IP
IndiaPulse

Neelam Linens and Garments (India) Ltd. (NEELAM)

SME Cap

Consumer stocks · SME cap · NSE

Neelam Linens and Garments (India) Ltd. operates in Textiles, within the Consumer sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers.

₹6.65
-0.35 · -5.00%
Quote05 Sept, 08:06 pm IST
Fundamentals17 Aug 2026 · screener
Score05 Sept, 10:20 pm IST · v4.3-runtime-valuation
Tags24 Apr 2026
Coverage13/14 · 93%
Valuation2026-07-20 · Rf 6.8% · Consumer P/E 23.3 (n=433)
Data confidence
Fresh enough for analysis
Investor decision lenses

One read, four checks

75+ is strong, 60-74 is usable, 45-59 is mixed, and below 45 needs caution. These are research lenses, not buy/sell instructions.

Mixed fundamentals, management trust needs verification, price trend argues for patience, and recent execution is weak.

Suggested next step
Verify management risk first
Do not let cheap valuation override weak Trust or governance evidence.
U-Score
FAIR VALUE
46

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Trust
Weak Trust
47

low confidence · 0/0 claims checked

Technical
Bearish
31

Timing lens: price trend and sector relative strength.

Result consistency
weak
48

Rolling lens: recent quarterly delivery, not the latest single-result score.

Latest result

Quarter ended 31 Mar 2026

Bad · 0/100

Rev -6% YoY · PAT -100% YoY · margin compression · +19% QoQ

Filed 31 Mar 2026
Open results browser →
MetricThis quarterYoYQoQ
Revenue₹64 Cr-5.9%+18.5%
EBITDA₹1 Cr-83.3%-75.0%
Operating margin1.2%-680 bps-680 bps
PAT₹0 Cr-100.0%-100.0%
PAT margin0.0%-274 bps-185 bps

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Business & thesis

Growth engines, tailwinds/headwinds, and risk radar from management commentary

Business and thesis

Issuer presentation review pending

Neelam Linens and Garments (India) Ltd. operates in Textiles, within the Consumer sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers. The structured result feed currently covers the quarter ended 31 Mar 2026. Investor presentations and earnings-call PDFs will be added as issuer-backed evidence before management claims appear here.

Management accountability

What management said, and what results must prove

Technical timing lens

Trend score and candlestick chart

31Bearish

full bear SMA stack · SMA20 -26.0% / mo · RSI oversold · MACD − · near 52W low

Stock trend: 22
Sector RS: 45
Sector 3M: -2.3% vs Nifty -1.5%

Technical chart

NEELAMdaily · 1Y · AUTO-39.8%
Latest close ₹6.65 on 2026-09-02
Bar
-2.2%
RSI
21
MACD hist
-0.11
52W pos
0%
2026-09-02O ₹6.80H ₹6.80L ₹6.65C ₹6.65Vol 96,000 sh
₹6.27₹8.38₹10.50₹12.61₹14.7352L6.652026-03VolRSIMACD2026-032026-042026-052026-072026-09
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal

Daily technical trend read

Mixed signals

Signals are conflicting — long-term trend unclear. RSI 21. Wait for confirmation.

  • SMA20 falling (~35.2% over last month) — short-term momentum negative.
  • RSI(14) at 21 — oversold zone; bounce conditions.
  • MACD below signal but histogram contracting — bearish momentum easing.
  • Within 5% of 52-week low — testing support.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Valuation & score drivers

U-Score 46 · FAIR VALUE · pillar breakdown, sector model, fair-value anchor

46U-SCORE
Deep Value

Fundamental score breakdown

FAIR VALUE
Valuation30/30
Growth17/25
Quality0/20
Balance Sheet3/15
Cash Flow2/10
Piotroski
4/9 (+1)
Penalties
-7
Raw sum
46

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

46/100 · FAIR VALUE

Positive drivers

  • Fair-value margin of safety is positive at 75.3%.
  • Valuation contributes 30/30 to the score.
  • Growth contributes 17/25 to the score.

Main drags

  • Altman Z is 1.6, in distress territory.
  • Penalty bucket subtracts 7 points.
  • Quality is weaker at 0/20; verify the latest quarterly trend.
Sector valuation model

Cyclical valuation: normalized earnings, not just trailing PE

Cyclical companies can look cheapest near peak profits, so IndiaPulse flags value-trap risk separately.

Cyclical normalized
Primary lens
Mid-cycle PE/EV/EBITDA using multi-year average margins or earnings.
Secondary checks
Current margin versus 5-year average, balance sheet strength, commodity cycle.
Main risk check
A low trailing PE may mean peak-cycle earnings, not true cheapness.
PE
10.6
PB
0.4
EV/EBITDA
5.8
ROE
3.9%
ROCE
7.8%
FCF Yield
Debt/Equity
0.6
MoS
+75.3%
Cyclical/value-trap warning
This sector can look cheap when profits are temporarily high. Check mid-cycle margins/earnings before relying on trailing PE.
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 05 Sept 2026
v4.3-runtime-valuation
Final score
46
Previous: 46
Verdict
FAIR VALUE
Previous: FAIR VALUE
Margin of safety
+75.3%
Previous: +75.3%

Score history

12 stored score snapshots. Latest stored move: +2 points.

05 Sept 2026
v4.3-runtime-valuation
43
43
44
44
44
44
44
44
44
44
44
46

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number
₹18.66
+64.4% MoS
Growth-justified P/E
35.0
Growth-justified Value
₹26.91
+75.3% MoS
PEG
0.35

Trust score

Does management behaviour match later outcomes? Claim delivery, forensic breakdown, evidence depth

Trust Score
47Weak Trust · low confidenceTrust Lite

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Weak Trust: Claim history is still being built. It ranks around the 4th percentile of the scored universe and 5th percentile within Consumer. Main check: balance sheet trust is weak at 33/100.

Mixed Trust Lite: Promoter pledge is zero. Key concern: Operating cash flow is negative at ₹-2 Cr.

Computed 05 Sept 2026
management-trust-v1
0 docs text-extracted · 0 concalls text-extracted
Score band
Weak Trust

Management or financial behaviour needs caution. Demand stronger valuation compensation.

Relative rank
4th percentile

overall median 67 · Consumer: 5th pctile, median 66 · SME: 4th pctile, median 64

Evidence depth
Financial-only

0 documents have extracted text, but claim history is not strong enough yet.

Claim delivery
Outcome history still building

0 claims extracted · No contradicted claim yet

How to read this Trust Score

Weak Trust · low confidence
What it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Needs extra due diligence; demand valuation comfort and recent improvement.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
78
strong · holding, pledge, alignment
Cash flow
40
weak · profit to cash conversion
Balance sheet
33
weak · leverage and solvency
Discipline
40
weak · capital discipline
Results
48
watch · quarterly consistency

Trust positives

  • Promoter pledge is zero.

Trust risks

  • Operating cash flow is negative at ₹-2 Cr.
  • Altman Z is 1.63.
  • Interest coverage is 1.0x.
  • ROCE is low at 7.8%.

Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.

Financials

Full fundamentals table and 10-year revenue / profit / ROE history

Fundamentals

Valuation

P/E
10.60
P/B
0.41
EV/EBITDA
5.79
Market Cap
16.50Cr

Profitability

ROE
3.88%
ROCE
7.82%
ROA
1.69%
Dividend Y

Growth (CAGR)

Revenue 5Y
9.00%
EPS 5Y
30.00%
Revenue 3Y
5.00%
EPS 3Y
-13.00%

Balance Sheet

Debt/Equity
0.60
Interest Coverage
1.00×
Altman Z
1.63
Book Value
20.10

Cash Flow

FCF Yield
FCF Positive Y
3/5
OCF
-2.00 Cr
EPS TTM
0.77

Shareholding

Promoter Hold
54.30%
Promoter Pledge
0.00%
Momentum 52W
2%

Financial History

Updated 5/9/2026

Revenue

₹ Cr
No data

Net Profit

₹ Cr
No data

Return on Equity

%
No data

Peers

Business-comparable names in Consumer, ranked by similarity

Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.