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IndiaPulse

Marico Limited (MARICO)

Mid Cap

FMCG stocks · Mid cap · NSE

Marico Limited is an Indian consumer goods company operating in India and international markets. It focuses on core categories like coconut oil, value-added hair oils, and edible oils, while diversifying into foods, premium personal care, and digital-first brands. The company aims for profitable and sustainable growth.

₹815.15
-12.25 · -1.48%
Quote04 Sept, 03:58 pm IST
Fundamentals05 Sept 2026 · screener
Score05 Sept, 10:20 pm IST · v4.3-runtime-valuation
Tags15 Aug 2026
Coverage14/14 · 100%
Valuation2026-07-20 · Rf 6.8% · FMCG P/E 36.0 (n=42)
Data confidence
Fresh enough for analysis
Investor decision lenses

One read, four checks

75+ is strong, 60-74 is usable, 45-59 is mixed, and below 45 needs caution. These are research lenses, not buy/sell instructions.

Mixed fundamentals, management trust is supportive, price trend is neutral, and recent execution is consistent.

Suggested next step
Research, do not rush
The four lenses are not strongly aligned. Compare peers and wait for a cleaner setup.
U-Score
FAIR VALUE
50

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Trust
Healthy Trust
79

medium confidence · 3/4 claims checked

Technical
Neutral
45

Timing lens: price trend and sector relative strength.

Result consistency
consistent
95

Rolling lens: recent quarterly delivery, not the latest single-result score.

Latest result

Quarter ended 30 Jun 2026

Excellent · 85/100

Rev +23% YoY · PAT +27% YoY · margin expansion · +20% QoQ

Filed 04 Aug 2026
Open results browser →
MetricThis quarterYoYQoQ
Revenue₹3,957 Cr+22.9%+19.9%
EBITDA₹819 Cr+25.0%+57.2%
Operating margin21.0%+100 bps+500 bps
PAT₹652 Cr+27.1%+59.8%
PAT margin16.5%+55 bps+412 bps

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Business & thesis

Growth engines, tailwinds/headwinds, and risk radar from management commentary

Business and thesis

Where growth can come from, and what can break the case

Thesis intactReviewed 2026-06-14T08:53:11.814Z
Management commentary snapshot

FY26 revenue grew 26% YoY, highest in 14 years, with India volume up 8% (7-year high) and International CCG up 20% (14-year high). Q4FY26 saw 22% revenue growth, India volume up 9%, and International CCG up 19%. EBITDA and PAT grew 14% in Q4.

Marico delivered robust FY26 performance with record revenue and volume growth, driven by core categories and diversification into Foods and Premium Personal Care. International business also showed strong momentum. Management's FY27 and FY30 targets appear ambitious but supported by strategic initiatives and easing input costs.

Current business mix

Revenue Mix by Category Type (India)

Latest issuer-disclosed distribution across 2 reported categories.

Businessmix
Mass (commodity-linked)63.0%
Premium + Digital37.0%
Growth engines

Foods Portfolio Scale-up

Foods portfolio exited FY26 at ₹1,000+ crores in revenues, with core Saffola foods delivering double-digit growth.

Premium Personal Care & Digital-first Brands

Premium Personal Care closed FY26 at ~₹350 Crores; Digital-first portfolio clocked an exit ARR of ₹1100+ crore.

International Business Premiumization

Revenue share from premium categories in International business expanded from ~20% in FY20 to ~30% in FY26, targeting ~40% by FY30.

Project SETU - Direct Reach Expansion

3-year phased plan to increase direct reach 1.5x by FY27, driving growth in GT through transformative expansion.

Tailwinds

GST Rationalization

Enhanced affordability due to GST rate rationalization implemented in late September 2025 is expected to aid overall demand.

Rangebound Inflation & Policy Stimulus

Rangebound inflation is enhancing real purchasing power, and policy stimulus is supporting consumer confidence.

Copra Price Correction

Copra prices have corrected ~35% from peak levels and are expected to remain range-bound, alleviating input cost pressures.

Headwinds

Geopolitical Risks

Impact of recent developments in the Middle East on crude-linked input costs and global supply chain, affecting Gulf region business.

Monsoon Trajectory

Influence of the onset and progress of monsoon on rural sentiment in India is a key monitorable.

Crude-linked Input Cost Inflation

Vegetable oils and other crude-linked inputs continue to exhibit an inflationary bias due to geopolitical developments.

Risk radar

Input Cost Volatility

Crude-linked input costs remain a monitorable risk; sustained increases will be addressed through calibrated pricing actions.

Geopolitical Disruptions

Gulf region impacted by temporary disruptions in the supply chain due to ongoing geopolitical developments in March.

Management accountability

What management said, and what results must prove

Management accountability

What management said, and what results must prove

Issuer guidance and extracted claims are tracked against later reported outcomes. Treat these as management statements, not IndiaPulse forecasts.

Analyst reading lens
Compare BOTH

YoY comparison is crucial for assessing annual growth and long-term trends in a consumer business. QoQ is relevant for tracking sequential momentum, especially in volume growth and margin recovery from input cost fluctuations.

Sector KPIs management disclosed

India Volume Growth

India business reported underlying volume growth of 8% in FY26 (7-year high) and 9% in Q4FY26.

International Business CCG

International business achieved constant currency growth of 20% in FY26 (14-year high) and 19% in Q4FY26.

Consolidated EBITDA Margin

Consolidated EBITDA Margin was 17.1% in FY26 (down 265 bps YoY) and 15.6% in Q4FY26 (down 114 bps YoY).

Gross Margin Trend

Gross margin improved by ~140 bps QoQ in Q4FY26 due to easing copra prices, but was down ~360 bps YoY.

Management forward view

FY27 Consolidated Outlook

Aim to deliver double-digit revenue growth to cross ₹15,000 Cr. in FY27 and aspire for high-teen EBITDA growth.

FY30 Consolidated Vision

Poised to deliver double-digit revenue CAGR by FY30 to cross ₹20,000+ Crores, with mid-teen EBITDA CAGR.

India Business Diversification

India revenue share of Foods & PPC (incl. Digital-first) to expand to ~27% in FY27 (from ~23% in FY26) and ~33% by FY30.

International Business Premiumization

Revenue share from premium categories in International business to expand to ~40% by FY30 (from ~30% in FY26).

Thesis monitor

Numbers and claims to verify in the next filings

CheckpointCurrent evidenceWhat to verify next
India Volume Growth (FY27)9% in Q4FY26, 8% in FY26Sustaining high single-digit volume growth in India business.
International Business CCG (FY27)19% in Q4FY26, 20% in FY26Maintaining mid-teen constant currency growth across markets.
Consolidated Revenue (FY27)₹13,611 Cr. in FY26Achieving double-digit revenue growth to cross ₹15,000 Cr.
Digital-first Brands EBITDA MarginImproving profitabilityReaching double-digit EBITDA margins by end of FY27 and teens by FY30.

Verification checkpoints are IndiaPulse research interpretation, not investment advice.

Show extracted source claims
revenue outlooknot yet verifiablequantified

Exit Annual Recurring Revenue (ARR) for Digital-First Brands is expected to be approximately 2.5 times of FY24 ARR by FY27.

Timeframe: By FY27Direction: increaseConfidence: expected

"Exit ARR expected to be ~2.5x of FY24 ARR in FY27"

revenue outlookdeliveredquantified

Exit Annual Recurring Revenue (ARR) for Digital-First Brands is expected to be approximately 2.5 times of FY24 ARR by FY27.

Timeframe: By FY27Direction: increaseConfidence: expected

"Exit ARR expected to be ~2.5x of FY24 ARR in FY27"

Outcome check: Revenue YoY averaged 25.0% across 4 later quarter(s).

revenue outlooknot yet verifiablequantified

The Foods portfolio is on course to become approximately 8 times its FY20 scale by FY27.

Timeframe: By FY27Direction: increaseConfidence: On course

"On course to become ~8x of FY20 scale in FY27"

revenue outlookdeliveredquantified

The Foods portfolio is on course to become approximately 8 times its FY20 scale by FY27.

Timeframe: By FY27Direction: increaseConfidence: On course

"On course to become ~8x of FY20 scale in FY27"

Outcome check: Revenue YoY averaged 25.0% across 4 later quarter(s).

macro expectationnot yet verifiable

Overall consumption in India is expected to see gradual improvement in FY26.

Timeframe: FY26Direction: improvementConfidence: Expected

"Expect gradual improvement in overall consumption in FY26"

macro expectationnot yet verifiable

Overall consumption in India is expected to see gradual improvement in FY26.

Timeframe: FY26Direction: improvementConfidence: Expected

"Expect gradual improvement in overall consumption in FY26"

margin outlooknot yet verifiable

The company is aspiring for double-digit operating profit growth in FY26.

Timeframe: FY26Direction: increaseConfidence: Aspiring

"Aspiring for double-digit operating profit growth in FY26"

margin outlookpartially delivered

The company is aspiring for double-digit operating profit growth in FY26.

Timeframe: FY26Direction: increaseConfidence: Aspiring

"Aspiring for double-digit operating profit growth in FY26"

Outcome check: OPM moved from 17.0% to average 17.3% (+0.3 pp).

Technical timing lens

Trend score and candlestick chart

45Neutral

SMA20 -1.9% / mo · MACD −

Stock trend: 49
Sector RS: 40
Sector 3M: -3.3% vs Nifty -1.5%

Technical chart

MARICOdaily · 1Y · AUTO+4.7%
Latest close ₹815.15 on 2026-09-04
Bar
-1.1%
RSI
37
MACD hist
-3.12
52W pos
63%
2026-09-04O ₹824.05H ₹824.70L ₹814.10C ₹815.15Vol 10.2L sh
₹715.27₹760.80₹806.33₹851.85₹897.3852H815.152026-032026-06VolRSIMACD2026-032026-042026-062026-072026-09
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal

Daily technical trend read

Bearish setup

Trend is weak — long-term uptrend intact. RSI 37.

  • Price above SMA200 (long-term uptrend) but mid-term MAs not aligned.
  • SMA20 falling (~2.0% over last month) — short-term momentum negative.
  • RSI(14) at 37 — falling, no extreme reading.
  • MACD below signal but histogram contracting — bearish momentum easing.
  • 8% off 52W high · 18% above 52W low.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Nifty 500 leadership

Relative Strength & Trend Stage

62
RS percentile
Stage 1 Base / Transition
1M return
-5.4%
3M return
+0.2%
6M return
+7.7%
1Y return
+12.6%
RS 1D
-1
RS 20D
-6
Sector rank
#16
Industry rank
#21
Stage evidence
  • Price is within 0.8% of the 30-week proxy.
  • The 30-week proxy changed +1.7% over 20 sessions.
  • The moving-average structure does not confirm Stage 2 or Stage 4.
50-DMA
price below
200-DMA
price above
Sector
lagging
Industry
lagging
Relative-strength line vs Nifty 500 (base 100)
264 observations
04 Sept 2026Value 112.36-1.48%
95102109117124Aug 25Dec 25Apr 26Sept 26112
RS vs Nifty 500112

Valuation & score drivers

U-Score 50 · FAIR VALUE · pillar breakdown, sector model, fair-value anchor

50U-SCORE
Premium Compounder

Fundamental score breakdown

FAIR VALUE
Valuation0/30
Growth9/25
Quality20/20
Balance Sheet9/15
Cash Flow7/10
Piotroski
8/9 (+5)
Penalties
0
Raw sum
50

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

50/100 · FAIR VALUE

Positive drivers

  • Piotroski is strong at 8/9.
  • Quality contributes 20/20 to the score.
  • Cash flow contributes 7/10 to the score.

Main drags

  • Fair-value margin of safety is negative at -132.6%.
  • Valuation is weaker at 0/30; verify the latest quarterly trend.
  • Growth is weaker at 9/25; verify the latest quarterly trend.
Sector valuation model

Consumer valuation: PE/PEG and brand-quality premium

Consumer franchises can deserve higher multiples, but only when growth quality supports them.

Consumer PE/PEG
Primary lens
PE and PEG relative to growth, ROE, margins, and brand strength.
Secondary checks
Volume growth, pricing power, distribution, same-store or category growth.
Main risk check
Premium valuation needs durable growth and margin resilience.
PE
56.1
PB
25.1
EV/EBITDA
39.3
ROE
42.8%
ROCE
47.0%
FCF Yield
1.4%
Debt/Equity
0.1
MoS
-132.6%
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 05 Sept 2026
v4.3-runtime-valuation
Final score
50
Previous: 50
Verdict
FAIR VALUE
Previous: FAIR VALUE
Margin of safety
-132.6%
Previous: -132.6%

Score history

12 stored score snapshots. Latest stored move: +0 points.

05 Sept 2026
v4.3-runtime-valuation
49
49
49
49
49
50
50
50
50
50
50
50

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number
₹102.95
-691.8% MoS
Growth-justified P/E
24.1
Growth-justified Value
₹350.41
-132.6% MoS
PEG
5.72

Trust score

Does management behaviour match later outcomes? Claim delivery, forensic breakdown, evidence depth

Trust Score
79Healthy Trust · medium confidenceClaim-tested Trust

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Healthy Trust: Management has 100% delivered/partly-delivered outcomes on 3 checked claims. It ranks around the 88th percentile of the scored universe and 70th percentile within FMCG. No major sub-score weakness stands out.

High Trust: 3/4 extracted management claims have outcome checks; 67% were fully delivered and 1 were partially delivered.

Computed 05 Sept 2026
management-trust-v1
60 extracted concalls · 3/4 claims matched
Score band
Healthy Trust

Generally investable credibility. Look for weak sub-scores before increasing position size.

Relative rank
88th percentile

overall median 67 · FMCG: 70th pctile, median 78 · Mid: 68th pctile, median 76

Evidence depth
Early sample

3/4 claims checked. Use as directional, not final.

Claim delivery
100% delivered or partly delivered

3/4 claims checked · No contradicted claim yet

How to read this Trust Score

Healthy Trust · medium confidence
What it measures
Reliability of management and financial delivery, using management claims matched with later outcomes.
Confidence
Useful directional evidence exists, but still verify the latest filings.
Investor use
Can support position sizing if valuation and trend also agree.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
86
strong · holding, pledge, alignment
Cash flow
77
strong · profit to cash conversion
Balance sheet
89
strong · leverage and solvency
Discipline
90
strong · capital discipline
Results
95
strong · quarterly consistency

Trust positives

  • Promoter holding is 58.9%.
  • Promoter pledge is zero.
  • FCF yield is positive at 1.5%.
  • 10 years of positive FCF.

Trust risks

  • No major Trust Lite risk flags.

Financials

Full fundamentals table and 10-year revenue / profit / ROE history

Fundamentals

Valuation

P/E
56.10
P/B
25.15
EV/EBITDA
39.33
Market Cap
105838.00Cr

Profitability

ROE
42.80%
ROCE
47.00%
ROA
18.22%
Dividend Y
0.49%

Growth (CAGR)

Revenue 5Y
11.00%
EPS 5Y
9.00%
Revenue 3Y
12.00%
EPS 3Y
11.00%

Balance Sheet

Debt/Equity
0.13
Interest Coverage
38.94×
Altman Z
8.99
Book Value
32.40

Cash Flow

FCF Yield
1.45%
FCF Positive Y
10/5
OCF
1363.00 Cr
EPS TTM
14.54

Shareholding

Promoter Hold
58.92%
Promoter Pledge
0.00%
Momentum 52W
63%

Financial History

Updated 5/9/2026

Revenue

₹ Cr
No data

Net Profit

₹ Cr
No data

Return on Equity

%
No data

Peers

Business-comparable names in FMCG, ranked by similarity

Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.