Announcement
Announcement under Regulation 30 (LODR)-Newspaper Publication 10 Aug - Copy of Newspaper Publication dated 10.08.2026 is enclosed
Source: Bse
Nahar Capital and Financial Services Limited (NAHARCAP)
Small CapFinancial Services stocks · Small cap · NSE
Nahar Capital and Financial Services Limited operates in Finance, within the Financial Services sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers.
₹229.86
-9.09 · -3.80%
Market cap ₹392 Cr
Data qualityFresh enough for analysisQuote updated 21 Oct, 03:31 pm ISTDetails
Quote21 Oct, 03:31 pm IST
Base fundamentals06 Oct 2026 · screener
Latest result05 Aug, 10:46 pm IST
Score21 Oct, 04:30 am IST · v4.3-runtime-valuation
Tags03 May 2026
Coverage14/14 · 100%
Valuation2026-07-20 · Rf 6.8% · Financial Services P/E 17.0 (n=243)
Technical timing lens
Trend score and candlestick chart
39BearishSMA20 -6.8% / mo · MACD +
Stock trend: 35
Sector RS: 45
Sector 3M: -5.7% vs Nifty 500 -5.6%
Financial Services FPI tailwindNot confirmed
Latest mapped FPI equity flow was not positive. View sector evidence
Technical chart
NAHARCAPD candles · FIT view-8.4%Latest close ₹229.86 on 2026-10-21
Bar
-1.7%
RSI
39
MACD hist
0.30
52W pos
35%
2026-10-21O ₹233.90H ₹235.06L ₹227.76C ₹229.86Vol 1,610 sh
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal
Market context
Relative performance and chart statistics
Adjusted completed-session prices, rebased to 100
NAHARCAPNifty Financial ServicesNifty 500
- NAHARCAP
- -8.9%
- Nifty 500
- -6.5%
- Nifty Financial Services
- -6.9%
- Vs Nifty 500
- -2.4 pp
Chart stats
21 Oct 2026- From 52W high
- -23.7%
- 52W range position
- 35%
- ATR (14)
- 5.0%
- Volume vs 20D
- 0.60x
- Avg traded value
- ₹0.1 Cr
- 20D price channel
- ₹206.2 - ₹256.5
₹301.2
₹191 - ₹301.2
₹11.5
Latest completed session
20-session average
35.6% annualized volatility
Research snapshot
What the evidence says now
Mixed fundamentals, management evidence is still limited to a financial-only Trust Lite signal, price trend argues for patience, and recent execution is mixed.
Suggested next step
Research, do not rush
The evidence is not strongly aligned. Compare peers and wait for a cleaner setup.
U-Score
Legacy · FAIR VALUE53
Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.
Latest result
Excellent100
Revenue +50.0% · PAT +509.1% YoY
Technical
Bearish39
Price trend and sector-relative-strength timing.
Valuation
Legacy model+59.9%
Legacy margin-of-safety estimate; the revised evidence label remains in shadow validation.
Trust
Limited evidence72
Financial-only signal; management claim evidence is not sufficient yet.
Financials
Fundamentals, quarterly history, margins, returns and balance-sheet evidence
Financials
Fundamentals, quarterly history, margins, returns and balance-sheet evidence
Latest result
Quarter ended 30 Jun 2026
Excellent · 100/100Rev +50% YoY · PAT +509% YoY · margin expansion · +13% QoQ · operating leverage
Filed 05 Aug 2026
Open results browser →| Metric | This quarter | YoY | QoQ |
|---|---|---|---|
| Revenue | ₹9 Cr | +50.0% | +12.5% |
| EBITDA | ₹6 Cr | +100.0% | +50.0% |
| Operating margin | 65.0% | +1300 bps | +2000 bps |
| PAT | ₹67 Cr | +509.1% | +272.2% |
| PAT margin | 744.4% | +56111 bps | +51944 bps |
NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.
Fundamentals
Valuation
- P/E
- 3.29
- P/B
- 0.24
- EV/EBITDA
- 21.16
- Market Cap
- 392.00Cr
Profitability
- ROE
- 3.98%
- ROCE
- 5.03%
- ROA
- 6.68%
- Dividend Y
- 0.64%
Growth (CAGR)
- Revenue 5Y
- 1.00%
- EPS 5Y
- 1.00%
- Revenue 3Y
- 13.00%
- EPS 3Y
- -16.00%
Balance Sheet
- Debt/Equity
- 0.01
- Interest Coverage
- 18.00×
- Altman Z
- 2.98
- Book Value
- 960.00
Cash Flow
- FCF Yield
- 0.77%
- FCF Positive Y
- 11/5
- OCF
- 11.00 Cr
- EPS TTM
- 71.11
Shareholding
- Promoter Hold
- 72.53%
- Promoter Pledge
- 0.00%
- Momentum 52W
- 33%
Financial History
Updated 21/10/2026
Revenue
₹ CrLatest: 9.0+12.5% vs prev
Net Profit
₹ CrLatest: 67.0+272.2% vs prev
ROE is shown only in the Annual view — quarterly equity data isn't published.
Technicals
Trend interpretation, Stage 2, relative strength, volume and indicator evidence
Technicals
Trend interpretation, Stage 2, relative strength, volume and indicator evidence
Daily technical trend read
Bearish setupTrend is weak — long-term trend down. RSI 39.
- Price below SMA200 (long-term downtrend) — short-term bounces likely countertrend.
- SMA20 falling (~7.3% over last month) — short-term momentum negative.
- RSI(14) at 39 — falling, no extreme reading.
- MACD above signal, histogram expanding — bullish momentum building.
- 24% off 52W high · 20% above 52W low.
Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.
Nifty 500 leadership
Relative Strength & Trend Stage
43
RS percentile
Stage 1 Base / Transition
1M return
-10.1%
3M return
-8.9%
6M return
-8.3%
1Y return
-20.9%
RS 1D
-3
RS 20D
-9
Sector rank
#10
Industry rank
#42
Stage evidence
- Price is within 7.4% of the 30-week proxy.
- The 30-week proxy changed +0.7% over 20 sessions.
- The moving-average structure does not confirm Stage 2 or Stage 4.
50-DMA
price below
200-DMA
price below
Sector
weakening
Industry
weakening
Relative-strength line vs Nifty 500 (base 100)
262 observations
21 Oct 2026Value 85.33-2.90%
RS vs Nifty 50085
Valuation & peers
U-Score 53 · legacy U-Score band FAIR VALUE · valuation evidence and comparable companies
Valuation & peers
U-Score 53 · legacy U-Score band FAIR VALUE · valuation evidence and comparable companies
Deep Value
Fundamental score breakdown
U band · FAIR VALUEValuation30/30
Growth5/25
Quality0/20
Balance Sheet12/15
Cash Flow4/10
Piotroski
8/9 (+5)
Penalties
-3
Raw sum
53
Why this score?
Top U-Score contributors and drags from the latest stored fundamentals.
53/100 · legacy band FAIR VALUE
Positive drivers
- Piotroski is strong at 8/9.
- Fair-value margin of safety is positive at 59.9%.
- Valuation contributes 30/30 to the score.
Main drags
- Penalty bucket subtracts 3 points.
- Quality is weaker at 0/20; verify the latest quarterly trend.
- Growth is weaker at 5/25; verify the latest quarterly trend.
Sector valuation model
NBFC valuation: P/B, ROA, borrowing cost, and asset quality
Lenders can look optically cheap before credit losses emerge, so valuation is tied to book quality.
Primary lens
P/B adjusted for ROA/ROE and leverage quality.
Secondary checks
AUM growth, spreads, credit cost, liquidity and ALM risk.
Main risk check
Fast growth with weak asset quality deserves a discount.
PE
3.3
PB
0.2
EV/EBITDA
21.2
ROE
4.0%
ROCE
5.0%
FCF Yield
0.8%
Debt/Equity
0.0
MoS
+59.9%
Score movement
Stored run vs live recompute
This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.
Stored run: 21 Oct 2026
v4.3-runtime-valuation
Final score
53
Previous: 53
Legacy U-Score band
FAIR VALUE
Previous: FAIR VALUE
Margin of safety
+59.9%
Previous: +58.3%
Score history
12 stored score snapshots. Latest stored move: +0 points.
21 Oct 2026
v4.3-runtime-valuation
53
53
53
53
53
53
53
53
53
53
53
53
Factor attribution
No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.
Modelled fair value
Graham Number
₹1,239.34
+81.5% MoS
Growth-justified P/E
8.1
Growth-justified Value
₹573.15
+59.9% MoS
PEG
3.29
Comparable companies
Peers
Business-comparable peers in Financial Services — ranked by industry, sub-sector, theme-tag overlap, market cap, and U-Score similarity. Green cells mark the best available peer metric in this table.
Ticker
Name
Why peer
Score
PE
ROE
MoS
Verdict
SAHLIBHFI
Small
Shalibhadra Finance Limited
NBFC / Capital Markets / Insurance
match 156
51
12.0
11.9%
+54%
FAIR VALUE
VIJIFIN
Small
Viji Finance Limited
NBFC / Capital Markets / Insurance
match 156
5
67.0
1.2%
-2285%
OVERVALUED
MONEYBOXX
Small
Moneyboxx Finance Limited
NBFC / Capital Markets / Insurance
match 156
13
272.0
0.5%
-903%
OVERVALUED
MANCREDIT
Small
Mangal Credit and Fincorp Limited
NBFC / Capital Markets / Insurance
match 155
19
66.8
7.7%
-134%
OVERVALUED
UYFINCORP
Small
U. Y. Fincorp Limited
NBFC / Capital Markets / Insurance
match 155
15
—
2.4%
—
OVERVALUED
Business, management & trust
Growth engines, risks, management commitments and evidence-backed delivery
Business, management & trust
Growth engines, risks, management commitments and evidence-backed delivery
Business and thesis
Issuer presentation review pending
Nahar Capital and Financial Services Limited operates in Finance, within the Financial Services sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers. The structured result feed currently covers the quarter ended 30 Jun 2026. Investor presentations and earnings-call PDFs will be added as issuer-backed evidence before management claims appear here.
Trust Score
72Limited evidence · low confidenceTrust Lite
Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.
Limited evidence: Claim history is still being built. It ranks around the 69th percentile of the scored universe and 81st percentile within Financial Services. Main check: financial discipline is weak at 40/100.
This is a financial-behaviour screen, not a claim-tested management reliability verdict.
Computed 05 Sept 2026
management-trust-v1
8 docs text-extracted · 0 concalls text-extracted
Score band
Limited evidence
Financial behaviour is scored, but management claims do not yet have enough outcome checks.
Relative rank
69th percentile
overall median 67 · Financial Services: 81st pctile, median 62 · Small: 71st pctile, median 66
Evidence depth
Financial-only
8 documents have extracted text, but claim history is not strong enough yet.
Claim delivery
Outcome history still building
0 claims extracted · No contradicted claim yet
How to read this Trust Score
Limited evidence · low confidenceWhat it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Acceptable, but check the weakest sub-score before increasing exposure.
Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.
Forensic breakdown
Read low sub-scores as due-diligence warnings, not automatic sell signals.
Promoter
86
strong · holding, pledge, alignment
Cash flow
77
strong · profit to cash conversion
Balance sheet
96
strong · leverage and solvency
Discipline
40
weak · capital discipline
Results
57
watch · quarterly consistency
Trust positives
- ▸Promoter holding is 72.5%.
- ▸Promoter pledge is zero.
- ▸FCF yield is positive at 0.7%.
- ▸11 years of positive FCF.
Trust risks
- ▸ROCE is low at 5%.
- ▸ROE is low at 4%.
- ▸OPM spread across recent quarters is 30%.
Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.
Continue researching Nahar Capital and Financial Services Limited
Important announcements & filings
Latest exchange and company disclosures found within the past two years.
Open source ↗
Announcement
Announcement under Regulation 30 (LODR)-Change in Directorate 5 Aug - Board approves reappointment of MD Dinesh Oswal and two independent directors from 2027, pending AGM approval.
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Newspaper Publication 2 Jul - Copy of Newspaper publication dated 02.07.2026 is enclosed
Source: Bse
Annual report
Annual Report 2026
Source: Bse
Annual report
Annual Report 2026
Source: Bse
Annual report
Annual Report 2025
Source: Bse
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.