AnnouncementSep 2026
Sep 2026 · Announcement under Regulation 30 (LODR)-Scheme of Arrangement 24 Sep - NCLT dispensed meetings for EFC demerger; shareholder and creditor notices issued on September 24, 2026.
Source: Bse
EFC (I) Limited (EFCIL)
Small CapServices stocks · Small cap · NSE
EFC (I) Limited operates in Financial Services, within the Services sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers.
₹168.07
-2.13 · -1.25%
Market cap ₹2,530 Cr
Data qualityFresh enough for analysisQuote updated 19 Oct, 03:31 pm ISTDetails
Quote19 Oct, 03:31 pm IST
Base fundamentals06 Oct 2026 · screener
Latest result30 Jul, 12:57 am IST
Score20 Oct, 04:30 am IST · v4.3-runtime-valuation
Tags03 May 2026
Coverage14/14 · 100%
Valuation2026-07-20 · Rf 6.8% · Services P/E 17.7 (n=143)
Technical timing lens
Trend score and candlestick chart
26Bearishfull bear SMA stack · SMA20 -10.1% / mo · MACD + · near 52W low
Stock trend: 26
Sector RS: —
Services FPI tailwindFlow only
FPI equity flow was positive in both fortnights, but exact sector-index confirmation is unavailable. View sector evidence
Technical chart
EFCILD candles · FIT view-16.2%Latest close ₹168.07 on 2026-10-19
Bar
-1.4%
RSI
40
MACD hist
0.37
52W pos
2%
2026-10-19O ₹170.50H ₹172.80L ₹168.00C ₹168.07Vol 3.4L sh
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal
Market context
Relative performance and chart statistics
Adjusted completed-session prices, rebased to 100
EFCILNifty 500
- EFCIL
- -12.1%
- Nifty 500
- -5.6%
- Vs Nifty 500
- -6.5 pp
Chart stats
19 Oct 2026- From 52W high
- -46.1%
- 52W range position
- 2%
- ATR (14)
- 4.0%
- Volume vs 20D
- 1.04x
- Avg traded value
- ₹5.9 Cr
- 20D price channel
- ₹165.6 - ₹185.1
₹311.6
₹165.6 - ₹311.6
₹6.7
Latest completed session
20-session average
31.8% annualized volatility
No exact NSE sector index is mapped for this company. Nifty 500 remains the broad-market comparison.
Research snapshot
What the evidence says now
Strong fundamentals, management evidence is still limited to a financial-only Trust Lite signal, but price trend argues for patience. Suitable for staggered entry or watchlist confirmation rather than aggressive buying.
Strong U-Score but weak trend: timing is not confirming the thesis.
Suggested next step
Add to watchlist
Fundamental setup is interesting, but technical confirmation is weak.
U-Score
Legacy · DEEP VALUE79
Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.
Latest result
Good67
Revenue +28.6% · PAT +51.1% YoY
Technical
Bearish26
Price trend and sector-relative-strength timing.
Valuation
Legacy model+66.3%
Legacy margin-of-safety estimate; the revised evidence label remains in shadow validation.
Trust
Limited evidence78
Financial-only signal; management claim evidence is not sufficient yet.
Financials
Fundamentals, quarterly history, margins, returns and balance-sheet evidence
Financials
Fundamentals, quarterly history, margins, returns and balance-sheet evidence
Latest result
Quarter ended 30 Jun 2026
Good · 67/100Rev +29% YoY · PAT +51% YoY · operating leverage · margin compression
Filed 29 Jul 2026
Open results browser →| Metric | This quarter | YoY | QoQ |
|---|---|---|---|
| Revenue | ₹283 Cr | +28.6% | -3.4% |
| EBITDA | ₹123 Cr | +20.6% | -14.6% |
| Operating margin | 43.0% | -400 bps | -600 bps |
| PAT | ₹71 Cr | +51.1% | +2.9% |
| PAT margin | 25.1% | +373 bps | +154 bps |
NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.
Fundamentals
Valuation
- P/E
- 9.84
- P/B
- 3.10
- EV/EBITDA
- 6.52
- Market Cap
- 2530.00Cr
Profitability
- ROE
- 33.40%
- ROCE
- 19.80%
- ROA
- 9.69%
- Dividend Y
- —
Growth (CAGR)
- Revenue 5Y
- 82.00%
- EPS 5Y
- 82.00%
- Revenue 3Y
- 116.00%
- EPS 3Y
- 205.00%
Balance Sheet
- Debt/Equity
- 1.74
- Interest Coverage
- 8.89×
- Altman Z
- 2.34
- Book Value
- 54.60
Cash Flow
- FCF Yield
- 6.44%
- FCF Positive Y
- 3/5
- OCF
- 209.00 Cr
- EPS TTM
- 18.80
Shareholding
- Promoter Hold
- 56.08%
- Promoter Pledge
- 0.00%
- Momentum 52W
- 1%
Financial History
Updated 19/10/2026
Revenue
₹ CrLatest: 1,037+57.8% vs prev
Net Profit
₹ CrLatest: 235+66.7% vs prev
Return on Equity
%Latest: 29.1+19.8% vs prev
Technicals
Trend interpretation, Stage 2, relative strength, volume and indicator evidence
Technicals
Trend interpretation, Stage 2, relative strength, volume and indicator evidence
Daily technical trend read
Mixed signalsSignals are conflicting — long-term trend down. RSI 40. Wait for confirmation.
- Price < SMA20 < SMA50 < SMA200 — full bearish stack.
- SMA20 falling (~11.2% over last month) — short-term momentum negative.
- RSI(14) at 40 — rising, no extreme reading.
- MACD above signal but histogram contracting — bullish momentum cooling.
- Within 5% of 52-week low — testing support.
Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.
Nifty 500 leadership
Relative Strength & Trend Stage
17
RS percentile
Stage 4 Downtrend
1M return
-5.9%
3M return
-12.1%
6M return
-14.2%
1Y return
-43.0%
RS 1D
0
RS 20D
+1
Sector rank
#12
Industry rank
-
Stage evidence
- Price is 10.2% below the 30-week proxy.
- The 50-DMA is below the 30-week proxy and its slope is falling -3.3%.
- Both 3-month and 6-month returns are negative.
50-DMA
price below
200-DMA
price below
Sector
neutral
Industry
unranked
Relative-strength line vs Nifty 500 (base 100)
262 observations
19 Oct 2026Value 57-0.23%
RS vs Nifty 50057
Valuation & peers
U-Score 79 · legacy U-Score band DEEP VALUE · valuation evidence and comparable companies
Valuation & peers
U-Score 79 · legacy U-Score band DEEP VALUE · valuation evidence and comparable companies
Top Setup
Fundamental score breakdown
U band · DEEP VALUEValuation20/30
Growth24/25
Quality17/20
Balance Sheet4/15
Cash Flow8/10
Piotroski
7/9 (+5)
Penalties
1
Raw sum
79
Why this score?
Top U-Score contributors and drags from the latest stored fundamentals.
79/100 · legacy band DEEP VALUE
Positive drivers
- FCF yield is supportive at 6.4%.
- Piotroski is strong at 7/9.
- Fair-value margin of safety is positive at 66.3%.
Main drags
- Balance sheet is weaker at 4/15; verify the latest quarterly trend.
- Valuation is weaker at 20/30; verify the latest quarterly trend.
- Cash flow is weaker at 8/10; verify the latest quarterly trend.
Sector valuation model
Blended valuation: PE, EV/EBITDA, FCF yield, and balance-sheet checks
For this sector, IndiaPulse uses a blended lens rather than relying on a single valuation ratio.
Primary lens
PE, EV/EBITDA, margin of safety, and FCF yield together.
Secondary checks
ROE/ROCE, growth, cash conversion, leverage, promoter risk.
Main risk check
One cheap metric is not enough if quality or cash flow is weak.
PE
9.8
PB
3.1
EV/EBITDA
6.5
ROE
33.4%
ROCE
19.8%
FCF Yield
6.4%
Debt/Equity
1.7
MoS
+66.3%
Score movement
Stored run vs live recompute
This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.
Stored run: 20 Oct 2026
v4.3-runtime-valuation
Final score
79
Previous: 79
Legacy U-Score band
DEEP VALUE
Previous: DEEP VALUE
Margin of safety
+66.3%
Previous: +66.3%
Score history
12 stored score snapshots. Latest stored move: +0 points.
20 Oct 2026
v4.3-runtime-valuation
79
79
79
79
79
79
79
79
79
79
79
79
Factor attribution
No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.
Modelled fair value
Graham Number
₹151.97
-10.6% MoS
Growth-justified P/E
26.6
Growth-justified Value
₹499.14
+66.3% MoS
PEG
0.08
Comparable companies
Peers
Business-comparable peers in Services — ranked by industry, sub-sector, theme-tag overlap, market cap, and U-Score similarity. Green cells mark the best available peer metric in this table.
Ticker
Name
Why peer
Score
PE
ROE
MoS
Verdict
RADIANTCMS
Small
Radiant Cash Management Services Limited
Financial Services
match 50
35
11.7
12.5%
-357%
WATCHLIST
CHOICEIN
Large
Choice International Limited
Financial Services
match 49
43
72.0
16.1%
-176%
WATCHLIST
SECMARK
Small
SecMark Consultancy Limited
Financial Services
match 48
25
43.8
11.7%
-53%
OVERVALUED
RELIGARE
Micro
Religare Enterprises Limited
Financial Services
match 47
22
151.0
3.2%
-462%
OVERVALUED
SUMMITSEC
Small
Summit Securities Limited
Financial Services
match 43
69
12.0
1.1%
+53%
UNDERVALUED
Business, management & trust
Growth engines, risks, management commitments and evidence-backed delivery
Business, management & trust
Growth engines, risks, management commitments and evidence-backed delivery
Business and thesis
Issuer presentation review pending
EFC (I) Limited operates in Financial Services, within the Services sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers. The structured result feed currently covers the quarter ended 30 Jun 2026. Investor presentations and earnings-call PDFs will be added as issuer-backed evidence before management claims appear here.
Trust Score
78Limited evidence · low confidenceTrust Lite
Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.
Limited evidence: Claim history is still being built. It ranks around the 86th percentile of the scored universe and 90th percentile within Services. No major sub-score weakness stands out.
This is a financial-behaviour screen, not a claim-tested management reliability verdict.
Computed 05 Sept 2026
management-trust-v1
44 docs text-extracted · 17 concalls text-extracted
Score band
Limited evidence
Financial behaviour is scored, but management claims do not yet have enough outcome checks.
Relative rank
86th percentile
overall median 67 · Services: 90th pctile, median 66 · Small: 89th pctile, median 66
Evidence depth
Financial-only
44 documents have extracted text, but claim history is not strong enough yet.
Claim delivery
Outcome history still building
0 claims extracted · No contradicted claim yet
How to read this Trust Score
Limited evidence · low confidenceWhat it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Can support position sizing if valuation and trend also agree.
Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.
Forensic breakdown
Read low sub-scores as due-diligence warnings, not automatic sell signals.
Promoter
90
strong · holding, pledge, alignment
Cash flow
77
strong · profit to cash conversion
Balance sheet
61
acceptable · leverage and solvency
Discipline
76
strong · capital discipline
Results
87
strong · quarterly consistency
Trust positives
- ▸Promoter holding is 56.1%.
- ▸Promoter pledge is zero.
- ▸Promoter holding increased 10.6%.
- ▸FCF yield is 5.7%.
Trust risks
- ▸Debt/equity is 1.74.
Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.
Continue researching EFC (I) Limited
Important announcements & filings
Latest exchange and company disclosures found within the past two years.
Open source ↗
AnnouncementSep 2026
Sep 2026 · Announcement under Regulation 30 (LODR)-Scheme of Arrangement 22 Sep - NCLT Mumbai dispensed shareholder and creditor meetings for EFC/EFCIL demerger scheme on September 21, 2026.
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 17 Sep
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Newspaper Publication 9 Sep - EFC (I) Limited has informed about Copy of Newspaper Publication for Notice of the 42nd Annual General Meeting scheduled to be held on September 30, …
Source: Bse
Investor presentationAug 2026
Aug 2026 · PPT
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Preferential Issue 18 Aug - Board approved preferential issue of 19,99,996 shares at Rs270 each, aggregating Rs53.99 crore, for 100% Ultrafresh acquisition.
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Press Release / Media Release 17 Aug - EFC leases 95,897 sq. ft. Pune facility for 5 years, adding 2,000+ seats and over ₹70 crore potential revenue.
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Press Release / Media Release 13 Aug - EFC to acquire 100% stake in Ultrafresh Modular Solutions, expanding furniture and D&B capabilities.
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 17 Jun
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Acquisition 7 May - EFC incorporated two wholly-owned subsidiaries, EFC Estate Marisoft 3 and 4, on May 7, 2026.
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Acquisition 6 May - EFC incorporated wholly-owned subsidiary EFC Estate Wakadewadi 3 Private Limited on May 6, 2026.
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Acquisition 6 May - EFC (I) Ltd incorporated wholly-owned subsidiary EFC Estate Wakadewadi 1 Private Limited on May 6, 2026.
Source: Bse
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.