Annual report
Annual Report 2026
Source: Nse
Lakshmi Finance & Industrial Corporation Limited (LFIC)
Small CapIndustrials stocks · Small cap · NSE
Lakshmi Finance & Industrial Corporation Limited operates in Engineering Products, within the Industrials sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers.
Data qualityFresh enough for analysisQuote updated 21 Oct, 03:31 pm ISTDetails
Quote21 Oct, 03:31 pm IST
Base fundamentals05 Oct 2026 · screener
Latest result16 Aug, 01:35 am IST
Score21 Oct, 04:30 am IST · v4.3-runtime-valuation
Tags03 May 2026
Coverage14/14 · 100%
Valuation2026-07-20 · Rf 6.8% · Industrials P/E 26.2 (n=537)
Technical timing lens
Trend score and candlestick chart
29Bearishfull bear SMA stack · SMA20 -5.9% / mo · MACD − · near 52W low
Stock trend: 18
Sector RS: 46
Sector 3M: -7.1% vs Nifty 500 -5.6%
Industrials FPI tailwindNot confirmed
Latest mapped FPI equity flow was not positive. View sector evidence
Technical chart
LFICD candles · FIT view-13.0%Latest close ₹121.50 on 2026-10-21
Bar
+1.6%
RSI
36
MACD hist
-0.66
52W pos
9%
2026-10-21O ₹119.60H ₹121.89L ₹117.29C ₹121.50Vol 308 sh
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal
Market context
Relative performance and chart statistics
Adjusted completed-session prices, rebased to 100
LFICNifty India ManufacturingNifty 500
- LFIC
- -15.5%
- Nifty 500
- -6.5%
- Nifty India Manufacturing
- -7.7%
- Vs Nifty 500
- -9.0 pp
Chart stats
21 Oct 2026- From 52W high
- -46.0%
- 52W range position
- 9%
- ATR (14)
- 5.1%
- Volume vs 20D
- 0.26x
- Avg traded value
- ₹0 Cr
- 20D price channel
- ₹115.2 - ₹139
₹224.9
₹111 - ₹224.9
₹6.2
Latest completed session
20-session average
28.1% annualized volatility
Research snapshot
What the evidence says now
Weak fundamentals, management evidence is still limited to a financial-only Trust Lite signal, price trend argues for patience, and recent execution is weak.
Suggested next step
Check latest quarters
Result consistency is weak; verify whether the thesis is improving or deteriorating.
U-Score
Legacy · WATCHLIST33
Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.
Latest result
Average32
Revenue +12.3% · PAT +8.0% YoY
Technical
Bearish29
Price trend and sector-relative-strength timing.
Valuation
Legacy model+39.7%
Legacy margin-of-safety estimate; the revised evidence label remains in shadow validation.
Trust
Limited evidence61
Financial-only signal; management claim evidence is not sufficient yet.
Financials
Fundamentals, quarterly history, margins, returns and balance-sheet evidence
Financials
Fundamentals, quarterly history, margins, returns and balance-sheet evidence
Latest result
Quarter ended 30 Jun 2026
Average · 32/100margin compression · Rev +12% YoY · PAT +8% YoY · +207% QoQ
Filed 30 Jun 2026
Open results browser →| Metric | This quarter | YoY | QoQ |
|---|---|---|---|
| Revenue | ₹6.1 Cr | +12.3% | +206.5% |
| EBITDA | ₹5.7 Cr | +12.3% | +221.4% |
| Operating margin | 92.7% | -1 bps | +32666 bps |
| PAT | ₹4 Cr | +8.0% | NDF |
| PAT margin | 65.9% | -259 bps | +20441 bps |
NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.
Fundamentals
Valuation
- P/E
- 29.30
- P/B
- 0.70
- EV/EBITDA
- 25.94
- Market Cap
- 40.20Cr
Profitability
- ROE
- -1.22%
- ROCE
- -2.10%
- ROA
- 2.29%
- Dividend Y
- 1.87%
Growth (CAGR)
- Revenue 5Y
- -14.00%
- EPS 5Y
- 11.00%
- Revenue 3Y
- 25.00%
- EPS 3Y
- -2.00%
Balance Sheet
- Debt/Equity
- 0.00
- Interest Coverage
- 45.00×
- Altman Z
- 7.89
- Book Value
- 191.00
Cash Flow
- FCF Yield
- 1.49%
- FCF Positive Y
- 7/5
- OCF
- -5.88 Cr
- EPS TTM
- 4.58
Shareholding
- Promoter Hold
- 47.00%
- Promoter Pledge
- 0.00%
- Momentum 52W
- 20%
Financial History
Updated 21/10/2026
Revenue
₹ CrLatest: 6.1+206.5% vs prev
Net Profit
₹ CrLatest: 4.0+245.8% vs prev
ROE is shown only in the Annual view — quarterly equity data isn't published.
Technicals
Trend interpretation, Stage 2, relative strength, volume and indicator evidence
Technicals
Trend interpretation, Stage 2, relative strength, volume and indicator evidence
Daily technical trend read
Bearish setupTrend is weak — long-term trend down. RSI 36.
- Price < SMA20 < SMA50 < SMA200 — full bearish stack.
- SMA20 falling (~6.3% over last month) — short-term momentum negative.
- RSI(14) at 36 — falling, no extreme reading.
- MACD below signal, histogram expanding negatively — bearish momentum building.
- 46% off 52W high · 9% above 52W low.
Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.
Nifty 500 leadership
Relative Strength & Trend Stage
20
RS percentile
Stage 1 Base / Transition
1M return
-8.3%
3M return
-15.5%
6M return
-14.4%
1Y return
-40.4%
RS 1D
+3
RS 20D
-1
Sector rank
#2
Industry rank
#16
Stage evidence
- Price is 12.1% below the 30-week proxy without full trend alignment.
- The 30-week proxy changed -0.1% over 20 sessions.
- The moving-average structure does not confirm Stage 2 or Stage 4.
50-DMA
price below
200-DMA
price below
Sector
leading
Industry
leading
Relative-strength line vs Nifty 500 (base 100)
261 observations
21 Oct 2026Value 61.53+2.60%
RS vs Nifty 50062
Valuation & peers
U-Score 33 · legacy U-Score band WATCHLIST · valuation evidence and comparable companies
Valuation & peers
U-Score 33 · legacy U-Score band WATCHLIST · valuation evidence and comparable companies
WATCHLIST
Fundamental score breakdown
U band · WATCHLISTValuation13/30
Growth8/25
Quality0/20
Balance Sheet13/15
Cash Flow4/10
Piotroski
5/9 (+3)
Penalties
-8
Raw sum
33
Why this score?
Top U-Score contributors and drags from the latest stored fundamentals.
33/100 · legacy band WATCHLIST
Positive drivers
- Fair-value margin of safety is positive at 39.7%.
- Balance sheet contributes 13/15 to the score.
- Valuation contributes 13/30 to the score.
Main drags
- Penalty bucket subtracts 8 points.
- Quality is weaker at 0/20; verify the latest quarterly trend.
- Growth is weaker at 8/25; verify the latest quarterly trend.
Sector valuation model
NBFC valuation: P/B, ROA, borrowing cost, and asset quality
Lenders can look optically cheap before credit losses emerge, so valuation is tied to book quality.
Primary lens
P/B adjusted for ROA/ROE and leverage quality.
Secondary checks
AUM growth, spreads, credit cost, liquidity and ALM risk.
Main risk check
Fast growth with weak asset quality deserves a discount.
PE
29.3
PB
0.7
EV/EBITDA
25.9
ROE
-1.2%
ROCE
-2.1%
FCF Yield
1.5%
Debt/Equity
0.0
MoS
+39.7%
Score movement
Stored run vs live recompute
This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.
Stored run: 21 Oct 2026
v4.3-runtime-valuation
Final score
33
Previous: 35 (-2)
Legacy U-Score band
WATCHLIST
Previous: WATCHLIST
Margin of safety
+39.7%
Previous: +40.6%
Score history
12 stored score snapshots. Latest stored move: +0 points.
21 Oct 2026
v4.3-runtime-valuation
33
33
33
33
32
33
33
33
33
33
35
35
Factor attribution
Valuation
13-2
was 15
Modelled fair value
Graham Number
₹140.29
+13.4% MoS
Growth-justified P/E
44.0
Growth-justified Value
₹201.43
+39.7% MoS
PEG
2.66
Comparable companies
Peers
Business-comparable peers in Industrials — ranked by industry, sub-sector, theme-tag overlap, market cap, and U-Score similarity. Green cells mark the best available peer metric in this table.
Ticker
Name
Why peer
Score
PE
ROE
MoS
Verdict
TIJARIA
Small
Tijaria Polypipes Limited
Capital Goods
match 158
23
—
—
—
OVERVALUED
NBIFIN
Small
N. B. I. Industrial Finance Company Limited
Capital Goods
match 149
21
33.2
0.3%
-642%
OVERVALUED
SUPREMEENG
Small
Supreme Engineering Limited
Capital Goods
match 146
15
—
—
-286%
OVERVALUED
PITTIENG
Small
Pitti Engineering Limited
Capital Goods
match 146
37
34.1
12.5%
+24%
WATCHLIST
SUPRAJIT
Small
Suprajit Engineering Limited
Capital Goods
match 146
33
33.7
13.1%
-178%
WATCHLIST
Business, management & trust
Growth engines, risks, management commitments and evidence-backed delivery
Business, management & trust
Growth engines, risks, management commitments and evidence-backed delivery
Business and thesis
Issuer presentation review pending
Lakshmi Finance & Industrial Corporation Limited operates in Engineering Products, within the Industrials sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers. The structured result feed currently covers the quarter ended 30 Jun 2026. Investor presentations and earnings-call PDFs will be added as issuer-backed evidence before management claims appear here.
Trust Score
61Limited evidence · low confidenceTrust Lite
Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.
Limited evidence: Claim history is still being built. It ranks around the 32nd percentile of the scored universe and 28th percentile within Industrials. Main check: results consistency is weak at 29/100.
This is a financial-behaviour screen, not a claim-tested management reliability verdict.
Computed 05 Sept 2026
management-trust-v1
0 docs text-extracted · 0 concalls text-extracted
Score band
Limited evidence
Financial behaviour is scored, but management claims do not yet have enough outcome checks.
Relative rank
32nd percentile
overall median 67 · Industrials: 28th pctile, median 68 · Small: 36th pctile, median 66
Evidence depth
Financial-only
0 documents have extracted text, but claim history is not strong enough yet.
Claim delivery
Outcome history still building
0 claims extracted · No contradicted claim yet
How to read this Trust Score
Limited evidence · low confidenceWhat it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Acceptable, but check the weakest sub-score before increasing exposure.
Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.
Forensic breakdown
Read low sub-scores as due-diligence warnings, not automatic sell signals.
Promoter
78
strong · holding, pledge, alignment
Cash flow
62
acceptable · profit to cash conversion
Balance sheet
96
strong · leverage and solvency
Discipline
30
weak · capital discipline
Results
29
weak · quarterly consistency
Trust positives
- ▸Promoter pledge is zero.
- ▸FCF yield is positive at 1.5%.
- ▸7 years of positive FCF.
- ▸Debt/equity is 0.00.
Trust risks
- ▸Operating cash flow is negative at ₹-2 Cr.
- ▸2 latest quarters had PAT decline worse than 25% YoY.
- ▸ROCE is low at -2.1%.
- ▸ROE is low at -1.2%.
Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.
Continue researching Lakshmi Finance & Industrial Corporation Limited
Important announcements & filings
Latest exchange and company disclosures found within the past two years.
Open source ↗
Annual report
Annual Report 2025
Source: Nse
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.