IP
IndiaPulse

Mastek Limited (MASTEK)

Micro Cap

IT stocks · Micro cap · NSE

Mastek is a global provider of enterprise AI, digital, and cloud services, enabling clients to achieve measurable and sustainable returns on technology investments. It operates in 40+ countries with ~5,000 employees, focusing on a "Lead with AI" strategy across Public Sector, Healthcare, Retail, Manufacturing, Higher Education, and Financial Services.

₹1,772.9
-19.70 · -1.10%
Quote04 Sept, 03:58 pm IST
Fundamentals05 Sept 2026 · screener
Score05 Sept, 10:20 pm IST · v4.3-runtime-valuation
Tags02 May 2026
Coverage14/14 · 100%
Valuation2026-07-20 · Rf 6.8% · IT P/E 22.6 (n=200)
Data confidence
Fresh enough for analysis
Investor decision lenses

One read, four checks

75+ is strong, 60-74 is usable, 45-59 is mixed, and below 45 needs caution. These are research lenses, not buy/sell instructions.

Investable fundamentals, management trust is supportive, price trend is neutral, and recent execution is consistent.

Suggested next step
Research, do not rush
The four lenses are not strongly aligned. Compare peers and wait for a cleaner setup.
U-Score
UNDERVALUED
72

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Trust
Healthy Trust
84

low confidence · 0/0 claims checked

Technical
Neutral
50

Timing lens: price trend and sector relative strength.

Result consistency
consistent
95

Rolling lens: recent quarterly delivery, not the latest single-result score.

Latest result

Quarter ended 30 Jun 2026

Average · 47/100

margin compression · Rev +8% YoY · PAT +15% YoY · +5% QoQ · operating leverage

Filed 21 Jul 2026
Open results browser →
MetricThis quarterYoYQoQ
Revenue₹985 Cr+7.7%+5.0%
EBITDA₹151 Cr+10.2%+0.0%
Operating margin15.0%+0 bps-100 bps
PAT₹106 Cr+15.2%+0.0%
PAT margin10.8%+71 bps-54 bps

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Business & thesis

Growth engines, tailwinds/headwinds, and risk radar from management commentary

Business and thesis

Where growth can come from, and what can break the case

Thesis intactReviewed 2026-07-22T00:41:58.867Z
Management commentary snapshot

Mastek reports Q1FY27 revenue up 5.0% QoQ (1.8% CC) and 7.7% YoY, with EBITDA margin at 15.4%. Order backlog grew 25% YoY in rupee terms, driven by 40+ new AI deals.

Mastek's "Lead with AI" strategy is gaining traction, evidenced by 40+ new AI deals and ~45% of new order book from AI. Strong sequential revenue growth in UK & Europe and NA is positive. However, the sequential EBITDA margin decline and geopolitical impact on Middle East business warrant close monitoring. The improved cash position is a positive.

Current business mix

Revenue by Market Region

Latest issuer-disclosed distribution across 3 reported categories.

Businessmix
UK & Europe67.3%
US21.7%
AMEA11.0%
Growth engines

AI-led Transformation

Management's 'Lead with AI' strategy is delivering directional change with ~45% of new order book coming from AI deals.

New AI Deals

Secured 40+ new AI deals for Q1FY27 across AI for Technology, Business and Data.

UK & Europe Business Momentum

UK & Europe business continues to deliver strongly with 6.5% sequential revenue growth in rupee terms, backed by good momentum in financial services and public sector.

North America Business Growth

NA business also delivered a strong quarter with 6.2% sequential revenue growth in rupee terms.

Capacity and execution

Employee Additions

Added 167 employees during the quarter, bringing the total to 4,897 employees as on 30th June, 2026.

Tailwinds

AI-driven Demand

AI continues to drive strong momentum with 40+ new deals in Q1'27, contributing significantly to the new order book.

Strong Order Booking

Another strong quarter of order booking resulted in 25% Y-o-Y growth in rupee terms of 12 months order backlog.

Geographic Performance

UK & Europe and NA businesses delivered strong sequential revenue growth in rupee terms.

Headwinds

Geopolitical Uncertainties

Middle East business is seeing impact due to geopolitical uncertainties.

Delayed Collections

EBIDTA performance was a sequential decline largely due to delayed collection in Middle East.

Risk radar

Geopolitical Impact on Middle East

Geopolitical uncertainties are impacting the Middle East business, leading to delayed collections and affecting EBITDA performance.

Operational Efficiency & Cost Management

Management remains focused on operational efficiency and disciplined cost management following a sequential decline in EBITDA margin.

Management accountability

What management said, and what results must prove

Management accountability

What management said, and what results must prove

Issuer guidance and extracted claims are tracked against later reported outcomes. Treat these as management statements, not IndiaPulse forecasts.

Analyst reading lens
Compare BOTH

QoQ comparison is crucial for IT services to assess sequential momentum, project execution, and utilization rates. YoY comparison provides insight into underlying growth trends and performance against seasonal factors.

Sector KPIs management disclosed

Revenue from Operations (Rs Crore)

Q1FY27: 985.3; Q4FY26: 938.0; Q1FY26: 914.7. (5.0% QoQ, 7.7% YoY)

Revenue from Operations (Constant Currency)

1.8% QoQ growth.

Operating EBITDA Margin

Q1FY27: 15.4%; Q4FY26: 16.1%; Q1FY26: 15.0%. (71bps QoQ decline, 35bps YoY increase)

Net Profit Margin

Q1FY27: 10.6%; Q4FY26: 11.0%; Q1FY26: 9.9%. (42bps QoQ decline, 67bps YoY increase)

Management forward view

AI Transformation Focus

Management is leading Mastek into an AI transformational company in select verticals, with ~45% of new order book coming from AI deals.

Positive Long-term Growth Outlook

Overall, our long-term growth outlook remains positive, despite current challenges in the Middle East business.

Commitment to Operational Efficiency

Management remains focused on operational efficiency, disciplined cost management, and AI-led productivity.

Thesis monitor

Numbers and claims to verify in the next filings

CheckpointCurrent evidenceWhat to verify next
Constant Currency Revenue Growth1.8% QoQSustained sequential growth, especially in key markets like UK & Europe and NA, to confirm demand momentum.
Operating EBITDA Margin15.4% (Q1FY27)Reversal of sequential decline and improvement towards previous levels, indicating effective operational efficiency and cost management.
12 Months Order Backlog Growth25.0% YoY (rupee terms)Continued strong growth, indicating future revenue visibility and sustained demand for AI-led services.
Impact of Middle East Geopolitical IssuesImpacting business and causing delayed collections.Resolution of geopolitical uncertainties and recovery in Middle East business performance and collections.

Verification checkpoints are IndiaPulse research interpretation, not investment advice.

Technical timing lens

Trend score and candlestick chart

50Neutral

SMA20 -1.9% / mo · MACD +

Stock trend: 45
Sector RS: 57
Sector 3M: +0.1% vs Nifty -1.5%

Technical chart

MASTEKdaily · 1Y · AUTO+8.5%
Latest close ₹1772.90 on 2026-09-04
Bar
-2.3%
RSI
51
MACD hist
4.72
52W pos
35%
2026-09-04O ₹1815.00H ₹1831.90L ₹1752.90C ₹1772.90Vol 94,020 sh
₹1.30k₹1.47k₹1.64k₹1.81k₹1.98k52L1772.902026-032026-06VolRSIMACD2026-032026-042026-062026-072026-09
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal

Daily technical trend read

Bearish setup

Trend is weak — long-term trend down. RSI 51.

  • Price below SMA200 (long-term downtrend) — short-term bounces likely countertrend.
  • SMA20 falling (~1.9% over last month) — short-term momentum negative.
  • RSI(14) at 51 — falling, no extreme reading.
  • MACD above signal, histogram expanding — bullish momentum building.
  • 31% off 52W high · 33% above 52W low.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Valuation & score drivers

U-Score 72 · UNDERVALUED · pillar breakdown, sector model, fair-value anchor

72U-SCORE
Top Setup

Fundamental score breakdown

UNDERVALUED
Valuation20/30
Growth15/25
Quality12/20
Balance Sheet10/15
Cash Flow10/10
Piotroski
8/9 (+5)
Penalties
0
Raw sum
72

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

72/100 · UNDERVALUED

Positive drivers

  • FCF yield is supportive at 9.9%.
  • Piotroski is strong at 8/9.
  • Fair-value margin of safety is positive at 61.1%.

Main drags

  • Growth is weaker at 15/25; verify the latest quarterly trend.
  • Quality is weaker at 12/20; verify the latest quarterly trend.
  • Valuation is weaker at 20/30; verify the latest quarterly trend.
Sector valuation model

IT valuation: PE and EV/EBITDA against growth and margins

Asset-light IT companies deserve valuation support only when growth, margins, and cash conversion hold up.

IT PE/EVEBITDA
Primary lens
PE and EV/EBITDA relative to revenue growth, margins, and cash conversion.
Secondary checks
Deal pipeline, attrition, dollar revenue growth, FCF yield.
Main risk check
Low PE can reflect weak growth or margin pressure.
PE
12.5
PB
1.8
EV/EBITDA
8.8
ROE
15.3%
ROCE
17.7%
FCF Yield
9.9%
Debt/Equity
0.1
MoS
+61.1%
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 05 Sept 2026
v4.3-runtime-valuation
Final score
72
Previous: 72
Verdict
UNDERVALUED
Previous: UNDERVALUED
Margin of safety
+61.1%
Previous: +61.1%

Score history

12 stored score snapshots. Latest stored move: -2 points.

05 Sept 2026
v4.3-runtime-valuation
73
74
69
69
69
72
73
73
74
74
74
72

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number
₹1,710.87
-3.6% MoS
Growth-justified P/E
33.8
Growth-justified Value
₹4,560.62
+61.1% MoS
PEG
0.83

Trust score

Does management behaviour match later outcomes? Claim delivery, forensic breakdown, evidence depth

Trust Score
84Healthy Trust · low confidenceTrust Lite

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Healthy Trust: Claim history is still being built. It ranks around the 97th percentile of the scored universe and 95th percentile within IT. No major sub-score weakness stands out.

High Trust Lite: Promoter pledge is zero.

Computed 05 Sept 2026
management-trust-v1
134 docs text-extracted · 52 concalls text-extracted
Score band
Healthy Trust

Generally investable credibility. Look for weak sub-scores before increasing position size.

Relative rank
97th percentile

overall median 67 · IT: 95th pctile, median 69 · Micro: 95th pctile, median 73

Evidence depth
Financial-only

134 documents have extracted text, but claim history is not strong enough yet.

Claim delivery
Outcome history still building

0 claims extracted · No contradicted claim yet

How to read this Trust Score

Healthy Trust · low confidence
What it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Can support position sizing if valuation and trend also agree.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
78
strong · holding, pledge, alignment
Cash flow
89
strong · profit to cash conversion
Balance sheet
89
strong · leverage and solvency
Discipline
68
acceptable · capital discipline
Results
95
strong · quarterly consistency

Trust positives

  • Promoter pledge is zero.
  • FCF yield is 9.9%.
  • 8 years of positive FCF.
  • 4/4 latest quarters had positive YoY revenue growth.

Trust risks

  • No major Trust Lite risk flags.

Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.

Financials

Full fundamentals table and 10-year revenue / profit / ROE history

Fundamentals

Valuation

P/E
12.50
P/B
1.84
EV/EBITDA
8.82
Market Cap
5497.00Cr

Profitability

ROE
15.30%
ROCE
17.70%
ROA
9.74%
Dividend Y
1.35%

Growth (CAGR)

Revenue 5Y
17.00%
EPS 5Y
15.00%
Revenue 3Y
13.00%
EPS 3Y
15.00%

Balance Sheet

Debt/Equity
0.15
Interest Coverage
20.00×
Altman Z
5.10
Book Value
965.00

Cash Flow

FCF Yield
9.90%
FCF Positive Y
8/5
OCF
542.00 Cr
EPS TTM
134.81

Shareholding

Promoter Hold
35.77%
Promoter Pledge
0.00%
Momentum 52W
35%

Financial History

Updated 5/9/2026

Revenue

₹ Cr
Latest: 3,699+7.1% vs prev
03699Mar 2017: 560Mar 2018: 817Mar 2019: 1,033Mar 2020: 1,071Mar 2021: 1,722Mar 2022: 2,184Mar 2023: 2,563Mar 2024: 3,055Mar 2025: 3,455Mar 2026: 3,699FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26

Net Profit

₹ Cr
Latest: 404+7.4% vs prev
0404.0Mar 2017: 32.0Mar 2018: 70.0Mar 2019: 101Mar 2020: 114Mar 2021: 252Mar 2022: 333Mar 2023: 310Mar 2024: 311Mar 2025: 376Mar 2026: 404FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26

Return on Equity

%
Latest: 2,525+19987.5% vs prev
02525Mar 2017: 6.8%Mar 2018: 12.8%Mar 2019: 14.1%Mar 2020: 14.4%Mar 2021: 29.3%Mar 2022: 31.1%Mar 2023: 18.4%Mar 2024: 12.6%Mar 2025: 12.6%Mar 2026: 2,525%FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26

Peers

Business-comparable names in IT, ranked by similarity

Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.