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IndiaPulse

Tata Consultancy Services Limited (TCS)

Large Cap

IT stocks · Large cap · NSE

Tata Consultancy Services Limited (TCS) is a global IT services, consulting, and business solutions organization. It provides technology services across diverse industries and geographies, managing growth, competition, and talent. The company serves a broad client base, focusing on large-scale contracts and emerging technologies.

₹2,304
-16.10 · -0.69%
Quote04 Sept, 03:59 pm IST
Fundamentals05 Sept 2026 · screener
Score05 Sept, 10:20 pm IST · v4.3-runtime-valuation
Tags02 May 2026
Coverage14/14 · 100%
Valuation2026-07-20 · Rf 6.8% · IT P/E 22.6 (n=200)
Data confidence
Fresh enough for analysis
Investor decision lenses

One read, four checks

75+ is strong, 60-74 is usable, 45-59 is mixed, and below 45 needs caution. These are research lenses, not buy/sell instructions.

Investable fundamentals, management trust is acceptable, price trend is neutral, and recent execution is consistent.

Suggested next step
Research, do not rush
The four lenses are not strongly aligned. Compare peers and wait for a cleaner setup.
U-Score
UNDERVALUED
66

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Trust
Mixed Trust
66

high confidence · 8/36 claims checked

Technical
Neutral
48

Timing lens: price trend and sector relative strength.

Result consistency
consistent
87

Rolling lens: recent quarterly delivery, not the latest single-result score.

Latest result

Quarter ended 30 Jun 2026

Bad · 22/100

margin compression · Rev +14% YoY · PAT +5% YoY

Filed 09 Jul 2026
Open results browser →
MetricThis quarterYoYQoQ
Revenue₹72,275 Cr+13.9%+2.2%
EBITDA₹18,556 Cr+10.0%-3.7%
Operating margin26.0%-100 bps-100 bps
PAT₹13,420 Cr+4.7%-2.6%
PAT margin18.6%-164 bps-93 bps

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Business & thesis

Growth engines, tailwinds/headwinds, and risk radar from management commentary

Business and thesis

Where growth can come from, and what can break the case

Thesis under stressReviewed 2026-07-11T00:40:47.238Z
Management commentary snapshot

TCS reported Q1 FY27 INR revenue up 2.2% QoQ and 13.9% YoY, with USD revenue flat QoQ and up 2.7% YoY. Constant currency revenue grew 0.4% QoQ and 3.2% YoY. Operating margin declined to 24.0%, while net margin was 19.2%. Order book stood at $9.5 Bn.

Q1 FY27 results show muted sequential constant currency revenue growth and a notable decline in operating margin. While the order book remains strong, the flat USD revenue QoQ and increased employee costs as a percentage of revenue indicate potential pressure on near-term profitability and growth momentum.

Current business mix

Revenue by Vertical (Q1 FY27)

Latest issuer-disclosed distribution across 8 reported categories.

Businessmix
BFSI32.1%
Consumer Business15.0%
Life Sciences & Healthcare10.3%
Manufacturing8.7%
Technology & Services8.5%
Communication & Media5.8%
Energy, Resources and Utilities6.3%
Regional Markets & Others13.3%
Growth engines

Strong Order Book

INTACT

Order book TCV at $9.5 Bn, with North America at $4.7 Bn and BFSI at $2.5 Bn.

Client Base Expansion

INTACT

Clients $10M+ up by 5, $5M+ up by 8, and $1M+ up by 4 QoQ.

India Market Growth

INTACT

India market grew 7.6% QoQ and 22.9% YoY in constant currency.

BFSI Vertical Performance

INTACT

BFSI vertical grew 1.6% QoQ CC and 2.4% YoY CC, contributing 32.1% of revenue.

Capacity and execution

Talent Development

INTACT

14.6 Mn Learning Hrs (FY27 YTD) and 1.3 Mn competencies acquired (FY27 YTD).

AI/ML Proficiency

INTACT

312K+ associates with higher proficiency in AI/ML.

Tailwinds

Strong Demand in India

INTACT

India market showed robust growth of 7.6% QoQ and 22.9% YoY in constant currency.

BFSI Sector Resilience

INTACT

BFSI vertical, the largest contributor, grew 1.6% QoQ in constant currency.

Headwinds

Muted Overall Growth

UNDER_STRESS

Constant currency revenue growth was only 0.4% QoQ and 3.2% YoY.

Margin Contraction

UNDER_STRESS

Operating margin declined to 24.0% from 25.3% QoQ, and Net margin to 19.2% from 19.4% QoQ.

Weak Consumer Business

UNDER_STRESS

Consumer Business vertical declined 4.0% QoQ in constant currency.

North America Slowdown

UNDER_STRESS

North America, the largest market, declined 0.4% QoQ in constant currency.

Risk radar

Intense Competition

Intense competition among global IT services companies.

Profitability Factors

Various factors which may affect our profitability, such as wage increases or an appreciating Rupee.

Talent Attraction & Retention

Our ability to attract and retain highly skilled professionals.

Client Concentration

Risk of client concentration.

Management accountability

What management said, and what results must prove

Management accountability

What management said, and what results must prove

Issuer guidance and extracted claims are tracked against later reported outcomes. Treat these as management statements, not IndiaPulse forecasts.

Apr 2026
Analyst reading lens
Compare BOTH

QoQ comparison is crucial for assessing sequential momentum in IT services demand, utilization, and project execution. YoY comparison provides insight into overall annual growth trends and market share changes, especially for a large, established player like TCS.

Sector KPIs management disclosed

Constant Currency Revenue Growth QoQ

UNDER_STRESS

Constant currency revenue up 0.4% QoQ

Constant Currency Revenue Growth YoY

UNDER_STRESS

Constant currency revenue up 3.2% YoY

Operating Margin

UNDER_STRESS

Operating Margin at 24.0% (vs 25.3% QoQ)

Net Margin

UNDER_STRESS

Net Margin at 19.2% (vs 19.4% QoQ)

Thesis monitor

Numbers and claims to verify in the next filings

CheckpointCurrent evidenceWhat to verify next
Constant Currency QoQ Growth0.4%Acceleration in sequential constant currency revenue growth across key markets.
Operating Margin24.0%Stabilization and recovery of operating margins towards previous levels.
Order Book TCV$9.5 BnSustained strong deal wins, especially in North America and BFSI, to support future growth.
North America CC Growth-0.4% QoQReversal of the negative sequential growth trend in the largest market.

Verification checkpoints are IndiaPulse research interpretation, not investment advice.

Show extracted source claims
margin outlookdeliveredquantified

TCS expects immediate margin headwinds in FY27 from annual salary increments to be in the range of 150 to 200 basis points.

Timeframe: FY27Direction: negativeConfidence: high

"range of 150 to 200 basis points"

Outcome check: OPM moved from 27.0% to average 26.0% (-1.0 pp).

margin outlookcontradictedquantified

TCS aims to move its operating margins towards 26% on a longer-term basis.

Timeframe: longer-termDirection: positiveConfidence: medium

"move towards 26%, but on a longer-term basis"

Outcome check: OPM moved from 27.0% to average 26.0% (-1.0 pp).

project executionnot yet verifiablequantified

TCS has partnered with OpenAI to build 100 MW of AI capacity, with an option to scale up to 1 GW in the future.

Timeframe: futureDirection: positiveConfidence: high

"build 100 MW capacity, with an option to scale to 1 GW"

demand outlooknot yet verifiable

TCS expects that most known client-specific headwinds are behind them and does not expect major new headwinds going forward.

Timeframe: FY27Direction: positiveConfidence: medium

"most of the headwinds we know probably are behind us"

market share expansionnot yet verifiable

TCS aspires to become the world's largest AI-led technology services company by capitalizing on AI-led renewals, vendor consolidation, and cost optimization.

Timeframe: long-termDirection: positiveConfidence: medium

"aspires to be the World’s largest AI led Tech Services company"

project executionnot yet verifiable

TCS will continue to accelerate the deployment of its five-pillar AI strategy as it moves into FY27.

Timeframe: FY27Direction: positiveConfidence: high

"continue to accelerate deployment of our five-pillar AI strategy"

revenue outlookdelivered

TCS expects a regular Q1 and Q2, with a stronger first half (1H) of the fiscal year as its planning assumption.

Timeframe: 1H FY27Direction: positiveConfidence: medium

"expecting a stronger 1H"

Outcome check: Revenue YoY averaged 13.9% across 1 later quarter(s).

revenue outlookfailed

TCS expects AI-related services to be net accretive to revenue growth in fiscal 2027, helping to arrest degrowth.

Timeframe: FY27Direction: positiveConfidence: medium

"expectation is AI will be net accretive"

Outcome check: Revenue YoY averaged 13.9% across 1 later quarter(s).

Technical timing lens

Trend score and candlestick chart

48Neutral

MACD −

Stock trend: 42
Sector RS: 57
Sector 3M: +0.1% vs Nifty -1.5%

Technical chart

TCSdaily · 1Y · AUTO-10.7%
Latest close ₹2304.00 on 2026-09-04
Bar
-1.1%
RSI
48
MACD hist
-3.35
52W pos
24%
2026-09-04O ₹2330.00H ₹2363.90L ₹2302.40C ₹2304.00Vol 25.6L sh
₹1.93k₹2.19k₹2.45k₹2.70k₹2.96k52L2304.002026-032026-06VolRSIMACD2026-032026-042026-062026-072026-09
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal

Daily technical trend read

Bearish setup

Trend is weak — long-term trend down. RSI 48.

  • Price below SMA200 (long-term downtrend) — short-term bounces likely countertrend.
  • SMA20 roughly flat — short-term momentum stalled.
  • RSI(14) at 48 — falling, no extreme reading.
  • MACD below signal, histogram expanding negatively — bearish momentum building.
  • 31% off 52W high · 17% above 52W low.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Nifty 500 leadership

Relative Strength & Trend Stage

21
RS percentile
Stage 4 Downtrend
1M return
-6.1%
3M return
+7.1%
6M return
-5.7%
1Y return
-26.8%
RS 1D
-1
RS 20D
-3
Sector rank
#14
Industry rank
#17
Stage evidence
  • Price is 3.0% below the 30-week proxy.
  • The 50-DMA is below the 30-week proxy and its slope is falling -4.4%.
50-DMA
price above
200-DMA
price below
Sector
lagging
Industry
neutral
Relative-strength line vs Nifty 500 (base 100)
264 observations
04 Sept 2026Value 73.67-0.69%
62738495106Aug 25Dec 25Apr 26Sept 2674
RS vs Nifty 50074

Valuation & score drivers

U-Score 66 · UNDERVALUED · pillar breakdown, sector model, fair-value anchor

66U-SCORE
Financial Turnaround

Fundamental score breakdown

UNDERVALUED
Valuation12/30
Growth11/25
Quality20/20
Balance Sheet11/15
Cash Flow7/10
Piotroski
8/9 (+5)
Penalties
0
Raw sum
66

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

66/100 · UNDERVALUED

Positive drivers

  • FCF yield is supportive at 4.8%.
  • Piotroski is strong at 8/9.
  • Fair-value margin of safety is positive at 30.5%.

Main drags

  • Valuation is weaker at 12/30; verify the latest quarterly trend.
  • Growth is weaker at 11/25; verify the latest quarterly trend.
  • Cash flow is weaker at 7/10; verify the latest quarterly trend.
Sector valuation model

IT valuation: PE and EV/EBITDA against growth and margins

Asset-light IT companies deserve valuation support only when growth, margins, and cash conversion hold up.

IT PE/EVEBITDA
Primary lens
PE and EV/EBITDA relative to revenue growth, margins, and cash conversion.
Secondary checks
Deal pipeline, attrition, dollar revenue growth, FCF yield.
Main risk check
Low PE can reflect weak growth or margin pressure.
PE
15.5
PB
7.8
EV/EBITDA
10.6
ROE
51.8%
ROCE
63.0%
FCF Yield
4.8%
Debt/Equity
0.1
MoS
+30.5%
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 05 Sept 2026
v4.3-runtime-valuation
Final score
66
Previous: 66
Verdict
UNDERVALUED
Previous: UNDERVALUED
Margin of safety
+30.5%
Previous: +30.5%

Score history

12 stored score snapshots. Latest stored move: +0 points.

05 Sept 2026
v4.3-runtime-valuation
70
70
66
66
66
66
66
66
66
66
66
66

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number
₹957.44
-140.6% MoS
Growth-justified P/E
24.1
Growth-justified Value
₹3,317.12
+30.5% MoS
PEG
1.80

Trust score

Does management behaviour match later outcomes? Claim delivery, forensic breakdown, evidence depth

Trust Score
66Mixed Trust · high confidenceClaim-tested Trust

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Mixed Trust: Management has 63% delivered/partly-delivered outcomes on 8 checked claims, with 3 adverse claim outcomes. It ranks around the 49th percentile of the scored universe and 45th percentile within IT. No major sub-score weakness stands out.

Healthy Trust: 8/36 extracted management claims have outcome checks; 25% were fully delivered and 3 were partially delivered. 3 claim(s) were contradicted or failed. Key concern: 3/8 matched management claims were contradicted or failed.

Computed 05 Sept 2026
management-trust-v1
59 extracted concalls · 8/36 claims matched
Score band
Mixed Trust

Usable, but needs evidence. Treat guidance with a margin of safety.

Relative rank
49th percentile

overall median 67 · IT: 45th pctile, median 69 · Large: 26th pctile, median 73

Evidence depth
Medium sample

8/36 claims have outcome checks.

Claim delivery
63% delivered or partly delivered

8/36 claims checked · 3 contradicted/failed claims

How to read this Trust Score

Mixed Trust · high confidence
What it measures
Reliability of management and financial delivery, using management claims matched with later outcomes.
Confidence
Enough evidence exists to treat this as a stronger reliability read.
Investor use
Acceptable, but check the weakest sub-score before increasing exposure.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
86
strong · holding, pledge, alignment
Cash flow
77
strong · profit to cash conversion
Balance sheet
89
strong · leverage and solvency
Discipline
82
strong · capital discipline
Results
87
strong · quarterly consistency

Trust positives

  • Promoter holding is 71.8%.
  • Promoter pledge is zero.
  • FCF yield is positive at 4.8%.
  • 12 years of positive FCF.

Trust risks

  • 3/8 matched management claims were contradicted or failed.

Financials

Full fundamentals table and 10-year revenue / profit / ROE history

Fundamentals

Valuation

P/E
15.50
P/B
7.78
EV/EBITDA
10.63
Market Cap
833607.00Cr

Profitability

ROE
51.80%
ROCE
63.00%
ROA
27.63%
Dividend Y
2.78%

Growth (CAGR)

Revenue 5Y
10.00%
EPS 5Y
9.00%
Revenue 3Y
6.00%
EPS 3Y
8.00%

Balance Sheet

Debt/Equity
0.11
Interest Coverage
56.77×
Altman Z
9.91
Book Value
296.00

Cash Flow

FCF Yield
4.82%
FCF Positive Y
12/5
OCF
52094.00 Cr
EPS TTM
137.64

Shareholding

Promoter Hold
71.77%
Promoter Pledge
0.00%
Momentum 52W
24%

Financial History

Updated 5/9/2026

Revenue

₹ Cr
Latest: 267.0k+4.6% vs prev
0267kMar 2017: 118.0kMar 2018: 123.1kMar 2019: 146.5kMar 2020: 156.9kMar 2021: 164.2kMar 2022: 191.8kMar 2023: 225.5kMar 2024: 240.9kMar 2025: 255.3kMar 2026: 267.0kFY17FY18FY19FY20FY21FY22FY23FY24FY25FY26

Net Profit

₹ Cr
Latest: 49.5k+1.3% vs prev
049kMar 2017: 26.4kMar 2018: 25.9kMar 2019: 31.6kMar 2020: 32.4kMar 2021: 32.6kMar 2022: 38.4kMar 2023: 42.3kMar 2024: 46.1kMar 2025: 48.8kMar 2026: 49.5kFY17FY18FY19FY20FY21FY22FY23FY24FY25FY26

Return on Equity

%
Latest: 46.1-10.4% vs prev
051.5Mar 2017: 30.6%Mar 2018: 30.4%Mar 2019: 35.3%Mar 2020: 38.6%Mar 2021: 37.7%Mar 2022: 43.1%Mar 2023: 46.8%Mar 2024: 50.9%Mar 2025: 51.5%Mar 2026: 46.1%FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26

Peers

Business-comparable names in IT, ranked by similarity

Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.