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IndiaPulse

Sunteck Realty Limited (SUNTECK)

Micro Cap

Real Estate stocks · Micro cap · NSE

Sunteck Realty is a founder-led, professionally-managed developer of premium homes and offices in the Mumbai Metropolitan Region (MMR). With 15+ years of delivery across 20 projects, the company focuses on risk-managed development across micro-markets, models (outright, JV/JDA, redevelopment), and customer segments from uber to aspirational luxury.

₹299.5
+1.75 · +0.59%
Quote04 Sept, 03:59 pm IST
Fundamentals05 Sept 2026 · screener
Score05 Sept, 10:20 pm IST · v4.3-runtime-valuation
Tags02 May 2026
Coverage13/14 · 93%
Valuation2026-07-20 · Rf 6.8% · Real Estate P/E 23.9 (n=72)
Data confidence
Fresh enough for analysis
Investor decision lenses

One read, four checks

75+ is strong, 60-74 is usable, 45-59 is mixed, and below 45 needs caution. These are research lenses, not buy/sell instructions.

Mixed fundamentals, management trust is acceptable, price trend argues for patience, and recent execution is consistent.

Suggested next step
Research, do not rush
The four lenses are not strongly aligned. Compare peers and wait for a cleaner setup.
U-Score
FAIR VALUE
51

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Trust
Mixed Trust
64

low confidence · 0/0 claims checked

Technical
Bearish
20

Timing lens: price trend and sector relative strength.

Result consistency
consistent
87

Rolling lens: recent quarterly delivery, not the latest single-result score.

Latest result

Quarter ended 30 Jun 2026

Good · 60/100

Rev +2% YoY · PAT +27% YoY · margin expansion · operating leverage

Filed 21 Jul 2026
Open results browser →
MetricThis quarterYoYQoQ
Revenue₹192 Cr+2.1%-43.4%
EBITDA₹67 Cr+39.6%-30.9%
Operating margin35.0%+1000 bps+700 bps
PAT₹42 Cr+27.3%-33.3%
PAT margin21.9%+433 bps+330 bps

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Business & thesis

Growth engines, tailwinds/headwinds, and risk radar from management commentary

Business and thesis

Where growth can come from, and what can break the case

Thesis intactReviewed 2026-07-23T03:11:12.376Z
Management commentary snapshot

Sunteck Realty reports strong Q1 FY27 operational performance with presales up 20% YoY to Rs 787 cr and collections up 17% YoY to Rs 409 cr. Net cash surplus surged 79% YoY, while net debt/equity remained conservative at 0.07x.

The company continues to demonstrate robust operational growth, particularly in presales and collections, while maintaining a strong balance sheet with low leverage. The substantial GDV pipeline and strategic project additions support long-term visibility, aligning with a thesis of disciplined, capital-efficient growth in the MMR.

Current business mix

Q1 FY27 Pre-sales by Customer Segment

Latest issuer-disclosed distribution across 3 reported categories.

Businessmix
Uber luxury29.0%
Premium luxury50.0%
Aspirational luxury21.0%
Growth engines

Diversified Project Pipeline

Positive

Total GDV of ~Rs 42,700 cr provides several years of launches already secured across 10 micro-markets and three customer segments.

Capital-Light Development Models

Positive

Strategic use of JV/JDA (50% of GDV) and redevelopment (3% of GDV) alongside outright acquisitions (26% of GDV) allows for capital-efficient growth.

Annuity Income Growth

Positive

Annuity book is on track to reach ~Rs 450 cr by FY29E from Rs 76 cr currently, driven by commercial assets like 5th Avenue and ODC.

Capacity and execution

New Project Additions

Positive

Rs 4,950 cr of GDV added across three new projects in the past 12 months: Sunteck Park (Mira Road 2), Andheri Kurla - Sahar, and Andheri, WEH.

Tailwinds

Strong Housing Demand in MMR

Positive

The company's diversified presence across micro-markets and customer segments in MMR allows it to capture demand as incomes rise.

Risk radar

Project Approval Delays

Neutral

A significant portion of GDV is 'To-be Launched' (Rs 16,100 cr) and 'Upcoming for Launch' (Rs 18,230 cr), indicating reliance on timely approvals.

Execution Risk for Large Pipeline

Neutral

Managing a total GDV of Rs 42,700 cr across multiple projects and development models requires robust execution capabilities.

Management accountability

What management said, and what results must prove

Management accountability

What management said, and what results must prove

Issuer guidance and extracted claims are tracked against later reported outcomes. Treat these as management statements, not IndiaPulse forecasts.

Analyst reading lens
Compare YOY

Real estate performance is best assessed year-over-year to account for project-specific launch cycles, construction timelines, and seasonal demand patterns, which can cause significant quarterly fluctuations. The document also primarily presents YoY comparisons for key metrics.

Sector KPIs management disclosed

Presales

Positive

Q1 FY27 presales of Rs 787 cr, up 20% YoY. FY26 presales were Rs 3,157 cr, up 25% YoY.

Collections

Positive

Q1 FY27 collections of Rs 409 cr, up 17% YoY. FY26 collections were Rs 1,433 cr, up 14% YoY.

Total GDV

Positive

Total Gross Development Value (GDV) as of Q1 FY27 is Rs 42,700 cr, net of sales already effected. This is up from Rs 41,030 cr in FY26.

Net Debt / Equity

Neutral

Net debt / equity stood at 0.07x in Q1 FY27, slightly up from 0.06x in FY26, but remains conservative. The company holds an AA long-term rating from India Ratings.

Management forward view

Focus on Cash Flow Generation

Positive

Management emphasizes running the business on cash flow, not accounting revenue, evidenced by consistent net operating cash surplus.

Strategic Land Acquisition Filters

Positive

Acquisition filters remain unchanged: research-led micro-market selection, entering growth corridors early, and high equity-multiple threshold on deals.

Thesis monitor

Numbers and claims to verify in the next filings

CheckpointCurrent evidenceWhat to verify next
Presales GrowthQ1 FY27: +20% YoY (Rs 787 cr)Sustained double-digit YoY growth, indicating continued market acceptance and successful project launches.
Net Debt / EquityQ1 FY27: 0.07xMaintenance of conservative leverage, especially with ongoing business development spend and project execution.
Annuity Book ExpansionFY26: Rs 76 crProgress towards the stated target of ~Rs 450 cr by FY29E, diversifying revenue streams.
GDV Additions & LaunchesRs 4,950 cr GDV added in past 12 monthsConsistent addition of new projects and conversion of 'To-be Launched' GDV into 'Launched' status.

Verification checkpoints are IndiaPulse research interpretation, not investment advice.

Technical timing lens

Trend score and candlestick chart

20Bearish

full bear SMA stack · SMA20 -2.2% / mo · MACD − · near 52W low

Stock trend: 20
Sector RS:

Technical chart

SUNTECKdaily · 1Y · AUTO-20.0%
Latest close ₹299.50 on 2026-09-04
Bar
+0.7%
RSI
46
MACD hist
-0.16
52W pos
14%
2026-09-04O ₹297.50H ₹300.70L ₹297.50C ₹299.50Vol 71,967 sh
₹264.04₹300.95₹337.86₹374.77₹411.6852L299.502026-032026-06VolRSIMACD2026-032026-042026-062026-072026-09
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal

Daily technical trend read

Bearish setup

Trend is weak — long-term trend down. RSI 46.

  • Price < SMA20 < SMA50 < SMA200 — full bearish stack.
  • SMA20 falling (~2.3% over last month) — short-term momentum negative.
  • RSI(14) at 46 — falling, no extreme reading.
  • MACD below signal but histogram contracting — bearish momentum easing.
  • 37% off 52W high · 11% above 52W low.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Valuation & score drivers

U-Score 51 · FAIR VALUE · pillar breakdown, sector model, fair-value anchor

51U-SCORE
Growth at Value

Fundamental score breakdown

FAIR VALUE
Valuation12/30
Growth25/25
Quality1/20
Balance Sheet6/15
Cash Flow3/10
Piotroski
6/9 (+3)
Penalties
1
Raw sum
51

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

51/100 · FAIR VALUE

Positive drivers

  • Fair-value margin of safety is positive at 42.4%.
  • Growth contributes 25/25 to the score.
  • Valuation contributes 12/30 to the score.

Main drags

  • Altman Z is 1.3, in distress territory.
  • Quality is weaker at 1/20; verify the latest quarterly trend.
  • Cash flow is weaker at 3/10; verify the latest quarterly trend.
Sector valuation model

Real estate valuation: NAV, pre-sales, debt, and inventory quality

Real estate valuation depends more on project economics and balance sheet than simple PE.

Real Estate NAV
Primary lens
NAV and market cap versus project pipeline and pre-sales.
Secondary checks
Inventory age, net debt, collections, execution record.
Main risk check
Book value can overstate value if inventory is slow or debt is high.
PE
20.6
PB
1.2
EV/EBITDA
15.3
ROE
5.8%
ROCE
7.5%
FCF Yield
Debt/Equity
0.2
MoS
+42.4%
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 05 Sept 2026
v4.3-runtime-valuation
Final score
51
Previous: 51
Verdict
FAIR VALUE
Previous: FAIR VALUE
Margin of safety
+42.4%
Previous: +42.4%

Score history

12 stored score snapshots. Latest stored move: +0 points.

05 Sept 2026
v4.3-runtime-valuation
49
49
51
51
51
51
52
51
52
51
51
51

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number
₹283.59
-5.6% MoS
Growth-justified P/E
35.8
Growth-justified Value
₹519.88
+42.4% MoS
PEG
0.38

Trust score

Does management behaviour match later outcomes? Claim delivery, forensic breakdown, evidence depth

Trust Score
64Mixed Trust · low confidenceTrust Lite

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Mixed Trust: Claim history is still being built. It ranks around the 42nd percentile of the scored universe and 64th percentile within Real Estate. Main check: financial discipline is weak at 48/100.

Healthy Trust Lite: Promoter holding is 63.1%. Key concern: Operating cash flow is negative at ₹-432 Cr.

Computed 05 Sept 2026
management-trust-v1
115 docs text-extracted · 34 concalls text-extracted
Score band
Mixed Trust

Usable, but needs evidence. Treat guidance with a margin of safety.

Relative rank
42nd percentile

overall median 67 · Real Estate: 64th pctile, median 61 · Micro: 25th pctile, median 73

Evidence depth
Financial-only

115 documents have extracted text, but claim history is not strong enough yet.

Claim delivery
Outcome history still building

0 claims extracted · No contradicted claim yet

How to read this Trust Score

Mixed Trust · low confidence
What it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Acceptable, but check the weakest sub-score before increasing exposure.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
86
strong · holding, pledge, alignment
Cash flow
52
watch · profit to cash conversion
Balance sheet
55
watch · leverage and solvency
Discipline
48
watch · capital discipline
Results
87
strong · quarterly consistency

Trust positives

  • Promoter holding is 63.1%.
  • Promoter pledge is zero.
  • 6 years of positive FCF.
  • 4/4 latest quarters had positive YoY revenue growth.

Trust risks

  • Operating cash flow is negative at ₹-432 Cr.
  • Altman Z is 1.28.
  • ROCE is low at 7.5%.
  • ROE is low at 5.9%.

Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.

Financials

Full fundamentals table and 10-year revenue / profit / ROE history

Fundamentals

Valuation

P/E
20.60
P/B
1.22
EV/EBITDA
15.30
Market Cap
4398.00Cr

Profitability

ROE
5.85%
ROCE
7.48%
ROA
2.13%
Dividend Y
0.50%

Growth (CAGR)

Revenue 5Y
13.00%
EPS 5Y
34.00%
Revenue 3Y
46.00%
EPS 3Y
85.00%

Balance Sheet

Debt/Equity
0.21
Interest Coverage
4.42×
Altman Z
1.28
Book Value
246.00

Cash Flow

FCF Yield
FCF Positive Y
6/5
OCF
-432.00 Cr
EPS TTM
14.53

Shareholding

Promoter Hold
63.14%
Promoter Pledge
0.00%
Momentum 52W
15%

Financial History

Updated 5/9/2026

Revenue

₹ Cr
No data

Net Profit

₹ Cr
No data

Return on Equity

%
No data

Peers

Business-comparable names in Real Estate, ranked by similarity

Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.