Y: 4.57%

Growth (CAGR)

Revenue 5Y: 8.00%
EPS 5Y: -1.00%
Revenue 3Y: 10.00%
EPS 3Y: 2.00%

Balance Sheet

Debt/Equity: 0.03
Interest Coverage: 65.38×
Altman Z: 8.43
Book Value: 350.00

Cash Flow

FCF Yield: 3.32%
FCF Positive Y: 11/5
OCF: 407.00 Cr
EPS TTM: 35.89

Shareholding

Promoter Hold: —
Promoter Pledge: 0.00%
Momentum 52W: 1%

Financial History

Updated 19/10/2026

Revenue

₹ Cr

Latest: 584+49.7% vs prev

Net Profit

₹ Cr

Latest: 294+676.5% vs prev

ROE is shown only in the Annual view — quarterly equity data isn't published.

Technicals

Trend interpretation, Stage 2, relative strength, volume and indicator evidence

Daily technical trend read

Bearish setup

Trend is weak — long-term trend down. RSI 40.

Price < SMA20 < SMA50 < SMA200 — full bearish stack.
SMA20 roughly flat — short-term momentum stalled.
RSI(14) at 40 — falling, no extreme reading.
MACD below signal, histogram expanding negatively — bearish momentum building.
Within 5% of 52-week low — testing support.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Nifty 500 leadership

Relative Strength & Trend Stage

RS percentile

Stage 4 Downtrend

1M return

-5.9%

3M return

-5.4%

6M return

-16.0%

1Y return

-31.9%

RS 1D

RS 20D

Sector rank

#10

Industry rank

#15

Stage evidence

Price is 6.6% below the 30-week proxy.
The 50-DMA is below the 30-week proxy and its slope is falling -1.4%.
Both 3-month and 6-month returns are negative.

50-DMA

price below

200-DMA

price below

Sector

neutral

Industry

weakening

Relative-strength line vs Nifty 500 (base 100)

262 observations

21 Oct 2026Value 69.24+1.24%

RS vs Nifty 50069

Valuation & peers

U-Score 33 · legacy U-Score band WATCHLIST · valuation evidence and comparable companies

WATCHLIST

Fundamental score breakdown

U band · WATCHLIST

Valuation1/30

Growth6/25

Quality4/20

Balance Sheet10/15

Cash Flow6/10

Piotroski

8/9 (+5)

Penalties

Raw sum

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

33/100 · legacy band WATCHLIST

Positive drivers

FCF yield is supportive at 3.3%.
Piotroski is strong at 8/9.
Balance sheet contributes 10/15 to the score.

Main drags

Fair-value margin of safety is negative at -255.4%.
Valuation is weaker at 1/30; verify the latest quarterly trend.
Quality is weaker at 4/20; verify the latest quarterly trend.

Sector valuation model

Blended valuation: PE, EV/EBITDA, FCF yield, and balance-sheet checks

For this sector, IndiaPulse uses a blended lens rather than relying on a single valuation ratio.

Blended relative

Primary lens

PE, EV/EBITDA, margin of safety, and FCF yield together.

Secondary checks

ROE/ROCE, growth, cash conversion, leverage, promoter risk.

Main risk check

One cheap metric is not enough if quality or cash flow is weak.

21.0

2.5

EV/EBITDA

12.6

ROE

10.3%

ROCE

15.6%

FCF Yield

3.3%

Debt/Equity

0.0

MoS

-255.4%

Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 21 Oct 2026

v4.3-runtime-valuation

Final score

Previous: 33

Legacy U-Score band

WATCHLIST

Previous: WATCHLIST

Margin of safety

-255.4%

Previous: -254.3%

Score history

12 stored score snapshots. Latest stored move: +0 points.

21 Oct 2026

v4.3-runtime-valuation

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number

₹531.63

-63.6% MoS

Growth-justified P/E

6.8

Growth-justified Value

₹244.77

-255.4% MoS

PEG

—

Comparable companies

Peers

Business-comparable peers in Financial Services — ranked by industry, sub-sector, theme-tag overlap, market cap, and U-Score similarity. Green cells mark the best available peer metric in this table.

Compare all ↗

Ticker

Name

Why peer

Score

ROE

MoS

Verdict

HDFCAMC

Large

HDFC Asset Management Company Limited

NBFC / Capital Markets / Insurance

NBFC / Capital Markets / Insurance

Sammaan Capital Limited

NBFC / Capital Markets / Insurance

Tourism Finance Corporation of India Limited

NBFC / Capital Markets / Insurance

MAS Financial Services Limited

NBFC / Capital Markets / Insurance

Business, management & trust

Growth engines, risks, management commitments and evidence-backed delivery

Business and thesis

Where growth can come from, and what can break the case

Thesis intactReviewed 2026-07-23T07:46:50.600Z

Management commentary snapshot

Q1 FY27 consolidated core PAT grew 6% YoY and 31% QoQ to ₹129 cr. Total Group AUM declined 6% YoY and 12% QoQ to ₹20.57 lakh cr, while UTI MF QAAUM grew 9% YoY and 1% QoQ to ₹3.93 lakh cr. Core revenue was flat YoY but up 1% QoQ.

UTIAMC's core business shows resilience with Q1 FY27 core PAT and MF QAAUM growing YoY. However, total group AUM saw a significant decline, primarily due to UTI International. Strong B30 presence and digital adoption are positives, but the overall AUM trend, especially in non-MF segments, needs close monitoring.

Current business mix

Group AUM by Entity (June 2026)

Latest issuer-disclosed distribution across 5 reported categories.

UTI MF19.1%

PMS0.7%

UTI International59.1%

UTI Alternatives0.2%

UTI PFL21.0%

Growth engines

Passive AUM Growth

Passive QAAUM demonstrates 15.87% YoY growth.

SIP Book

SIP remains Cornerstone for AUM Performance with 8.05% YoY SIP AUM growth.

B30 Cities Penetration

Strong presence in B30 cities with 202 branches, enabling new client acquisition and capitalizing on future growth.

Digital Adoption

15% growth in digital SIP transactions in Q1 FY27 YoY, reflecting acceptance of digital platforms.

Capacity and execution

UTI Financial Centres

255 UTI Financial Centres, with 202 located in B30 cities.

UTI Pension Fund Schemes

Filed four new schemes under the Multi Scheme Framework.

UTI Alternatives Funds

SDOF IV received commitments worth INR 886 Cr. MOF II launched with anchor commitments of INR 300 Cr.

Tailwinds

B30 City Growth

Established presence in B30 cities positions the company to capitalize on future growth in underpenetrated cities.

Higher B30 Margins

B30 AUM aids overall margins as these are stickier in nature and offer comparatively higher margins.

Management accountability

What management said, and what results must prove

Issuer guidance and extracted claims are tracked against later reported outcomes. Treat these as management statements, not IndiaPulse forecasts.

Analyst reading lens

Compare BOTH

YoY comparison is crucial for assessing long-term growth and market share trends in the asset management business, while QoQ provides insight into sequential momentum, especially for financial performance and AUM flows.

Sector KPIs management disclosed

UTI MF QAAUM

₹3,92,691 cr, 9% YoY, 1% QoQ

Total Group AUM

₹20,56,871 cr, (6%) YoY, (12%) QoQ

Industry MF QAAUM

₹83,14,467 cr, 15.26% YoY, 1.97% QoQ

Total MF QAAUM Market Share

4.72%

Management forward view

Build & Retain Investment Team

Continuous endeavor to build and retain highly competent and motivated investment team across asset classes.

Strengthen Distribution

Further build distribution capabilities and strengthen existing relationships with partners.

Enhance Pension & AIF Leadership

Enhance standing as a leader in Pension and AIF Business.

Augment International Presence

Augment our International Presence.

Thesis monitor

Numbers and claims to verify in the next filings

Checkpoint	Current evidence	What to verify next
Total Group AUM	₹20.57 lakh cr (Q1 FY27)	Monitor growth across all segments, especially UTI International and UTI PFL, which contribute significantly to Group AUM.
UTI MF QAAUM	₹3.93 lakh cr (Q1 FY27)	Track market share trends and growth in equity and passive segments.
Core PAT Growth	6% YoY (Q1 FY27)	Observe sustained growth in core profitability and margin expansion.
Digital Transaction Growth	15% YoY in digital SIP transactions (Q1 FY27)	Monitor continued adoption and contribution of digital channels to sales and servicing.

Verification checkpoints are IndiaPulse research interpretation, not investment advice.

Show extracted source claims

export growthnot yet verifiable

UTI AMC will continuously endeavor to augment its international presence.

Timeframe: continuousDirection: positiveConfidence: high

"Augment our International Presence"

export growthnot yet verifiable

UTI AMC will continuously endeavor to augment its international presence.

Timeframe: continuousDirection: positiveConfidence: high

"Augment our International Presence"