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Jindal Poly Investment and Finance Company Limited (JPOLYINVST)

Small Cap

Financial Services stocks · Small cap · NSE

Jindal Poly Investment and Finance Company Limited operates in Holding, within the Financial Services sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers.

₹929.15
-24.30 · -2.55%
Market cap ₹1,002 Cr
Data qualityFresh enough for analysisQuote updated 19 Oct, 03:31 pm IST
Details
Quote19 Oct, 03:31 pm IST
Base fundamentals17 Oct 2026 · screener
Latest result13 Aug, 08:10 pm IST
Score20 Oct, 04:30 am IST · v4.3-runtime-valuation
Tags03 May 2026
Coverage14/14 · 100%
Valuation2026-07-20 · Rf 6.8% · Financial Services P/E 17.0 (n=243)
Technical timing lens

Trend score and candlestick chart

Trend score is pending. The candlestick chart remains available for manual review.

Latest mapped FPI equity flow was not positive. View sector evidence

No price history available for this range.
Market context

Relative performance and chart statistics

Adjusted completed-session prices, rebased to 100

Adjusted market comparison data is temporarily unavailable.
Chart stats
Pending
Chart statistics need at least one completed adjusted daily candle.
Research snapshot

What the evidence says now

Strong fundamentals, management evidence is still limited to a financial-only Trust Lite signal, timing is unclear, and recent execution is weak.

Good U-Score but weak results consistency: verify latest quarters.

Suggested next step
Check latest quarters
Result consistency is weak; verify whether the thesis is improving or deteriorating.
U-Score
Legacy · DEEP VALUE
95

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Latest result
pending
—

No classified quarterly result is available yet.

Technical
pending
—

Price trend and sector-relative-strength timing.

Valuation
Legacy model
+95.3%

Legacy margin-of-safety estimate; the revised evidence label remains in shadow validation.

Trust
Limited evidence
80

Financial-only signal; management claim evidence is not sufficient yet.

Financials

Fundamentals, quarterly history, margins, returns and balance-sheet evidence

Latest result

Quarterly result analysis pending

No classified quarterly result is available yet. Financial-history charts below may still contain upstream data.

Fundamentals

Valuation

P/E
1.24
P/B
0.62
EV/EBITDA
1.13
Market Cap
1002.00Cr

Profitability

ROE
54.80%
ROCE
63.40%
ROA
45.20%
Dividend Y
—

Growth (CAGR)

Revenue 5Y
296.00%
EPS 5Y
123.00%
Revenue 3Y
-31.00%
EPS 3Y
45.00%

Balance Sheet

Debt/Equity
0.01
Interest Coverage
910.00×
Altman Z
7.05
Book Value
1527.00

Cash Flow

FCF Yield
0.50%
FCF Positive Y
6/5
OCF
6.00 Cr
EPS TTM
769.26

Shareholding

Promoter Hold
74.63%
Promoter Pledge
0.00%
Momentum 52W
16%

Technicals

Trend interpretation, Stage 2, relative strength, volume and indicator evidence

Nifty 500 leadership

Relative Strength & Trend Stage

45
RS percentile
Stage 4 Downtrend
1M return
-5.3%
3M return
-14.7%
6M return
-18.1%
1Y return
-6.1%
RS 1D
-1
RS 20D
-1
Sector rank
#10
Industry rank
#34
Stage evidence
  • Price is 11.1% below the 30-week proxy.
  • The 50-DMA is below the 30-week proxy and its slope is falling -3.6%.
  • Both 3-month and 6-month returns are negative.
50-DMA
price below
200-DMA
price below
Sector
weakening
Industry
weakening
Relative-strength line vs Nifty 500 (base 100)
262 observations
19 Oct 2026Value 102.64-1.54%
90107123140157Sept 25Feb 26Jun 26Oct 26103
RS vs Nifty 500103

Valuation & peers

U-Score 95 · legacy U-Score band DEEP VALUE · valuation evidence and comparable companies

95U-SCORE
Top Setup

Fundamental score breakdown

U band · DEEP VALUE
Valuation30/30
Growth20/25
Quality20/20
Balance Sheet13/15
Cash Flow6/10
Piotroski
8/9 (+5)
Penalties
1
Raw sum
95

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

95/100 · legacy band DEEP VALUE

Positive drivers

  • Piotroski is strong at 8/9.
  • Fair-value margin of safety is positive at 95.3%.
  • Valuation contributes 30/30 to the score.

Main drags

  • Cash flow is weaker at 6/10; verify the latest quarterly trend.
  • Growth is weaker at 20/25; verify the latest quarterly trend.
  • Balance sheet is weaker at 13/15; verify the latest quarterly trend.
Sector valuation model

NBFC valuation: P/B, ROA, borrowing cost, and asset quality

Lenders can look optically cheap before credit losses emerge, so valuation is tied to book quality.

NBFC P/B
Primary lens
P/B adjusted for ROA/ROE and leverage quality.
Secondary checks
AUM growth, spreads, credit cost, liquidity and ALM risk.
Main risk check
Fast growth with weak asset quality deserves a discount.
PE
1.2
PB
0.6
EV/EBITDA
1.1
ROE
54.8%
ROCE
63.4%
FCF Yield
0.5%
Debt/Equity
0.0
MoS
+95.3%
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 20 Oct 2026
v4.3-runtime-valuation
Final score
95
Previous: 95
Legacy U-Score band
DEEP VALUE
Previous: DEEP VALUE
Margin of safety
+95.3%
Previous: +95.3%

Score history

12 stored score snapshots. Latest stored move: +0 points.

20 Oct 2026
v4.3-runtime-valuation
95
95
95
95
95
95
95
95
95
95
95
95

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number
₹5,141
+81.9% MoS
Growth-justified P/E
25.5
Growth-justified Value
₹19,616.13
+95.3% MoS
PEG
0.01

Business, management & trust

Growth engines, risks, management commitments and evidence-backed delivery

Business and thesis

Issuer presentation review pending

Jindal Poly Investment and Finance Company Limited operates in Holding, within the Financial Services sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers. The structured result feed does not yet contain a classified quarter. Investor presentations and earnings-call PDFs will be added as issuer-backed evidence before management claims appear here.

Trust Score
80Limited evidence · low confidenceTrust Lite

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Limited evidence: Claim history is still being built. It ranks around the 90th percentile of the scored universe and 93rd percentile within Financial Services. Main check: results consistency is weak at 39/100.

This is a financial-behaviour screen, not a claim-tested management reliability verdict.

Computed 05 Sept 2026
management-trust-v1
7 docs text-extracted · 0 concalls text-extracted
Score band
Limited evidence

Financial behaviour is scored, but management claims do not yet have enough outcome checks.

Relative rank
90th percentile

overall median 67 · Financial Services: 93rd pctile, median 62 · Small: 92nd pctile, median 66

Evidence depth
Financial-only

7 documents have extracted text, but claim history is not strong enough yet.

Claim delivery
Outcome history still building

0 claims extracted · No contradicted claim yet

How to read this Trust Score

Limited evidence · low confidence
What it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Can support position sizing if valuation and trend also agree.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
86
strong · holding, pledge, alignment
Cash flow
77
strong · profit to cash conversion
Balance sheet
96
strong · leverage and solvency
Discipline
90
strong · capital discipline
Results
39
weak · quarterly consistency

Trust positives

  • ▸Promoter holding is 74.6%.
  • ▸Promoter pledge is zero.
  • ▸FCF yield is positive at 0.5%.
  • ▸6 years of positive FCF.

Trust risks

  • ▸3 latest quarters had PAT decline worse than 25% YoY.
  • ▸1/4 latest quarters had positive YoY PAT growth.

Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.

Important announcements & filings

Latest exchange and company disclosures found within the past two years.

0 shown

The announcements feed is temporarily unavailable.

Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.