Annual reportSep 2026
Sep 2026 · Shareholders meeting 7 Sep - Annual report 2025-26, AGM on 30 Sep 2026, 0.25 dividend proposed, RPT approval sought.
Source: Nse
Ascom Leasing & Investments Ltd. (ASCOM)
SME CapFinancial Services stocks · SME cap · NSE
Ascom Leasing & Investments Ltd. operates in Leasing, within the Financial Services sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers.
₹187.45
-9.85 · -4.99%
Market cap ₹220 Cr
Data qualityFresh enough for analysisQuote updated 20 Oct, 03:50 pm ISTDetails
Quote20 Oct, 03:50 pm IST
Base fundamentals18 Oct 2026 · screener
Latest result21 May, 07:18 pm IST
Score21 Oct, 04:30 am IST · v4.3-runtime-valuation
Tags03 May 2026
Coverage13/14 · 93%
Valuation2026-07-20 · Rf 6.8% · Financial Services P/E 17.0 (n=243)
Technical timing lens
Trend score and candlestick chart
43NeutralSMA20 -6.6% / mo · RSI oversold · MACD −
Stock trend: 41
Sector RS: 45
Sector 3M: -5.7% vs Nifty 500 -5.6%
Financial Services FPI tailwindNot confirmed
Latest mapped FPI equity flow was not positive. View sector evidence
Technical chart
ASCOMD candles · FIT view-28.7%Latest close ₹187.45 on 2026-10-16
Bar
+0.0%
RSI
30
MACD hist
-8.05
52W pos
44%
2026-10-16O ₹187.45H ₹187.45L ₹187.45C ₹187.45Vol 500 sh
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal
Market context
Relative performance and chart statistics
Adjusted completed-session prices, rebased to 100
ASCOMNifty Financial ServicesNifty 500
- ASCOM
- -27.6%
- Nifty 500
- -4.6%
- Nifty Financial Services
- -5.7%
- Vs Nifty 500
- -23.0 pp
Chart stats
16 Oct 2026- From 52W high
- -34.2%
- 52W range position
- 53%
- ATR (14)
- 6.0%
- Volume vs 20D
- 0.27x
- Avg traded value
- ₹0 Cr
- 20D price channel
- ₹187.5 - ₹273
₹285
₹76.6 - ₹285
₹11.2
Latest completed session
20-session average
67.8% annualized volatility
Research snapshot
What the evidence says now
Weak fundamentals, management evidence is still limited to a financial-only Trust Lite signal, price trend argues for patience, and recent execution is consistent.
Suggested next step
Research, do not rush
The evidence is not strongly aligned. Compare peers and wait for a cleaner setup.
U-Score
Legacy · OVERVALUED21
Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.
Latest result
Average30
Revenue +8.5% · PAT +6.6% YoY
Technical
Neutral43
Price trend and sector-relative-strength timing.
Valuation
Legacy model-374.9%
Legacy margin-of-safety estimate; the revised evidence label remains in shadow validation.
Trust
Limited evidence78
Financial-only signal; management claim evidence is not sufficient yet.
Financials
Fundamentals, quarterly history, margins, returns and balance-sheet evidence
Financials
Fundamentals, quarterly history, margins, returns and balance-sheet evidence
Latest result
Quarter ended 31 Mar 2026
Average · 30/100Rev +9% YoY · PAT +7% YoY
Filed 31 Mar 2026
Open results browser →| Metric | This quarter | YoY | QoQ |
|---|---|---|---|
| Revenue | ₹6.6 Cr | +8.5% | +2.5% |
| EBITDA | NDF | NDF | NDF |
| Operating margin | NDF | NDF | NDF |
| PAT | ₹2.6 Cr | +6.6% | -2.6% |
| PAT margin | 39.0% | NDF | -206 bps |
NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.
Fundamentals
Valuation
- P/E
- 41.80
- P/B
- 3.98
- EV/EBITDA
- 1010.73
- Market Cap
- 220.00Cr
Profitability
- ROE
- 10.00%
- ROCE
- 13.20%
- ROA
- 8.76%
- Dividend Y
- 0.12%
Growth (CAGR)
- Revenue 5Y
- 4.00%
- EPS 5Y
- 2.00%
- Revenue 3Y
- 2.00%
- EPS 3Y
- 2.00%
Balance Sheet
- Debt/Equity
- 0.04
- Interest Coverage
- —
- Altman Z
- 7.51
- Book Value
- 47.00
Cash Flow
- FCF Yield
- 1.89%
- FCF Positive Y
- 5/5
- OCF
- 4.83 Cr
- EPS TTM
- 4.46
Shareholding
- Promoter Hold
- 74.85%
- Promoter Pledge
- 0.00%
- Momentum 52W
- 44%
Financial History
Updated 19/10/2026
Revenue
₹ CrLatest: 6.6+2.5% vs prev
Net Profit
₹ CrLatest: 2.6-2.6% vs prev
ROE is shown only in the Annual view — quarterly equity data isn't published.
Technicals
Trend interpretation, Stage 2, relative strength, volume and indicator evidence
Technicals
Trend interpretation, Stage 2, relative strength, volume and indicator evidence
Daily technical trend read
Mixed signalsSignals are conflicting — long-term trend unclear. RSI 30. Wait for confirmation.
- SMA20 falling (~7.1% over last month) — short-term momentum negative.
- RSI(14) at 30 — oversold zone; bounce conditions.
- MACD below signal, histogram expanding negatively — bearish momentum building.
- 34% off 52W high · 71% above 52W low.
Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.
Valuation & peers
U-Score 21 · legacy U-Score band OVERVALUED · valuation evidence and comparable companies
Valuation & peers
U-Score 21 · legacy U-Score band OVERVALUED · valuation evidence and comparable companies
OVERVALUED
Fundamental score breakdown
U band · OVERVALUEDValuation0/30
Growth3/25
Quality2/20
Balance Sheet9/15
Cash Flow7/10
Piotroski
5/9 (+3)
Penalties
-3
Raw sum
21
Why this score?
Top U-Score contributors and drags from the latest stored fundamentals.
21/100 · legacy band OVERVALUED
Positive drivers
- Cash flow contributes 7/10 to the score.
- Balance sheet contributes 9/15 to the score.
- Growth contributes 3/25 to the score.
Main drags
- Penalty bucket subtracts 3 points.
- Fair-value margin of safety is negative at -374.9%.
- Valuation is weaker at 0/30; verify the latest quarterly trend.
Sector valuation model
Blended valuation: PE, EV/EBITDA, FCF yield, and balance-sheet checks
For this sector, IndiaPulse uses a blended lens rather than relying on a single valuation ratio.
Primary lens
PE, EV/EBITDA, margin of safety, and FCF yield together.
Secondary checks
ROE/ROCE, growth, cash conversion, leverage, promoter risk.
Main risk check
One cheap metric is not enough if quality or cash flow is weak.
PE
41.8
PB
4.0
EV/EBITDA
1010.7
ROE
10.0%
ROCE
13.2%
FCF Yield
1.9%
Debt/Equity
0.0
MoS
-374.9%
Score movement
Stored run vs live recompute
This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.
Stored run: 21 Oct 2026
v4.3-runtime-valuation
Final score
21
Previous: 21
Legacy U-Score band
OVERVALUED
Previous: OVERVALUED
Margin of safety
-374.9%
Previous: -374.9%
Score history
12 stored score snapshots. Latest stored move: +0 points.
21 Oct 2026
v4.3-runtime-valuation
21
21
21
21
21
21
21
21
21
21
21
21
Factor attribution
No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.
Modelled fair value
Graham Number
₹68.68
-172.9% MoS
Growth-justified P/E
8.8
Growth-justified Value
₹39.47
-374.9% MoS
PEG
20.90
Comparable companies
Peers
Business-comparable peers in Financial Services — ranked by industry, sub-sector, theme-tag overlap, market cap, and U-Score similarity. Green cells mark the best available peer metric in this table.
Ticker
Name
Why peer
Score
PE
ROE
MoS
Verdict
GLFL
Small
Gujarat Lease Financing Limited
NBFC
match 144
25
471.0
—
-1896%
OVERVALUED
FINBUD
SME
Finbud Financial Services Ltd.
NBFC
match 129
42
20.6
15.4%
+23%
WATCHLIST
IBLFL
SME
IBL Finance Ltd.
NBFC
match 128
14
60.3
4.1%
-136%
OVERVALUED
DCCL
SME
Dar Credit & Capital Ltd.
NBFC
match 122
52
5.4
11.4%
+79%
FAIR VALUE
BAIDFIN
Small
Baid Finserv Limited
NBFC
match 122
42
11.0
7.3%
+62%
WATCHLIST
Business, management & trust
Growth engines, risks, management commitments and evidence-backed delivery
Business, management & trust
Growth engines, risks, management commitments and evidence-backed delivery
Business and thesis
Issuer presentation review pending
Ascom Leasing & Investments Ltd. operates in Leasing, within the Financial Services sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers. The structured result feed currently covers the quarter ended 31 Mar 2026. Investor presentations and earnings-call PDFs will be added as issuer-backed evidence before management claims appear here.
Trust Score
78Limited evidence · low confidenceTrust Lite
Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.
Limited evidence: Claim history is still being built. It ranks around the 86th percentile of the scored universe and 91st percentile within Financial Services. No major sub-score weakness stands out.
This is a financial-behaviour screen, not a claim-tested management reliability verdict.
Computed 05 Sept 2026
management-trust-v1
0 docs text-extracted · 0 concalls text-extracted
Score band
Limited evidence
Financial behaviour is scored, but management claims do not yet have enough outcome checks.
Relative rank
86th percentile
overall median 67 · Financial Services: 91st pctile, median 62 · SME: 98th pctile, median 64
Evidence depth
Financial-only
0 documents have extracted text, but claim history is not strong enough yet.
Claim delivery
Outcome history still building
0 claims extracted · No contradicted claim yet
How to read this Trust Score
Limited evidence · low confidenceWhat it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Can support position sizing if valuation and trend also agree.
Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.
Forensic breakdown
Read low sub-scores as due-diligence warnings, not automatic sell signals.
Promoter
86
strong · holding, pledge, alignment
Cash flow
77
strong · profit to cash conversion
Balance sheet
88
strong · leverage and solvency
Discipline
60
acceptable · capital discipline
Results
79
strong · quarterly consistency
Trust positives
- ▸Promoter holding is 74.9%.
- ▸Promoter pledge is zero.
- ▸FCF yield is positive at 1.6%.
- ▸5 years of positive FCF.
Trust risks
- ▸No major Trust Lite risk flags.
Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.
Continue researching Ascom Leasing & Investments Ltd.
Important announcements & filings
Latest exchange and company disclosures found within the past two years.
Open source ↗
Annual reportMar 2026
Mar 2026 · Annual Report 2026
Source: Nse
Annual reportMar 2025
Mar 2025 · Annual Report 2025
Source: Nse
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.