IP
IndiaPulse

Rategain Travel Technologies Limited (RATEGAIN)

Micro Cap

IT stocks · Micro cap · NSE

RateGain provides an integrated AI-powered technology platform for the travel and hospitality sector, enabling customers to increase revenue through guest acquisition, retention, and wallet share expansion. It serves 25 Global Fortune 500 companies, 33 of Top 40 Hotel Chains, and leading OTAs.

₹851.15
-18.60 · -2.14%
Quote04 Sept, 03:57 pm IST
Fundamentals05 Sept 2026 · screener
Score05 Sept, 10:20 pm IST · v4.3-runtime-valuation
Tags02 May 2026
Coverage13/14 · 93%
Valuation2026-07-20 · Rf 6.8% · IT P/E 22.6 (n=200)
Data confidence
Fresh enough for analysis
Investor decision lenses

One read, four checks

75+ is strong, 60-74 is usable, 45-59 is mixed, and below 45 needs caution. These are research lenses, not buy/sell instructions.

Weak fundamentals, management trust is acceptable, price trend is neutral, and recent execution is mixed.

Suggested next step
Research, do not rush
The four lenses are not strongly aligned. Compare peers and wait for a cleaner setup.
U-Score
WATCHLIST
40

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Trust
Mixed Trust
66

low confidence · 0/0 claims checked

Technical
Neutral
52

Timing lens: price trend and sector relative strength.

Result consistency
mixed
60

Rolling lens: recent quarterly delivery, not the latest single-result score.

Latest result

Quarter ended 30 Jun 2026

Excellent · 95/100

Rev +188% YoY · PAT +102% YoY · margin expansion · +10% QoQ

Filed 06 Aug 2026
Open results browser →
MetricThis quarterYoYQoQ
Revenue₹785 Cr+187.6%+9.6%
EBITDA₹172 Cr+244.0%+17.0%
Operating margin22.0%+400 bps+100 bps
PAT₹95 Cr+102.1%+35.7%
PAT margin12.1%-512 bps+232 bps

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Business & thesis

Growth engines, tailwinds/headwinds, and risk radar from management commentary

Business and thesis

Where growth can come from, and what can break the case

Thesis under stressReviewed 2026-06-03T13:37:39.007Z
Management commentary snapshot

RateGain reports robust Q4FY26 revenue growth of 174.5% YoY, driven by Sojern integration, with Adj. EBITDA margin at 23.5%. FY26 revenue grew 69.4% YoY, but Adj. PAT margin declined to 13.7% from 19.4% in FY25.

While top-line growth is robust post-Sojern acquisition, key efficiency metrics like NRR and LTV to CAC have softened. Increased GTM investments and higher attrition are impacting profitability, suggesting integration and organic growth execution require close monitoring.

Current business mix

Revenue by Industry Type (FY26)

Latest issuer-disclosed distribution across 6 reported categories.

Businessmix
Hospitality45.3%
DMOs24.2%
OTAs11.0%
Airlines5.8%
Car Rentals3.3%
Others8.4%
Growth engines

Customer Growth

Leveraging large customer base to drive cross-sell and up-sell through a 'Land & Expand' strategy.

AI-powered Product Innovation

Leveraging large data assets to launch AI solutions and features to offer incremental value to customers.

Geographic Expansion

Investing in Go-To-Market (GTM) teams to build presence in high-growth geographies.

Martech Expansion

Streamlining Martech offering under a unified platform to deliver predictive traveler insights and drive incremental value.

Tailwinds

Global Travel Demand Resilience

Global travel demand remains resilient, with APAC and Latin America showing strong performance.

Sojern Integration Success

Sojern integration delivered ahead of plan, building the world's largest travel intent data platform.

AI-driven Product Innovation

AI is generating measurable commercial outcomes for customers across acquisition, distribution, and engagement.

Headwinds

Geopolitical Tensions

Geopolitical tensions are creating strong regional divergence in travel demand, impacting growth uniformity.

Increased Employee Attrition

Employee attrition is higher sequentially due to market conditions and the Sojern integration.

GTM Investment Impact on Margins

Margins are impacted due to increased investments in GTM motion to drive higher growth and consolidation of Sojern.

Risk radar

Deferred Deal Consideration

EBITDA and PAT are impacted by deferred deal consideration related to the Sojern acquisition, to be paid over 3 years ending Q3FY29.

Softening Efficiency Metrics

Net Revenue Retention (NRR) declined to 99.6% and LTV to CAC decreased to 12.8x, indicating potential challenges in client expansion and acquisition efficiency.

Integration Execution

While Sojern integration is ahead of plan, continued focus is needed to ensure sustained benefits and avoid further impact on employee attrition.

Management accountability

What management said, and what results must prove

Management accountability

What management said, and what results must prove

Issuer guidance and extracted claims are tracked against later reported outcomes. Treat these as management statements, not IndiaPulse forecasts.

Analyst reading lens
Compare BOTH

YoY comparison is crucial to assess the full impact of the Sojern acquisition on revenue and profitability. QoQ comparison is important for tracking sequential momentum, integration benefits, and margin trends post-acquisition.

Sector KPIs management disclosed

Customer Count

13,410 customers in FY26, with customers added through Sojern Acquisition.

LTV to CAC

UNDER_STRESS

12.8x in FY26, compared to 13.6x in FY25. (Excludes Sojern)

Gross Revenue Retention (GRR)

94.9% in FY26, compared to 95.1% in FY25.

Net Revenue Retention (NRR)

UNDER_STRESS

99.6% in FY26, compared to 100.5% in FY25.

Management forward view

FY26 as Transformative Year

FY26 was the year RateGain became a structurally different company, with Sojern integration delivered ahead of plan and AI generating measurable commercial outcomes.

Confidence in FY27 Priorities

Management enters FY27 with stronger capabilities, sharper execution, and a clear line of sight to its $1 billion ambition.

Focus on Profitable Growth

The company's financial position, operating rigor, and continued focus on profitable growth give confidence to deliver on FY27 priorities.

Thesis monitor

Numbers and claims to verify in the next filings

CheckpointCurrent evidenceWhat to verify next
Net Revenue Retention (NRR)99.6% (FY26)Improvement above 100% to demonstrate effective cross-sell/up-sell and client stickiness.
LTV to CAC12.8x (FY26)Stabilization or improvement, indicating efficient customer acquisition and long-term value generation.
Adj. EBITDA Margin19.6% (FY26)Expansion, demonstrating effective cost management and realization of integration synergies despite GTM investments.
Employee Attrition14.7% (12 trailing months)Decline, indicating successful integration of Sojern and improved employee retention.

Verification checkpoints are IndiaPulse research interpretation, not investment advice.

Technical timing lens

Trend score and candlestick chart

52Neutral

SMA20 -1.2% / mo · MACD −

Stock trend: 49
Sector RS: 57
Sector 3M: +0.1% vs Nifty -1.5%

Technical chart

RATEGAINdaily · 1Y · AUTO+77.6%
Latest close ₹851.15 on 2026-09-04
Bar
-2.2%
RSI
37
MACD hist
-11.49
52W pos
68%
2026-09-04O ₹870.00H ₹888.45L ₹845.00C ₹851.15Vol 5.5L sh
₹406.35₹574.93₹743.50₹912.08₹1.08k52H52L851.152026-032026-06VolRSIMACD2026-032026-042026-062026-072026-09
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal

Daily technical trend read

Bearish setup

Trend is weak — long-term uptrend intact. RSI 37.

  • Price above SMA200 (long-term uptrend) but mid-term MAs not aligned.
  • SMA20 falling (~1.2% over last month) — short-term momentum negative.
  • RSI(14) at 37 — falling, no extreme reading.
  • MACD below signal, histogram expanding negatively — bearish momentum building.
  • 19% off 52W high · 95% above 52W low.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Valuation & score drivers

U-Score 40 · WATCHLIST · pillar breakdown, sector model, fair-value anchor

40U-SCORE
WATCHLIST

Fundamental score breakdown

WATCHLIST
Valuation0/30
Growth22/25
Quality2/20
Balance Sheet8/15
Cash Flow3/10
Piotroski
8/9 (+5)
Penalties
0
Raw sum
40

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

40/100 · WATCHLIST

Positive drivers

  • Piotroski is strong at 8/9.
  • Growth contributes 22/25 to the score.
  • Balance sheet contributes 8/15 to the score.

Main drags

  • Fair-value margin of safety is negative at -22.8%.
  • Valuation is weaker at 0/30; verify the latest quarterly trend.
  • Quality is weaker at 2/20; verify the latest quarterly trend.
Sector valuation model

Consumer valuation: PE/PEG and brand-quality premium

Consumer franchises can deserve higher multiples, but only when growth quality supports them.

Consumer PE/PEG
Primary lens
PE and PEG relative to growth, ROE, margins, and brand strength.
Secondary checks
Volume growth, pricing power, distribution, same-store or category growth.
Main risk check
Premium valuation needs durable growth and margin resilience.
PE
38.6
PB
5.0
EV/EBITDA
19.4
ROE
11.9%
ROCE
13.9%
FCF Yield
Debt/Equity
0.6
MoS
-22.8%
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 05 Sept 2026
v4.3-runtime-valuation
Final score
40
Previous: 40
Verdict
WATCHLIST
Previous: WATCHLIST
Margin of safety
-22.8%
Previous: -22.8%

Score history

12 stored score snapshots. Latest stored move: +2 points.

05 Sept 2026
v4.3-runtime-valuation
39
39
39
39
39
39
39
39
39
38
38
40

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number
₹279.95
-204.0% MoS
Growth-justified P/E
33.8
Growth-justified Value
₹693.18
-22.8% MoS
PEG
0.74

Trust score

Does management behaviour match later outcomes? Claim delivery, forensic breakdown, evidence depth

Trust Score
66Mixed Trust · low confidenceTrust Lite

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Mixed Trust: Claim history is still being built. It ranks around the 49th percentile of the scored universe and 45th percentile within IT. Main check: cash conversion is weak at 55/100.

Healthy Trust Lite: Promoter pledge is zero. Key concern: ROCE trend is -2.1%.

Computed 05 Sept 2026
management-trust-v1
75 docs text-extracted · 8 concalls text-extracted
Score band
Mixed Trust

Usable, but needs evidence. Treat guidance with a margin of safety.

Relative rank
49th percentile

overall median 67 · IT: 45th pctile, median 69 · Micro: 29th pctile, median 73

Evidence depth
Financial-only

75 documents have extracted text, but claim history is not strong enough yet.

Claim delivery
Outcome history still building

0 claims extracted · No contradicted claim yet

How to read this Trust Score

Mixed Trust · low confidence
What it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Acceptable, but check the weakest sub-score before increasing exposure.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
78
strong · holding, pledge, alignment
Cash flow
55
watch · profit to cash conversion
Balance sheet
81
strong · leverage and solvency
Discipline
58
watch · capital discipline
Results
60
acceptable · quarterly consistency

Trust positives

  • Promoter pledge is zero.
  • 4/4 latest quarters had positive YoY revenue growth.

Trust risks

  • ROCE trend is -2.1%.
  • 1 of the latest 4 quarters had PAT decline worse than 25% YoY.

Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.

Financials

Full fundamentals table and 10-year revenue / profit / ROE history

Fundamentals

Valuation

P/E
38.60
P/B
5.01
EV/EBITDA
19.40
Market Cap
10089.00Cr

Profitability

ROE
11.90%
ROCE
13.90%
ROA
7.07%
Dividend Y

Growth (CAGR)

Revenue 5Y
49.00%
EPS 5Y
55.00%
Revenue 3Y
48.00%
EPS 3Y
48.00%

Balance Sheet

Debt/Equity
0.56
Interest Coverage
9.56×
Altman Z
5.46
Book Value
170.00

Cash Flow

FCF Yield
FCF Positive Y
3/5
OCF
234.00 Cr
EPS TTM
20.49

Shareholding

Promoter Hold
48.78%
Promoter Pledge
0.00%
Momentum 52W
67%

Financial History

Updated 5/9/2026

Revenue

₹ Cr
No data

Net Profit

₹ Cr
No data

Return on Equity

%
No data

Peers

Business-comparable names in IT, ranked by similarity

Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.