IP
IndiaPulse

Bella Casa Fashion & Retail Limited (BELLACASA)

Small Cap

Consumer stocks · Small cap · NSE

Bella Casa Fashion & Retail Limited operates in Home Textiles, within the Consumer sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers.

₹242.85
+3.34 · +1.39%
Quote04 Sept, 03:55 pm IST
Fundamentals05 Sept 2026 · screener
Score05 Sept, 10:20 pm IST · v4.3-runtime-valuation
Tags02 May 2026
Coverage13/14 · 93%
Valuation2026-07-20 · Rf 6.8% · Consumer P/E 23.3 (n=433)
Data confidence
Fresh enough for analysis
Investor decision lenses

One read, four checks

75+ is strong, 60-74 is usable, 45-59 is mixed, and below 45 needs caution. These are research lenses, not buy/sell instructions.

Mixed fundamentals, management trust is supportive, price trend argues for patience, and recent execution is consistent.

Suggested next step
Research, do not rush
The four lenses are not strongly aligned. Compare peers and wait for a cleaner setup.
U-Score
FAIR VALUE
54

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Trust
Healthy Trust
77

low confidence · 0/0 claims checked

Technical
Neutral
42

Timing lens: price trend and sector relative strength.

Result consistency
consistent
80

Rolling lens: recent quarterly delivery, not the latest single-result score.

Latest result

Quarter ended 30 Jun 2026

Bad · 2/100

PAT -46% YoY · margin compression · Rev +33% YoY · +8% QoQ

Filed 13 Aug 2026
Open results browser →
MetricThis quarterYoYQoQ
Revenue₹119.9 Cr+33.4%+8.4%
EBITDA₹5.9 Cr-19.9%-24.7%
Operating margin4.9%-328 bps-216 bps
PAT₹2.5 Cr-46.0%-44.4%
PAT margin2.1%-311 bps-201 bps

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Business & thesis

Growth engines, tailwinds/headwinds, and risk radar from management commentary

Business and thesis

Issuer presentation review pending

Bella Casa Fashion & Retail Limited operates in Home Textiles, within the Consumer sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers. The structured result feed currently covers the quarter ended 30 Jun 2026. Investor presentations and earnings-call PDFs will be added as issuer-backed evidence before management claims appear here.

Management accountability

What management said, and what results must prove

Technical timing lens

Trend score and candlestick chart

42Neutral

SMA20 -3.0% / mo · MACD + · near 52W low

Stock trend: 40
Sector RS: 45
Sector 3M: -2.3% vs Nifty -1.5%

Technical chart

BELLACASAdaily · 1Y · AUTO-9.2%
Latest close ₹242.85 on 2026-09-04
Bar
+0.4%
RSI
53
MACD hist
1.74
52W pos
10%
2026-09-04O ₹241.90H ₹246.95L ₹240.02C ₹242.85Vol 4,050 sh
₹209.32₹238.79₹268.25₹297.72₹327.1852L242.852026-032026-06VolRSIMACD2026-032026-042026-062026-072026-09
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal

Daily technical trend read

Bearish setup

Trend is weak — long-term trend down. RSI 53.

  • Price below SMA200 (long-term downtrend) — short-term bounces likely countertrend.
  • SMA20 falling (~3.1% over last month) — short-term momentum negative.
  • RSI(14) at 53 — falling, no extreme reading.
  • MACD above signal but histogram contracting — bullish momentum cooling.
  • 51% off 52W high · 13% above 52W low.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Valuation & score drivers

U-Score 54 · FAIR VALUE · pillar breakdown, sector model, fair-value anchor

54U-SCORE
Growth at Value

Fundamental score breakdown

FAIR VALUE
Valuation14/30
Growth21/25
Quality5/20
Balance Sheet7/15
Cash Flow4/10
Piotroski
7/9 (+5)
Penalties
-2
Raw sum
54

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

54/100 · FAIR VALUE

Positive drivers

  • Piotroski is strong at 7/9.
  • Fair-value margin of safety is positive at 48.2%.
  • Growth contributes 21/25 to the score.

Main drags

  • Penalty bucket subtracts 2 points.
  • Quality is weaker at 5/20; verify the latest quarterly trend.
  • Cash flow is weaker at 4/10; verify the latest quarterly trend.
Sector valuation model

Cyclical valuation: normalized earnings, not just trailing PE

Cyclical companies can look cheapest near peak profits, so IndiaPulse flags value-trap risk separately.

Cyclical normalized
Primary lens
Mid-cycle PE/EV/EBITDA using multi-year average margins or earnings.
Secondary checks
Current margin versus 5-year average, balance sheet strength, commodity cycle.
Main risk check
A low trailing PE may mean peak-cycle earnings, not true cheapness.
PE
18.1
PB
1.9
EV/EBITDA
10.9
ROE
12.7%
ROCE
15.2%
FCF Yield
Debt/Equity
0.5
MoS
+48.2%
Cyclical/value-trap warning
This sector can look cheap when profits are temporarily high. Check mid-cycle margins/earnings before relying on trailing PE.
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 05 Sept 2026
v4.3-runtime-valuation
Final score
54
Previous: 54
Verdict
FAIR VALUE
Previous: FAIR VALUE
Margin of safety
+48.2%
Previous: +48.2%

Score history

12 stored score snapshots. Latest stored move: -1 points.

05 Sept 2026
v4.3-runtime-valuation
59
59
55
55
55
55
55
55
55
55
55
54

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number
₹194.28
-25.0% MoS
Growth-justified P/E
35.0
Growth-justified Value
₹469.03
+48.2% MoS
PEG
0.55

Trust score

Does management behaviour match later outcomes? Claim delivery, forensic breakdown, evidence depth

Trust Score
77Healthy Trust · low confidenceTrust Lite

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Healthy Trust: Claim history is still being built. It ranks around the 83rd percentile of the scored universe and 86th percentile within Consumer. No major sub-score weakness stands out.

High Trust Lite: Promoter holding is 58.3%. Key concern: 1 of the latest 4 quarters had PAT decline worse than 25% YoY.

Computed 05 Sept 2026
management-trust-v1
8 docs text-extracted · 0 concalls text-extracted
Score band
Healthy Trust

Generally investable credibility. Look for weak sub-scores before increasing position size.

Relative rank
83rd percentile

overall median 67 · Consumer: 86th pctile, median 66 · Small: 86th pctile, median 66

Evidence depth
Financial-only

8 documents have extracted text, but claim history is not strong enough yet.

Claim delivery
Outcome history still building

0 claims extracted · No contradicted claim yet

How to read this Trust Score

Healthy Trust · low confidence
What it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Can support position sizing if valuation and trend also agree.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
86
strong · holding, pledge, alignment
Cash flow
67
acceptable · profit to cash conversion
Balance sheet
89
strong · leverage and solvency
Discipline
68
acceptable · capital discipline
Results
80
strong · quarterly consistency

Trust positives

  • Promoter holding is 58.3%.
  • Promoter pledge is zero.
  • 5 years of positive FCF.
  • 4/4 latest quarters had positive YoY revenue growth.

Trust risks

  • 1 of the latest 4 quarters had PAT decline worse than 25% YoY.

Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.

Financials

Full fundamentals table and 10-year revenue / profit / ROE history

Fundamentals

Valuation

P/E
18.10
P/B
1.94
EV/EBITDA
10.92
Market Cap
325.00Cr

Profitability

ROE
12.70%
ROCE
15.20%
ROA
5.96%
Dividend Y
0.82%

Growth (CAGR)

Revenue 5Y
26.00%
EPS 5Y
30.00%
Revenue 3Y
27.00%
EPS 3Y
37.00%

Balance Sheet

Debt/Equity
0.47
Interest Coverage
5.33×
Altman Z
4.18
Book Value
125.00

Cash Flow

FCF Yield
FCF Positive Y
5/5
OCF
31.00 Cr
EPS TTM
13.42

Shareholding

Promoter Hold
58.34%
Promoter Pledge
0.00%
Momentum 52W
13%

Financial History

Updated 5/9/2026

Revenue

₹ Cr
No data

Net Profit

₹ Cr
No data

Return on Equity

%
No data

Peers

Business-comparable names in Consumer, ranked by similarity

Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.