IP
IndiaPulse

Newgen Software Technologies Limited (NEWGEN)

Large Cap

IT stocks · Large cap · NSE

Newgen Software Technologies is a 34-year-old IT company with a presence in 79 countries and ~500 active customers. It provides an enterprise orchestration layer, NewgenONE, designed to coordinate human expertise, enterprise systems, business processes, and AI agents. It serves Banking & FS, Insurance, Healthcare, and Government verticals.

₹524.8
+7.15 · +1.38%
Quote04 Sept, 03:58 pm IST
Fundamentals05 Sept 2026 · screener
Score05 Sept, 10:20 pm IST · v4.3-runtime-valuation
Tags02 May 2026
Coverage14/14 · 100%
Valuation2026-07-20 · Rf 6.8% · IT P/E 22.6 (n=200)
Data confidence
Fresh enough for analysis
Investor decision lenses

One read, four checks

75+ is strong, 60-74 is usable, 45-59 is mixed, and below 45 needs caution. These are research lenses, not buy/sell instructions.

Investable fundamentals, management trust is supportive, price trend argues for patience, and recent execution is weak.

Suggested next step
Research, do not rush
The four lenses are not strongly aligned. Compare peers and wait for a cleaner setup.
U-Score
UNDERVALUED
61

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Trust
Healthy Trust
80

low confidence · 0/0 claims checked

Technical
Neutral
42

Timing lens: price trend and sector relative strength.

Result consistency
mixed
50

Rolling lens: recent quarterly delivery, not the latest single-result score.

Latest result

Quarter ended 30 Jun 2026

Good · 70/100

Rev +11% YoY · PAT +26% YoY · margin expansion · operating leverage

Filed 16 Jul 2026
Open results browser →
MetricThis quarterYoYQoQ
Revenue₹357 Cr+11.2%-21.2%
EBITDA₹56 Cr+24.4%-63.2%
Operating margin16.0%+200 bps-1800 bps
PAT₹63 Cr+26.0%-40.6%
PAT margin17.6%+207 bps-575 bps

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Business & thesis

Growth engines, tailwinds/headwinds, and risk radar from management commentary

Business and thesis

Where growth can come from, and what can break the case

Thesis intactReviewed 2026-07-17T07:15:34.210Z
Management commentary snapshot

Newgen Software reported robust Q1 FY'27 results with revenue from operations growing 11.2% YoY to INR 3,567 Mn. EBITDA increased 24.2% YoY to INR 559 Mn, expanding margins to 15.7%. PAT (excl. exceptional items) rose 26.3% YoY to INR 628 Mn, with margins at 17.6%. Growth was broad-based across geographies.

The company demonstrated strong execution in Q1 FY'27, with double-digit growth in revenue and profits, coupled with margin expansion. Geographic diversification and new customer additions indicate healthy demand for its enterprise AI and orchestration platforms, reinforcing its market position.

Current business mix

Q1 FY'27 Revenue by Vertical

Latest issuer-disclosed distribution across 4 reported categories.

Businessmix
Banking63.0%
Insurance & Healthcare22.0%
Others9.0%
Govt.6.0%
Growth engines

AI-powered Platform

NewgenONE platform unifies six critical components for traceable, compliant, and accountable outcomes at scale, embedding AI.

Geographic Expansion

Broad-based geographic growth, led by Americas (27% YoY), APAC (12% YoY), and EMEA (10% YoY) in Q1 FY'27.

New Customer Acquisition

Added 10 new enterprise customers during Q1 FY'27, strengthening global customer base across priority industries.

Annuity Revenue Model

Large annuity revenue streams (71% of Q1 FY'27 revenue) provide stability and recurring income.

Tailwinds

International Market Demand

Healthy demand across key international markets, driving broad-based geographic revenue growth in Q1 FY'27.

Industry Recognition

Consistently recognized as a 'Leader' or 'Strong Performer' by Forrester and Gartner in various categories.

Leadership Transition

New CEO and CGO appointed effective August 1, 2026, reflecting commitment to scaling the next phase of growth.

Risk radar

Debtor Days

Debtor days increased from 125 in Q1 FY'26 to 145 in Q1 FY'27, indicating potential working capital strain.

Competition

Risks include competition (both domestic and international) and the ability to manage new business opportunities.

Talent Retention

Ability to attract and retain highly skilled professionals is identified as a risk.

Project Execution

Time and cost overruns on projects are a stated risk.

Management accountability

What management said, and what results must prove

Management accountability

What management said, and what results must prove

Issuer guidance and extracted claims are tracked against later reported outcomes. Treat these as management statements, not IndiaPulse forecasts.

Analyst reading lens
Compare YOY

The company explicitly states its business is seasonal, with proportionately higher revenues and debtor days in the year-end period (March), making year-on-year comparisons more appropriate for performance evaluation.

Sector KPIs management disclosed

Revenue from Operations

INR 3,567 Mn in Q1 FY'27, up 11.2% YoY.

EBITDA

INR 559 Mn in Q1 FY'27, up 24.2% YoY, with margins expanding to 15.7%.

Profit After Tax (excl. exceptional items)

INR 628 Mn in Q1 FY'27, up 26.3% YoY, with margins at 17.6%.

Annuity Revenue Contribution

71% of Q1 FY'27 revenues (SaaS 17%, ATS/AMC 24%, Support 30%).

Management forward view

Focus on Growth Scaling

Management is committed to scaling the next phase of growth, with new CEO and CGO appointments effective August 1, 2026.

Strategic Partnerships

The new Chief Growth Officer is tasked with championing growth through strategic partnerships, market expansion, and ecosystem development.

Thesis monitor

Numbers and claims to verify in the next filings

CheckpointCurrent evidenceWhat to verify next
Revenue Growth11.2% YoY in Q1 FY'27.Watch for sustained double-digit growth rates across key geographies.
EBITDA Margin15.7% in Q1 FY'27.Watch for continued margin expansion or stability, indicating operational efficiency.
New Customer Wins10 new enterprise customers in Q1 FY'27.Watch for consistent additions of new logos, especially in priority industries.
Debtor Days145 days in Q1 FY'27.Watch for reduction or stabilization of debtor days to improve working capital efficiency.

Verification checkpoints are IndiaPulse research interpretation, not investment advice.

Technical timing lens

Trend score and candlestick chart

42Neutral

SMA20 -2.4% / mo · MACD −

Stock trend: 32
Sector RS: 57
Sector 3M: +0.1% vs Nifty -1.5%

Technical chart

NEWGENdaily · 1Y · AUTO+12.2%
Latest close ₹524.80 on 2026-09-04
Bar
+0.5%
RSI
48
MACD hist
-2.01
52W pos
19%
2026-09-04O ₹522.00H ₹543.95L ₹522.00C ₹524.80Vol 21.6L sh
₹389.89₹451.28₹512.66₹574.05₹635.4452L524.802026-032026-06VolRSIMACD2026-032026-042026-062026-072026-09
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal

Daily technical trend read

Bearish setup

Trend is weak — long-term trend down. RSI 48.

  • Price below SMA200 (long-term downtrend) — short-term bounces likely countertrend.
  • SMA20 falling (~2.5% over last month) — short-term momentum negative.
  • RSI(14) at 48 — falling, no extreme reading.
  • MACD below signal, histogram expanding negatively — bearish momentum building.
  • 50% off 52W high · 31% above 52W low.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Nifty 500 leadership

Relative Strength & Trend Stage

20
RS percentile
Stage 3 Topping
1M return
-4.8%
3M return
+7.7%
6M return
+16.1%
1Y return
-40.7%
RS 1D
+2
RS 20D
-1
Sector rank
#14
Industry rank
#17
Stage evidence
  • 47.3% below the 52-week closing high after prior strength.
  • The 30-week proxy has stalled (-2.9% over 20 sessions).
  • Price has not yet confirmed a full Stage 4 downtrend.
50-DMA
price below
200-DMA
price below
Sector
lagging
Industry
neutral
Relative-strength line vs Nifty 500 (base 100)
264 observations
04 Sept 2026Value 59.1+1.37%
47638096113Aug 25Dec 25Apr 26Sept 2659
RS vs Nifty 50059

Valuation & score drivers

U-Score 61 · UNDERVALUED · pillar breakdown, sector model, fair-value anchor

61U-SCORE
Financial Turnaround

Fundamental score breakdown

UNDERVALUED
Valuation7/30
Growth17/25
Quality13/20
Balance Sheet11/15
Cash Flow7/10
Piotroski
8/9 (+5)
Penalties
1
Raw sum
61

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

61/100 · UNDERVALUED

Positive drivers

  • Piotroski is strong at 8/9.
  • Fair-value margin of safety is positive at 29.7%.
  • Balance sheet contributes 11/15 to the score.

Main drags

  • Valuation is weaker at 7/30; verify the latest quarterly trend.
  • Quality is weaker at 13/20; verify the latest quarterly trend.
  • Growth is weaker at 17/25; verify the latest quarterly trend.
Sector valuation model

IT valuation: PE and EV/EBITDA against growth and margins

Asset-light IT companies deserve valuation support only when growth, margins, and cash conversion hold up.

IT PE/EVEBITDA
Primary lens
PE and EV/EBITDA relative to revenue growth, margins, and cash conversion.
Secondary checks
Deal pipeline, attrition, dollar revenue growth, FCF yield.
Main risk check
Low PE can reflect weak growth or margin pressure.
PE
21.8
PB
4.2
EV/EBITDA
16.6
ROE
19.6%
ROCE
25.0%
FCF Yield
1.2%
Debt/Equity
0.0
MoS
+29.7%
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 05 Sept 2026
v4.3-runtime-valuation
Final score
61
Previous: 61
Verdict
UNDERVALUED
Previous: UNDERVALUED
Margin of safety
+29.7%
Previous: +29.7%

Score history

12 stored score snapshots. Latest stored move: +0 points.

05 Sept 2026
v4.3-runtime-valuation
61
64
59
59
59
57
57
60
57
60
61
61

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number
₹249.09
-110.7% MoS
Growth-justified P/E
33.8
Growth-justified Value
₹746.29
+29.7% MoS
PEG
1.02

Trust score

Does management behaviour match later outcomes? Claim delivery, forensic breakdown, evidence depth

Trust Score
80Healthy Trust · low confidenceTrust Lite

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Healthy Trust: Claim history is still being built. It ranks around the 90th percentile of the scored universe and 87th percentile within IT. Main check: results consistency is weak at 50/100.

High Trust Lite: Promoter pledge is zero. Key concern: 1 of the latest 4 quarters had PAT decline worse than 25% YoY.

Computed 05 Sept 2026
management-trust-v1
136 docs text-extracted · 59 concalls text-extracted
Score band
Healthy Trust

Generally investable credibility. Look for weak sub-scores before increasing position size.

Relative rank
90th percentile

overall median 67 · IT: 87th pctile, median 69 · Large: 77th pctile, median 73

Evidence depth
Financial-only

136 documents have extracted text, but claim history is not strong enough yet.

Claim delivery
Outcome history still building

0 claims extracted · No contradicted claim yet

How to read this Trust Score

Healthy Trust · low confidence
What it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Can support position sizing if valuation and trend also agree.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
78
strong · holding, pledge, alignment
Cash flow
77
strong · profit to cash conversion
Balance sheet
96
strong · leverage and solvency
Discipline
90
strong · capital discipline
Results
50
watch · quarterly consistency

Trust positives

  • Promoter pledge is zero.
  • FCF yield is positive at 1.2%.
  • 10 years of positive FCF.
  • Debt/equity is 0.02.

Trust risks

  • 1 of the latest 4 quarters had PAT decline worse than 25% YoY.
  • OPM spread across recent quarters is 20%.

Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.

Financials

Full fundamentals table and 10-year revenue / profit / ROE history

Fundamentals

Valuation

P/E
21.80
P/B
4.20
EV/EBITDA
16.56
Market Cap
7479.00Cr

Profitability

ROE
19.60%
ROCE
25.00%
ROA
12.86%
Dividend Y
1.14%

Growth (CAGR)

Revenue 5Y
19.00%
EPS 5Y
21.00%
Revenue 3Y
17.00%
EPS 3Y
22.00%

Balance Sheet

Debt/Equity
0.02
Interest Coverage
83.40×
Altman Z
8.42
Book Value
125.00

Cash Flow

FCF Yield
1.16%
FCF Positive Y
10/5
OCF
232.00 Cr
EPS TTM
22.06

Shareholding

Promoter Hold
53.45%
Promoter Pledge
0.00%
Momentum 52W
19%

Financial History

Updated 5/9/2026

Revenue

₹ Cr
Latest: 1,574+5.9% vs prev
01574Mar 2017: 427Mar 2018: 512Mar 2019: 621Mar 2020: 661Mar 2021: 673Mar 2022: 779Mar 2023: 974Mar 2024: 1,244Mar 2025: 1,487Mar 2026: 1,574FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26

Net Profit

₹ Cr
Latest: 301-4.4% vs prev
0315.0Mar 2017: 51.0Mar 2018: 73.0Mar 2019: 102Mar 2020: 73.0Mar 2021: 126Mar 2022: 164Mar 2023: 177Mar 2024: 252Mar 2025: 315Mar 2026: 301FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26

Return on Equity

%
Latest: 16.9-18.5% vs prev
020.8Mar 2017: 20.4%Mar 2018: 18.0%Mar 2019: 20.6%Mar 2020: 13.3%Mar 2021: 18.9%Mar 2022: 20.2%Mar 2023: 18.0%Mar 2024: 20.6%Mar 2025: 20.8%Mar 2026: 16.9%FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26

Peers

Business-comparable names in IT, ranked by similarity

Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.