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Jaro Institute of Technology Management and Research Limited (JARO)

Small Cap

IT stocks · Small cap · NSE

Jaro Institute of Technology Management and Research Limited operates in EdTech, within the IT sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers.

₹445.65
-8.75 · -1.93%
Quote04 Sept, 03:58 pm IST
Fundamentals05 Sept 2026 · screener
Score05 Sept, 10:20 pm IST · v4.3-runtime-valuation
Tags03 May 2026
Coverage13/14 · 93%
Valuation2026-07-20 · Rf 6.8% · IT P/E 22.6 (n=200)
Data confidence
Fresh enough for analysis
Investor decision lenses

One read, four checks

75+ is strong, 60-74 is usable, 45-59 is mixed, and below 45 needs caution. These are research lenses, not buy/sell instructions.

Investable fundamentals, management trust is supportive, price trend argues for patience, and recent execution is weak.

Suggested next step
Add to watchlist
Fundamental setup is interesting, but technical confirmation is weak.
U-Score
UNDERVALUED
70

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Trust
Healthy Trust
75

low confidence · 0/0 claims checked

Technical
Bearish
39

Timing lens: price trend and sector relative strength.

Result consistency
mixed
50

Rolling lens: recent quarterly delivery, not the latest single-result score.

Latest result

Quarter ended 30 Jun 2026

Good · 57/100

Rev +16% YoY · PAT +38% YoY · operating leverage · margin compression

Filed 30 Jun 2026
Open results browser →
MetricThis quarterYoYQoQ
Revenue₹71 Cr+16.4%-2.7%
EBITDA₹15 Cr+7.1%-28.6%
Operating margin21.0%-200 bps-800 bps
PAT₹11 Cr+37.5%-47.6%
PAT margin15.5%+238 bps-1328 bps

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Business & thesis

Growth engines, tailwinds/headwinds, and risk radar from management commentary

Business and thesis

Issuer presentation review pending

Jaro Institute of Technology Management and Research Limited operates in EdTech, within the IT sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers. The structured result feed currently covers the quarter ended 30 Jun 2026. Investor presentations and earnings-call PDFs will be added as issuer-backed evidence before management claims appear here.

Management accountability

What management said, and what results must prove

Technical timing lens

Trend score and candlestick chart

39Bearish

full bear SMA stack · SMA20 -5.4% / mo · MACD + · near 52W low

Stock trend: 26
Sector RS: 57
Sector 3M: +0.1% vs Nifty -1.5%

Technical chart

JAROdaily · 1Y · AUTO+5.6%
Latest close ₹445.65 on 2026-09-04

Daily history is available from 2025-09-30; the requested 1Y window is partially covered.

Bar
-2.2%
RSI
42
MACD hist
1.48
52W pos
12%
2026-09-04O ₹455.60H ₹457.80L ₹441.80C ₹445.65Vol 1.2L sh
₹371.68₹436.71₹501.75₹566.79₹631.8352L445.652026-032026-06VolRSIMACD2026-032026-042026-062026-072026-09
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal

Daily technical trend read

Bearish setup

Trend is weak — long-term trend down. RSI 42.

  • Price < SMA20 < SMA50 < SMA200 — full bearish stack.
  • SMA20 falling (~5.8% over last month) — short-term momentum negative.
  • RSI(14) at 42 — falling, no extreme reading.
  • MACD above signal but histogram contracting — bullish momentum cooling.
  • 50% off 52W high · 16% above 52W low.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Valuation & score drivers

U-Score 70 · UNDERVALUED · pillar breakdown, sector model, fair-value anchor

70U-SCORE
Top Setup

Fundamental score breakdown

UNDERVALUED
Valuation13/30
Growth18/25
Quality20/20
Balance Sheet12/15
Cash Flow3/10
Piotroski
6/9 (+3)
Penalties
1
Raw sum
70

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

70/100 · UNDERVALUED

Positive drivers

  • FCF yield is supportive at 3.0%.
  • Fair-value margin of safety is positive at 47.9%.
  • Quality contributes 20/20 to the score.

Main drags

  • Cash flow is weaker at 3/10; verify the latest quarterly trend.
  • Valuation is weaker at 13/30; verify the latest quarterly trend.
  • Growth is weaker at 18/25; verify the latest quarterly trend.
Sector valuation model

IT valuation: PE and EV/EBITDA against growth and margins

Asset-light IT companies deserve valuation support only when growth, margins, and cash conversion hold up.

IT PE/EVEBITDA
Primary lens
PE and EV/EBITDA relative to revenue growth, margins, and cash conversion.
Secondary checks
Deal pipeline, attrition, dollar revenue growth, FCF yield.
Main risk check
Low PE can reflect weak growth or margin pressure.
PE
25.0
PB
EV/EBITDA
14.8
ROE
40.6%
ROCE
40.2%
FCF Yield
3.0%
Debt/Equity
0.3
MoS
+47.9%
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 05 Sept 2026
v4.3-runtime-valuation
Final score
70
Previous: 70
Verdict
UNDERVALUED
Previous: UNDERVALUED
Margin of safety
+47.9%
Previous: +47.9%

Score history

12 stored score snapshots. Latest stored move: +0 points.

05 Sept 2026
v4.3-runtime-valuation
65
65
70
70
70
70
70
70
70
70
70
70

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number
Growth-justified P/E
33.8
Growth-justified Value
₹854.55
+47.9% MoS
PEG
0.98

Trust score

Does management behaviour match later outcomes? Claim delivery, forensic breakdown, evidence depth

Trust Score
75Healthy Trust · low confidenceTrust Lite

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Healthy Trust: Claim history is still being built. It ranks around the 78th percentile of the scored universe and 74th percentile within IT. Main check: cash conversion is weak at 50/100.

High Trust Lite: Promoter holding is 61.4%. Key concern: Operating cash flow is negative at ₹-17 Cr.

Computed 05 Sept 2026
management-trust-v1
6 docs text-extracted · 2 concalls text-extracted
Score band
Healthy Trust

Generally investable credibility. Look for weak sub-scores before increasing position size.

Relative rank
78th percentile

overall median 67 · IT: 74th pctile, median 69 · Small: 80th pctile, median 66

Evidence depth
Financial-only

6 documents have extracted text, but claim history is not strong enough yet.

Claim delivery
Outcome history still building

0 claims extracted · No contradicted claim yet

How to read this Trust Score

Healthy Trust · low confidence
What it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Can support position sizing if valuation and trend also agree.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
90
strong · holding, pledge, alignment
Cash flow
50
watch · profit to cash conversion
Balance sheet
89
strong · leverage and solvency
Discipline
98
strong · capital discipline
Results
50
watch · quarterly consistency

Trust positives

  • Promoter holding is 61.4%.
  • Promoter pledge is zero.
  • Promoter holding increased 4.1%.
  • FCF yield is positive at 3%.

Trust risks

  • Operating cash flow is negative at ₹-17 Cr.
  • 1 of the latest 4 quarters had PAT decline worse than 25% YoY.
  • OPM spread across recent quarters is 42.8%.

Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.

Financials

Full fundamentals table and 10-year revenue / profit / ROE history

Fundamentals

Valuation

P/E
25.00
P/B
EV/EBITDA
14.76
Market Cap
992.00Cr

Profitability

ROE
40.60%
ROCE
40.20%
ROA
18.81%
Dividend Y
1.12%

Growth (CAGR)

Revenue 5Y
16.00%
EPS 5Y
16.00%
Revenue 3Y
61.00%
EPS 3Y
93.00%

Balance Sheet

Debt/Equity
0.35
Interest Coverage
12.60×
Altman Z
8.93
Book Value

Cash Flow

FCF Yield
3.02%
FCF Positive Y
2/5
OCF
-17.00 Cr
EPS TTM
25.26

Shareholding

Promoter Hold
61.43%
Promoter Pledge
0.00%
Momentum 52W
12%

Financial History

Updated 5/9/2026

Revenue

₹ Cr
No data

Net Profit

₹ Cr
No data

Return on Equity

%
No data

Peers

Business-comparable names in IT, ranked by similarity

Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.