AnnouncementSep 2026
Sep 2026 · Announcement under Regulation 30 (LODR)-Restructuring 28 Sep - MobiKwik received 14.71 crore NCDs worth ₹147.11 crore on September 28, 2026 for LSP business slump sale.
Source: Bse
One Mobikwik Systems Limited (MOBIKWIK)
Small CapIT stocks · Small cap · NSE
One Mobikwik Systems Limited operates in Software Services, within the IT sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers.
Data qualityFresh enough for analysisQuote updated 19 Oct, 03:31 pm ISTDetails
Quote19 Oct, 03:31 pm IST
Base fundamentals06 Oct 2026 · screener
Latest result03 Aug, 04:46 pm IST
Score20 Oct, 04:30 am IST · v4.3-runtime-valuation
Tags02 May 2026
Coverage14/14 · 100%
Valuation2026-07-20 · Rf 6.8% · IT P/E 21.4 (n=204)
Technical timing lens
Trend score and candlestick chart
85Strong Bullfull bull SMA stack · SMA20 +12.9% / mo · MACD − · sector +14.5pp vs Nifty 500 (3M)
Stock trend: 75
Sector RS: 100
Sector 3M: +8.9% vs Nifty 500 -5.6%
IT FPI tailwindNot confirmed
Latest mapped FPI equity flow was not positive. View sector evidence
Technical chart
MOBIKWIKD candles · FIT view+11.1%Latest close ₹224.63 on 2026-10-19
Bar
-1.8%
RSI
53
MACD hist
-0.12
52W pos
60%
2026-10-19O ₹228.71H ₹230.93L ₹223.10C ₹224.63Vol 8.5L sh
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal
Market context
Relative performance and chart statistics
Adjusted completed-session prices, rebased to 100
MOBIKWIKNifty ITNifty 500
- MOBIKWIK
- +4.9%
- Nifty 500
- -5.6%
- Nifty IT
- +8.1%
- Vs Nifty 500
- +10.5 pp
Chart stats
19 Oct 2026- From 52W high
- -22.7%
- 52W range position
- 53%
- ATR (14)
- 5.5%
- Volume vs 20D
- 0.08x
- Avg traded value
- ₹253 Cr
- 20D price channel
- ₹191 - ₹265.8
₹290.6
₹151.5 - ₹290.6
₹12.5
Latest completed session
20-session average
76.6% annualized volatility
Research snapshot
What the evidence says now
Weak fundamentals, while price trend supports entry. This looks more like momentum/speculation than a clean fundamental investment setup.
Weak U-Score but strong trend: momentum may be ahead of fundamentals.
Suggested next step
Check latest quarters
Result consistency is weak; verify whether the thesis is improving or deteriorating.
U-Score
Legacy · OVERVALUED15
Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.
Latest result
Bad25
Revenue +3.7% · PAT NDF YoY
Technical
Strong Bull85
Price trend and sector-relative-strength timing.
Valuation
Legacy model-1629.7%
Legacy margin-of-safety estimate; the revised evidence label remains in shadow validation.
Trust
Limited evidence53
Financial-only signal; management claim evidence is not sufficient yet.
Financials
Fundamentals, quarterly history, margins, returns and balance-sheet evidence
Financials
Fundamentals, quarterly history, margins, returns and balance-sheet evidence
Latest result
Quarter ended 30 Jun 2026
Bad · 25/100Rev +4% YoY · margin expansion
Filed 03 Aug 2026
Open results browser →| Metric | This quarter | YoY | QoQ |
|---|---|---|---|
| Revenue | ₹281.5 Cr | +3.7% | -2.5% |
| EBITDA | ₹8.1 Cr | +119.6% | -19.7% |
| Operating margin | 2.9% | +1815 bps | -62 bps |
| PAT | ₹7.6 Cr | NDF | +74.0% |
| PAT margin | 2.7% | +1816 bps | +119 bps |
NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.
Fundamentals
Valuation
- P/E
- 540.00
- P/B
- 2.95
- EV/EBITDA
- 77.67
- Market Cap
- 1588.00Cr
Profitability
- ROE
- -8.28%
- ROCE
- -2.25%
- ROA
- -0.92%
- Dividend Y
- —
Growth (CAGR)
- Revenue 5Y
- 31.00%
- EPS 5Y
- 10.00%
- Revenue 3Y
- 28.00%
- EPS 3Y
- 13.00%
Balance Sheet
- Debt/Equity
- 0.51
- Interest Coverage
- 0.38×
- Altman Z
- 2.57
- Book Value
- 68.40
Cash Flow
- FCF Yield
- 0.25%
- FCF Positive Y
- 3/5
- OCF
- -78.00 Cr
- EPS TTM
- -1.60
Shareholding
- Promoter Hold
- 25.08%
- Promoter Pledge
- 0.00%
- Momentum 52W
- 35%
Financial History
Updated 20/10/2026
Revenue
₹ CrLatest: 1,119-4.4% vs prev
Net Profit
₹ CrLatest: -62.0+49.2% vs prev
Return on Equity
%Latest: -11.5+44.5% vs prev
Technicals
Trend interpretation, Stage 2, relative strength, volume and indicator evidence
Technicals
Trend interpretation, Stage 2, relative strength, volume and indicator evidence
Daily technical trend read
Bullish setupTrend is constructive — long-term uptrend intact. RSI 53.
- Price > SMA20 > SMA50 > SMA200 — full bullish stack.
- Recent golden cross (SMA50 crossed above SMA200).
- SMA20 rising (~11.4% over last month) — short-term momentum positive.
- RSI(14) at 53 — falling, no extreme reading.
- MACD below signal but histogram contracting — bearish momentum easing.
- 18% off 52W high · 48% above 52W low.
Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.
Nifty 500 leadership
Relative Strength & Trend Stage
57
RS percentile
Stage 2 UptrendRecent S2
1M return
+5.7%
3M return
+4.9%
6M return
+6.5%
1Y return
-14.0%
RS 1D
0
RS 20D
+6
Sector rank
#8
Industry rank
#39
Stage evidence
- Price is 11.6% above the 30-week proxy.
- The 50-DMA is above the 30-week proxy and its slope is rising +2.2%.
- Both 3-month and 6-month returns are positive.
50-DMA
price above
200-DMA
price above
S2 entered
08 Oct 2026
S2 age
8 trading sessions
Sector
improving
Industry
improving
Relative-strength line vs Nifty 500 (base 100)
262 observations
19 Oct 2026Value 90.91-0.72%
RS vs Nifty 50091
Valuation & peers
U-Score 15 · legacy U-Score band OVERVALUED · valuation evidence and comparable companies
Valuation & peers
U-Score 15 · legacy U-Score band OVERVALUED · valuation evidence and comparable companies
OVERVALUED
Fundamental score breakdown
U band · OVERVALUEDValuation0/30
Growth10/25
Quality0/20
Balance Sheet2/15
Cash Flow2/10
Piotroski
3/9 (+1)
Penalties
0
Raw sum
15
Why this score?
Top U-Score contributors and drags from the latest stored fundamentals.
15/100 · legacy band OVERVALUED
Positive drivers
- Growth contributes 10/25 to the score.
- Cash flow contributes 2/10 to the score.
- Balance sheet contributes 2/15 to the score.
Main drags
- Fair-value margin of safety is negative at -1629.7%.
- Valuation is weaker at 0/30; verify the latest quarterly trend.
- Quality is weaker at 0/20; verify the latest quarterly trend.
Sector valuation model
IT valuation: PE and EV/EBITDA against growth and margins
Asset-light IT companies deserve valuation support only when growth, margins, and cash conversion hold up.
Primary lens
PE and EV/EBITDA relative to revenue growth, margins, and cash conversion.
Secondary checks
Deal pipeline, attrition, dollar revenue growth, FCF yield.
Main risk check
Low PE can reflect weak growth or margin pressure.
PE
540.0
PB
3.0
EV/EBITDA
77.7
ROE
-8.3%
ROCE
-2.3%
FCF Yield
0.3%
Debt/Equity
0.5
MoS
-1629.7%
Score movement
Stored run vs live recompute
This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.
Stored run: 20 Oct 2026
v4.3-runtime-valuation
Final score
15
Previous: 15
Legacy U-Score band
OVERVALUED
Previous: OVERVALUED
Margin of safety
-1629.7%
Previous: -1629.7%
Score history
12 stored score snapshots. Latest stored move: +0 points.
20 Oct 2026
v4.3-runtime-valuation
15
15
15
15
15
15
15
15
15
15
15
15
Factor attribution
No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.
Modelled fair value
Graham Number
—
Growth-justified P/E
31.2
Growth-justified Value
—
-1629.7% MoS
PEG
48.21
Comparable companies
Peers
Business-comparable peers in IT — ranked by industry, sub-sector, theme-tag overlap, market cap, and U-Score similarity. Green cells mark the best available peer metric in this table.
Ticker
Name
Why peer
Score
PE
ROE
MoS
Verdict
TAALTECH
Small
Taal Tech Limited
IT Services / Digital
match 165
42
23.3
18.3%
-93%
WATCHLIST
NIITLTD
Small
NIIT Limited
IT Services / Digital
match 165
22
81.8
0.9%
-10925%
OVERVALUED
NINSYS
Small
NINtec Systems Limited
IT Services / Digital
match 165
54
46.6
40.6%
-54%
FAIR VALUE
RACLGEAR
Small
RACL Geartech Limited
IT Services / Digital
match 164
42
36.7
17.0%
-11%
WATCHLIST
DIGITIDE
Small
Digitide Solutions Limited
IT Services / Digital
match 164
25
29.1
6.9%
-45866%
OVERVALUED
Business, management & trust
Growth engines, risks, management commitments and evidence-backed delivery
Business, management & trust
Growth engines, risks, management commitments and evidence-backed delivery
Business and thesis
Issuer presentation review pending
One Mobikwik Systems Limited operates in Software Services, within the IT sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers. The structured result feed currently covers the quarter ended 30 Jun 2026. Investor presentations and earnings-call PDFs will be added as issuer-backed evidence before management claims appear here.
Trust Score
53Limited evidence · low confidenceTrust Lite
Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.
Limited evidence: Claim history is still being built. It ranks around the 12th percentile of the scored universe and 12th percentile within IT. Main check: financial discipline is weak at 40/100.
This is a financial-behaviour screen, not a claim-tested management reliability verdict.
Computed 05 Sept 2026
management-trust-v1
35 docs text-extracted · 12 concalls text-extracted
Score band
Limited evidence
Financial behaviour is scored, but management claims do not yet have enough outcome checks.
Relative rank
12th percentile
overall median 67 · IT: 12th pctile, median 69 · Small: 14th pctile, median 66
Evidence depth
Financial-only
35 documents have extracted text, but claim history is not strong enough yet.
Claim delivery
Outcome history still building
0 claims extracted · No contradicted claim yet
How to read this Trust Score
Limited evidence · low confidenceWhat it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Needs extra due diligence; demand valuation comfort and recent improvement.
Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.
Forensic breakdown
Read low sub-scores as due-diligence warnings, not automatic sell signals.
Promoter
78
strong · holding, pledge, alignment
Cash flow
50
watch · profit to cash conversion
Balance sheet
51
watch · leverage and solvency
Discipline
40
weak · capital discipline
Results
43
weak · quarterly consistency
Trust positives
- ▸Promoter pledge is zero.
- ▸FCF yield is positive at 0.3%.
- ▸3/4 latest quarters had positive YoY revenue growth.
Trust risks
- ▸Operating cash flow is negative at ₹-78 Cr.
- ▸2 latest quarters had PAT decline worse than 25% YoY.
- ▸Interest coverage is 0.4x.
- ▸ROCE is low at -2.2%.
Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.
Continue researching One Mobikwik Systems Limited
Important announcements & filings
Latest exchange and company disclosures found within the past two years.
Open source ↗
Announcement
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 25 Sep
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 23 Sep
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Press Release / Media Release 10 Sep - MobiKwik expanded FX Retail from one to six currencies, launched at GFF 2026.
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 25 Aug
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Newspaper Publication 22 Aug - Newspaper Publications for 18th Annual General Meeting of Members of the Company
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Newspaper Publication 19 Aug
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Press Release / Media Release 18 Aug - MobiKwik transferred digital lending business to MDSPL, appointed Manish Pathania CBO, and targets ₹1,000+ crore quarterly disbursals.
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 24 Jun
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 17 Jun - Intimation of allotment of 16,655 equity shares pursuant to exercise of stock options under MobiKwik Employee Stock Option Plan 2014
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 17 Jun - Mobikwik to attend analyst and investor meetings in Mumbai on June 22-24, 2026.
Source: Bse
Announcement
Announcement under Regulation 30 (LODR)-Newspaper Publication 3 Jun - Newspaper Publication for the Notice of Postal Ballot, remote e-voting information and Form PAS-1 (Public Notice)
Source: Bse
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.