Announcement
Announcement Under Regulation 30 29 Sep - Income Tax Department imposed Rs 29.25 million penalty for AY 2010-11; company plans to appeal.
Source: Bse
Oracle Financial Services Software Limited (OFSS)
Mid CapIT stocks · Mid cap · NSE
Oracle Financial Services Software Limited operates in Banking Software, within the IT sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers.
Data qualityFresh enough for analysisQuote updated 19 Oct, 03:31 pm ISTDetails
Quote19 Oct, 03:31 pm IST
Base fundamentals16 Oct 2026 · screener
Latest result23 Jul, 12:19 am IST
Score20 Oct, 04:30 am IST · v4.3-runtime-valuation
Tags02 May 2026
Coverage14/14 · 100%
Valuation2026-07-20 · Rf 6.8% · IT P/E 21.4 (n=204)
Technical timing lens
Trend score and candlestick chart
70BullishSMA20 -11.0% / mo · MACD + · sector +14.5pp vs Nifty 500 (3M)
Stock trend: 50
Sector RS: 100
Sector 3M: +8.9% vs Nifty 500 -5.6%
IT FPI tailwindNot confirmed
Latest mapped FPI equity flow was not positive. View sector evidence
Technical chart
OFSSD candles · FIT view+14.1%Latest close ₹10214.00 on 2026-10-19
Bar
-1.7%
RSI
37
MACD hist
1.67
52W pos
63%
2026-10-19O ₹10386.00H ₹10386.00L ₹10134.00C ₹10214.00Vol 1.2L sh
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal
Market context
Relative performance and chart statistics
Adjusted completed-session prices, rebased to 100
OFSSNifty ITNifty 500
- OFSS
- -12.1%
- Nifty 500
- -5.6%
- Nifty IT
- +8.1%
- Vs Nifty 500
- -6.5 pp
Chart stats
19 Oct 2026- From 52W high
- -18.5%
- 52W range position
- 63%
- ATR (14)
- 3.3%
- Volume vs 20D
- 0.50x
- Avg traded value
- ₹251 Cr
- 20D price channel
- ₹10,102 - ₹11,787
₹12,540
₹6,234.5 - ₹12,540
₹342
Latest completed session
20-session average
39.2% annualized volatility
Research snapshot
What the evidence says now
Mixed fundamentals, while price trend supports entry. This looks more like momentum/speculation than a clean fundamental investment setup.
Weak U-Score but strong trend: momentum may be ahead of fundamentals.
Suggested next step
Momentum only
Trend is strong but fundamentals do not support a clean investment thesis.
U-Score
Legacy · FAIR VALUE52
Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.
Latest result
Excellent100
Revenue +68.7% · PAT +120.6% YoY
Technical
Bullish70
Price trend and sector-relative-strength timing.
Valuation
Legacy model-33.3%
Legacy margin-of-safety estimate; the revised evidence label remains in shadow validation.
Trust
Limited evidence85
Financial-only signal; management claim evidence is not sufficient yet.
Financials
Fundamentals, quarterly history, margins, returns and balance-sheet evidence
Financials
Fundamentals, quarterly history, margins, returns and balance-sheet evidence
Latest result
Quarter ended 30 Jun 2026
Excellent · 100/100Rev +69% YoY · PAT +121% YoY · margin expansion · +51% QoQ · operating leverage
Filed 22 Jul 2026
Open results browser →| Metric | This quarter | YoY | QoQ |
|---|---|---|---|
| Revenue | ₹3,125 Cr | +68.7% | +51.3% |
| EBITDA | ₹1,876 Cr | +121.7% | +77.7% |
| Operating margin | 60.0% | +1400 bps | +900 bps |
| PAT | ₹1,416 Cr | +120.6% | +68.2% |
| PAT margin | 45.3% | +1064 bps | +454 bps |
NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.
Fundamentals
Valuation
- P/E
- 26.20
- P/B
- 11.40
- EV/EBITDA
- 19.54
- Market Cap
- 89280.00Cr
Profitability
- ROE
- 32.60%
- ROCE
- 45.30%
- ROA
- 34.56%
- Dividend Y
- 3.90%
Growth (CAGR)
- Revenue 5Y
- 9.00%
- EPS 5Y
- 8.00%
- Revenue 3Y
- 10.00%
- EPS 3Y
- 13.00%
Balance Sheet
- Debt/Equity
- 0.00
- Interest Coverage
- 563.50×
- Altman Z
- 9.80
- Book Value
- 899.00
Cash Flow
- FCF Yield
- 0.30%
- FCF Positive Y
- 10/5
- OCF
- 2638.00 Cr
- EPS TTM
- 392.16
Shareholding
- Promoter Hold
- 72.39%
- Promoter Pledge
- 0.00%
- Momentum 52W
- 64%
Financial History
Updated 20/10/2026
Revenue
₹ CrLatest: 5,717+12.1% vs prev
Net Profit
₹ CrLatest: 3,551+28.0% vs prev
Return on Equity
%Latest: 50.6+37.9% vs prev
Technicals
Trend interpretation, Stage 2, relative strength, volume and indicator evidence
Technicals
Trend interpretation, Stage 2, relative strength, volume and indicator evidence
Daily technical trend read
Mixed signalsSignals are conflicting — long-term uptrend intact. RSI 37. Wait for confirmation.
- Price above SMA200 (long-term uptrend) but mid-term MAs not aligned.
- SMA20 falling (~12.3% over last month) — short-term momentum negative.
- RSI(14) at 37 — sideways, no extreme reading.
- MACD above signal, histogram expanding — bullish momentum building.
- 19% off 52W high · 64% above 52W low.
Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.
Nifty 500 leadership
Relative Strength & Trend Stage
83
RS percentile
Stage 1 Base / Transition
1M return
-14.1%
3M return
-12.1%
6M return
+25.7%
1Y return
+18.7%
RS 1D
-1
RS 20D
-9
Sector rank
#2
Industry rank
#5
Stage evidence
- Price is within 0.8% of the 30-week proxy.
- The 30-week proxy changed +5.4% over 20 sessions.
- The moving-average structure does not confirm Stage 2 or Stage 4.
50-DMA
price below
200-DMA
price above
Sector
leading
Industry
leading
Relative-strength line vs Nifty 500 (base 100)
262 observations
19 Oct 2026Value 123.61-0.64%
RS vs Nifty 500124
Valuation & peers
U-Score 52 · legacy U-Score band FAIR VALUE · valuation evidence and comparable companies
Valuation & peers
U-Score 52 · legacy U-Score band FAIR VALUE · valuation evidence and comparable companies
Premium Compounder
Fundamental score breakdown
U band · FAIR VALUEValuation0/30
Growth10/25
Quality20/20
Balance Sheet13/15
Cash Flow4/10
Piotroski
8/9 (+5)
Penalties
0
Raw sum
52
Why this score?
Top U-Score contributors and drags from the latest stored fundamentals.
52/100 · legacy band FAIR VALUE
Positive drivers
- Piotroski is strong at 8/9.
- Quality contributes 20/20 to the score.
- Balance sheet contributes 13/15 to the score.
Main drags
- Fair-value margin of safety is negative at -33.3%.
- Valuation is weaker at 0/30; verify the latest quarterly trend.
- Growth is weaker at 10/25; verify the latest quarterly trend.
Sector valuation model
Bank valuation: P/B adjusted for ROE and asset quality
Banks are balance-sheet businesses, so book value quality matters more than simple earnings multiples.
Primary lens
Price/book and ROE/ROA, not trailing PE alone.
Secondary checks
Capital adequacy, credit cost, NPA trend, deposit franchise.
Main risk check
Low P/B can be a trap if asset quality or credit cost is worsening.
PE
26.2
PB
11.4
EV/EBITDA
19.5
ROE
32.6%
ROCE
45.3%
FCF Yield
0.3%
Debt/Equity
0.0
MoS
-33.3%
Score movement
Stored run vs live recompute
This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.
Stored run: 20 Oct 2026
v4.3-runtime-valuation
Final score
52
Previous: 52
Legacy U-Score band
FAIR VALUE
Previous: FAIR VALUE
Margin of safety
-33.3%
Previous: -33.3%
Score history
12 stored score snapshots. Latest stored move: +0 points.
20 Oct 2026
v4.3-runtime-valuation
52
52
52
52
52
52
52
52
52
52
52
52
Factor attribution
No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.
Modelled fair value
Graham Number
₹2,816.45
-262.7% MoS
Growth-justified P/E
19.6
Growth-justified Value
₹7,666.73
-33.3% MoS
PEG
2.62
Comparable companies
Peers
Business-comparable peers in IT — ranked by industry, sub-sector, theme-tag overlap, market cap, and U-Score similarity. Green cells mark the best available peer metric in this table.
Ticker
Name
Why peer
Score
PE
ROE
MoS
Verdict
INTELLECT
Large
Intellect Design Arena Limited
IT Services / Digital
match 144
35
24.4
12.4%
-55%
WATCHLIST
PERSISTENT
Mid
Persistent Systems Limited
IT Services / Digital
match 135
58
48.1
27.2%
-55%
FAIR VALUE
COFORGE
Mid
Coforge Limited
IT Services / Digital
match 135
47
44.7
21.4%
-25%
FAIR VALUE
MPHASIS
Mid
MphasiS Limited
IT Services / Digital
match 130
38
24.7
18.5%
-4%
WATCHLIST
KPITTECH
Mid
KPIT Technologies Limited
IT Services / Digital
match 127
56
23.6
20.9%
+21%
FAIR VALUE
Business, management & trust
Growth engines, risks, management commitments and evidence-backed delivery
Business, management & trust
Growth engines, risks, management commitments and evidence-backed delivery
Business and thesis
Issuer presentation review pending
Oracle Financial Services Software Limited operates in Banking Software, within the IT sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers. The structured result feed currently covers the quarter ended 30 Jun 2026. Investor presentations and earnings-call PDFs will be added as issuer-backed evidence before management claims appear here.
Trust Score
85Limited evidence · low confidenceTrust Lite
Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.
Limited evidence: Claim history is still being built. It ranks around the 98th percentile of the scored universe and 97th percentile within IT. No major sub-score weakness stands out.
This is a financial-behaviour screen, not a claim-tested management reliability verdict.
Computed 20 Oct 2026
management-trust-v1
14 docs text-extracted · 1 concalls text-extracted
Score band
Limited evidence
Financial behaviour is scored, but management claims do not yet have enough outcome checks.
Relative rank
98th percentile
overall median 67 · IT: 97th pctile, median 69 · Mid: 93rd pctile, median 76
Evidence depth
Financial-only
14 documents have extracted text, but claim history is not strong enough yet.
Claim delivery
Outcome history still building
0 claims extracted · No contradicted claim yet
How to read this Trust Score
Limited evidence · low confidenceWhat it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Can support position sizing if valuation and trend also agree.
Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.
Forensic breakdown
Read low sub-scores as due-diligence warnings, not automatic sell signals.
Promoter
86
strong · holding, pledge, alignment
Cash flow
77
strong · profit to cash conversion
Balance sheet
96
strong · leverage and solvency
Discipline
90
strong · capital discipline
Results
77
strong · quarterly consistency
Trust positives
- ▸Promoter holding is 72.4%.
- ▸Promoter pledge is zero.
- ▸FCF yield is positive at 0.3%.
- ▸10 years of positive FCF.
Trust risks
- ▸OPM spread across recent quarters is 18%.
Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.
Continue researching Oracle Financial Services Software Limited
Important announcements & filings
Latest exchange and company disclosures found within the past two years.
Open source ↗
Announcement
Announcement Under Regulation 30 26 Sep - Income tax department imposed Rs. 9.30 crore penalties for AY 2009-10 and 2011-12; company plans to appeal.
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 22 Sep - Allotment of 18,890 equity shares pursuant to the OFSS Stock Plan, 2014.
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Newspaper Publication 3 Sep - The copies of the newspaper publications published by the Company confirming dispatch of the postal ballot notice.
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 19 Aug - Allotment of 7,617 equity shares pursuant to the OFSS Stock Plan, 2014.
Source: Bse
Concall transcript
AGM Transcript 5 Aug
Source: Bse
AnnouncementJul 2026
Jul 2026 · Announcement under Regulation 30 (LODR)-Change in Management 1d - Board approved Q1 FY27 results; Makarand Padalkar resigns July 23, 2026, Avadhut Ketkar becomes MD&CEO July 24.
Source: Bse
AnnouncementJul 2026
Jul 2026 · Announcement under Regulation 30 (LODR)-Change in Directorate 2h - Makarand Padalkar resigns July 23, 2026; Avadhut Ketkar named CEO, Manish Bhandari CFO; Q1 results approved.
Source: Bse
Annual reportJul 2026
Jul 2026 · Letter Providing A Web-Link Of Notice Of The AGM Along With The Annual Report For The Financial Year 2025-26 29 Jun - 37th AGM on July 23, 2026; annual report sent, e-voting July 18-22.
Source: Bse
AnnouncementJul 2026
Jul 2026 · Announcement under Regulation 30 (LODR)-Newspaper Publication 12 Jun - The copies of the newspaper advertisements published for intimating the date of 37th Annual General Meeting which will be held on Thursday, July 23, 2026 …
Source: Bse
Annual reportJul 2026
Jul 2026 · Reg. 34 (1) Annual Report. 25 Jun - FY26 annual report; AGM on July 23, 2026; revenue ₹76.7 billion, net income ₹26.4 billion, dividends ₹400/share.
Source: Bse
AnnouncementJun 2026
Jun 2026 · Announcement under Regulation 30 (LODR)-Newspaper Publication 24 Jul - The copies of the newspaper publications of financial results for the three month period ended June 30, 2026.
Source: Bse
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.