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IndiaPulse

Maitreya Medicare Ltd. (MAITREYA)

SME Cap

Pharma stocks · SME cap · NSE

Maitreya Medicare is a Multi Super speciality hospital established in 2019 in Surat, Gujarat, with 125 beds. It offers integrated healthcare services across primary, secondary, and tertiary care in over 18 specialties. The company is expanding its hospital portfolio in Gujarat and Maharashtra through new units and partnerships.

₹120
-3.90 · -3.15%
Quote04 Sept, 03:32 pm IST
Fundamentals05 Sept 2026 · screener
Score05 Sept, 10:20 pm IST · v4.3-runtime-valuation
Tags24 Apr 2026
Coverage12/14 · 86%
Valuation2026-07-20 · Rf 6.8% · Pharma P/E 34.6 (n=184)
Data confidence
Fresh enough for analysis
Investor decision lenses

One read, four checks

75+ is strong, 60-74 is usable, 45-59 is mixed, and below 45 needs caution. These are research lenses, not buy/sell instructions.

Weak fundamentals, management trust needs verification, price trend is neutral, and recent execution is weak.

Suggested next step
Check latest quarters
Result consistency is weak; verify whether the thesis is improving or deteriorating.
U-Score
OVERVALUED
15

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Trust
Mixed Trust
55

low confidence · 0/0 claims checked

Technical
Neutral
46

Timing lens: price trend and sector relative strength.

Result consistency
weak
31

Rolling lens: recent quarterly delivery, not the latest single-result score.

Latest result

Quarter ended 31 Mar 2026

Bad · 0/100

Rev -8% YoY · PAT -2800% YoY · margin compression

Filed 31 Mar 2026
Open results browser →
MetricThis quarterYoYQoQ
Revenue₹21.2 Cr-8.1%-10.8%
EBITDA₹-1.5 Cr-187.6%-243.3%
Operating margin-7.0%-1466 bps-1143 bps
PAT₹-2.4 Cr-2800.0%NDF
PAT margin-11.5%-1216 bps-1132 bps

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Business & thesis

Growth engines, tailwinds/headwinds, and risk radar from management commentary

Business and thesis

Where growth can come from, and what can break the case

Thesis under stressReviewed 2026-08-20T03:41:08.427Z
Management commentary snapshot

Maitreya Medicare reports Rs. 23.92 Cr revenue for H1 FY26 but records an EBITDA loss of Rs. 0.0360 Cr, impacted by a one-time bad debt adjustment of Rs. 1.70 Cr.

The company's aggressive expansion has led to increased costs and a one-time bad debt adjustment, resulting in H1 FY26 EBITDA loss. Management expects recovery in the coming half year as new units ramp up and begin contributing more significantly to revenues.

Growth engines

Geographic Expansion

Strategy focuses on expanding healthcare services across Gujarat and Maharashtra by strategically locating hospitals in multiple cities and towns.

New Hospital Units

Shree Prannath Hospital has started contributing in revenues, Cath lab at KLS Memorial Hospital, Mumbai has started performing.

High Demand Segments

Cardiology, Critical Care, Neurology, Neurosurgery segments contribute 60-70% to Revenue.

Capacity and execution

Valsad Hospital

New hospital at Valsad, Gujarat, with 125 beds, anticipated to be fully operational starting from December 2025.

KLS Memorial Hospital

Partnered with KLS Memorial Hospital, Mumbai, adding 70 beds and rendering operational and management services.

Tulip Health Check

Acquired 52% stake in Tulip Health Check (50 Beds) in 2023; unit has been shifted to new premises and is functional.

Prannath Hospital

Partnered with Prannath Hospital, Surat (100 Bed Capacity) in 2024; Cathlab installed in 2025.

Tailwinds

Hospital Industry Growth

The hospital industry is set to reach Rs. 8.6 trillion by FY22, growing from Rs. 4 trillion in FY17 at a CAGR of 16–17%.

Government Spending

Government plans to boost public health spending to 2.5% of GDP by 2025, supporting sector growth.

Health Insurance Penetration

Higher health insurance penetration fuels healthcare spending, expected to rise further.

Headwinds

Increased Costs

Aggressive expansion efforts in Gujarat and Maharashtra have led to a significant short-term increase in costs, driven by investments.

Bad Debts Adjustment

Profits hit by Bad Debts adjustment of Rs. 1.70 Cr, required one time as part of prudent financial policy.

Risk radar

Execution Risk of Expansion

Aggressive expansion efforts have led to a significant short-term increase in costs, impacting profitability.

Credit Risk/Bad Debts

A one-time bad debts adjustment of Rs. 1.70 Cr was necessary, indicating potential challenges in revenue collection.

Competition

The company operates in a competitive environment (both domestic and international).

Management accountability

What management said, and what results must prove

Management accountability

What management said, and what results must prove

Issuer guidance and extracted claims are tracked against later reported outcomes. Treat these as management statements, not IndiaPulse forecasts.

Analyst reading lens
Compare BOTH

The H1 FY26 results reflect initial contributions from new units, making sequential (QoQ) momentum important for assessing ramp-up. However, for a hospital business, annual (YoY) comparisons are crucial to assess underlying operational performance and seasonality.

Sector KPIs management disclosed

Revenue

23.92 Cr Revenue (Till Sept 2025 H1)

EBITDA

NEGATIVE

0.0360 Cr Loss (Till Sept 2025 H1)

Management forward view

Expansion Fruits

Started seeing fruits from expansion this year; Shree Prannath Hospital and KLS Cath lab are contributing to revenues.

Future Outlook

Coming half of current year has good hopes to recover as units have started showing promising revenues and Valsad revenues too will help.

Transparency

Management is positive in terms of transparent and ethical data share to investors and stakeholders, despite being PAT negative.

Thesis monitor

Numbers and claims to verify in the next filings

CheckpointCurrent evidenceWhat to verify next
EBITDA0.0360 Cr Loss (H1 FY26)Positive EBITDA and margin improvement as new units scale up and costs stabilize.
Valsad Hospital OperationsAnticipated to be fully operational from December 2025Timely commissioning and significant revenue contribution from the Valsad unit.
Revenue Growth23.92 Cr Revenue (H1 FY26)Sustained revenue growth from existing and newly operational units.
Bad Debt ImpactRs. 1.70 Cr one-time bad debt adjustmentConfirmation of no further significant one-time adjustments impacting profitability in subsequent periods.

Verification checkpoints are IndiaPulse research interpretation, not investment advice.

Technical timing lens

Trend score and candlestick chart

46Neutral

SMA20 -7.0% / mo · MACD + · near 52W low · sector +2.2pp vs Nifty (3M)

Stock trend: 37
Sector RS: 60
Sector 3M: +0.7% vs Nifty -1.5%

Technical chart

MAITREYAdaily · 1Y · AUTO-35.5%
Latest close ₹120.00 on 2026-09-04
Bar
+0.0%
RSI
49
MACD hist
1.49
52W pos
7%
2026-09-04O ₹120.00H ₹120.00L ₹120.00C ₹120.00Vol 400 sh
₹101.03₹136.64₹172.25₹207.86₹243.4752L120.002026-03VolRSIMACD2026-032026-042026-062026-072026-09
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal

Daily technical trend read

Mixed signals

Signals are conflicting — long-term trend down. RSI 49. Wait for confirmation.

  • Price below SMA200 (long-term downtrend) — short-term bounces likely countertrend.
  • SMA20 falling (~7.5% over last month) — short-term momentum negative.
  • RSI(14) at 49 — sideways, no extreme reading.
  • MACD above signal, histogram expanding — bullish momentum building.
  • 59% off 52W high · 12% above 52W low.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Valuation & score drivers

U-Score 15 · OVERVALUED · pillar breakdown, sector model, fair-value anchor

15U-SCORE
OVERVALUED

Fundamental score breakdown

OVERVALUED
Valuation3/30
Growth7/25
Quality0/20
Balance Sheet7/15
Cash Flow2/10
Piotroski
6/9 (+3)
Penalties
-7
Raw sum
15

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

15/100 · OVERVALUED

Positive drivers

  • Balance sheet contributes 7/15 to the score.
  • Growth contributes 7/25 to the score.
  • Cash flow contributes 2/10 to the score.

Main drags

  • Penalty bucket subtracts 7 points.
  • Quality is weaker at 0/20; verify the latest quarterly trend.
  • Valuation is weaker at 3/30; verify the latest quarterly trend.
Sector valuation model

Healthcare valuation: PE/EVEBITDA with regulatory and pipeline checks

Healthcare valuation needs both earnings quality and regulatory/pipeline context.

Pharma PE/EVEBITDA
Primary lens
PE and EV/EBITDA adjusted for product mix and R&D/pipeline quality.
Secondary checks
USFDA risk, launch pipeline, margin trend, domestic vs export mix.
Main risk check
Regulatory setbacks or one-off product cycles can distort valuation.
PE
PB
2.8
EV/EBITDA
98.5
ROE
-8.9%
ROCE
-2.2%
FCF Yield
Debt/Equity
0.8
MoS
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 05 Sept 2026
v4.3-runtime-valuation
Final score
15
Previous: 15
Verdict
OVERVALUED
Previous: OVERVALUED
Margin of safety
No stored baseline yet

Score history

12 stored score snapshots. Latest stored move: +0 points.

05 Sept 2026
v4.3-runtime-valuation
16
16
15
15
15
15
16
16
15
15
15
15

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number
Growth-justified P/E
24.1
Growth-justified Value
— MoS
PEG

Trust score

Does management behaviour match later outcomes? Claim delivery, forensic breakdown, evidence depth

Trust Score
55Mixed Trust · low confidenceTrust Lite

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Mixed Trust: Claim history is still being built. It ranks around the 16th percentile of the scored universe and 11th percentile within Pharma. Main check: financial discipline is weak at 30/100.

Mixed Trust Lite: Promoter holding is 73.1%. Key concern: 2 latest quarters had PAT decline worse than 25% YoY.

Computed 05 Sept 2026
management-trust-v1
7 docs text-extracted · 2 concalls text-extracted
Score band
Mixed Trust

Usable, but needs evidence. Treat guidance with a margin of safety.

Relative rank
16th percentile

overall median 67 · Pharma: 11th pctile, median 70 · SME: 16th pctile, median 64

Evidence depth
Financial-only

7 documents have extracted text, but claim history is not strong enough yet.

Claim delivery
Outcome history still building

0 claims extracted · No contradicted claim yet

How to read this Trust Score

Mixed Trust · low confidence
What it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Needs extra due diligence; demand valuation comfort and recent improvement.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
86
strong · holding, pledge, alignment
Cash flow
55
watch · profit to cash conversion
Balance sheet
65
acceptable · leverage and solvency
Discipline
30
weak · capital discipline
Results
31
weak · quarterly consistency

Trust positives

  • Promoter holding is 73.1%.
  • Promoter pledge is zero.

Trust risks

  • 2 latest quarters had PAT decline worse than 25% YoY.
  • ROCE is low at -2.2%.
  • ROE is low at -8.9%.
  • ROCE trend is -22.5%.

Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.

Financials

Full fundamentals table and 10-year revenue / profit / ROE history

Fundamentals

Valuation

P/E
P/B
2.80
EV/EBITDA
98.51
Market Cap
81.30Cr

Profitability

ROE
-8.86%
ROCE
-2.18%
ROA
-3.61%
Dividend Y

Growth (CAGR)

Revenue 5Y
-4.00%
EPS 5Y
9.00%
Revenue 3Y
5.00%
EPS 3Y
3.00%

Balance Sheet

Debt/Equity
0.80
Interest Coverage
-0.31×
Altman Z
2.38
Book Value
42.80

Cash Flow

FCF Yield
FCF Positive Y
2/5
OCF
8.45 Cr
EPS TTM
-3.65

Shareholding

Promoter Hold
73.11%
Promoter Pledge
0.00%
Momentum 52W
6%

Financial History

Updated 5/9/2026

Revenue

₹ Cr
No data

Net Profit

₹ Cr
No data

Return on Equity

%
No data

Peers

Business-comparable names in Pharma, ranked by similarity

Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.