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IndiaPulse

Gurunanak Agriculture India Ltd. (GURUNANAK)

SME Cap

Industrials stocks · SME cap · NSE

Gurunanak Agriculture India Ltd. (GAIL) manufactures agricultural machinery including Track Combine Harvesters (TCH), threshers, reapers, rotavators, and cultivators. The company operates a fully integrated manufacturing setup in Chhattisgarh, with a domestic presence across 15 states and exports to Africa and Asia.

₹36.9
+1.75 · +4.98%
Quote04 Sept, 03:52 pm IST
Fundamentals22 Aug 2026 · screener
Score05 Sept, 10:20 pm IST · v4.3-runtime-valuation
Tags24 Apr 2026
Coverage13/14 · 93%
Valuation2026-07-20 · Rf 6.8% · Industrials P/E 26.4 (n=540)
Data confidence
Fresh enough for analysis
Investor decision lenses

One read, four checks

75+ is strong, 60-74 is usable, 45-59 is mixed, and below 45 needs caution. These are research lenses, not buy/sell instructions.

Strong fundamentals, management trust is acceptable, price trend is neutral, and recent execution is mixed.

Suggested next step
Candidate for deeper work
Valuation is strong. Wait for stronger Trust evidence before treating this as high conviction.
U-Score
DEEP VALUE
75

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Trust
Healthy Trust
70

low confidence · 0/0 claims checked

Technical
Neutral
46

Timing lens: price trend and sector relative strength.

Result consistency
mixed
63

Rolling lens: recent quarterly delivery, not the latest single-result score.

Latest result

Quarter ended 31 Mar 2026

Average · 30/100

YoY data unavailable — classification deferred

Filed 31 Mar 2026
Open results browser →
MetricThis quarterYoYQoQ
Revenue₹26 CrNDF+61.4%
EBITDA₹6.2 Cr+34.9%+85.9%
Operating margin23.8%+5 bps+315 bps
PAT₹4 CrNDF+91.4%
PAT margin15.4%+22 bps+242 bps

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Business & thesis

Growth engines, tailwinds/headwinds, and risk radar from management commentary

Business and thesis

Where growth can come from, and what can break the case

Thesis under stressReviewed 2026-08-17T07:28:08.297Z
Management commentary snapshot

GAIL reported a 3.9% YoY decline in FY26 revenue to ₹4,208.23 lakhs, but H2 FY26 revenue grew 34.7% YoY to ₹2,598.45 lakhs. Net profit for FY26 decreased 4.2% YoY to ₹608.38 lakhs, while H2 FY26 net profit surged 36.5% YoY to ₹399.70 lakhs.

While H2 FY26 showed strong recovery, full-year FY26 revenue and net profit declined YoY, indicating challenges. The company's high revenue concentration in Chhattisgarh and exposure to monsoon variability remain key concerns. Management's focus on TCH scale-up and market expansion is critical for future growth and diversification.

Growth engines

Track Combine Harvester (TCH) Segment

positive

High-margin TCH products are now the flagship, with strong domestic demand and increasing adoption in paddy harvesting.

Farm Mechanisation

positive

India's agriculture mechanisation is 40-70% underpenetrated, creating substantial growth opportunity, supported by government policies.

Market Expansion

positive

Strengthening domestic network, expanding distributor base, exploring South India (AP, TN, Karnataka), and European market entry via dealership model (FY27).

Electric Agri-equipment

positive

GAIL has early products like electric crop reapers ready, aligning with the eco-friendly trend and serving institutional demand.

Capacity and execution

New Raipur Manufacturing Shed

positive

80% completed, under construction in Raipur, dedicated harvester assembly line to improve scalability.

Solar Power Installation

positive

Planned solar power installation for energy cost reduction and ESG alignment, expected Q1 FY27 completion.

TCH Production Capacity

positive

New line operational April 2026 with a capacity of 300 units/year.

Tailwinds

Underpenetrated Market

positive

Indian agriculture mechanisation is significantly underpenetrated, creating substantial growth opportunity.

Policy Support & Subsidies

positive

Government initiatives like SMAM (40-80% subsidy), RKVY, CHC Scheme, and Kisan Credit Card support farm mechanisation adoption.

Import Substitution Drive

positive

Government actively supports domestic manufacturers; GAIL's indigenous TCH benefits from 'Make in India' push.

La-Nina Upside

positive

La-Nina brings above-normal monsoon, which would surge GAIL's thresher and harvester sales, creating operating leverage upside.

Headwinds

El-Nino / Monsoon Deficiency

negative

El-Nino typically causes below-normal monsoon in core markets (CG, MP, Odisha), reducing paddy crop area and thresher demand.

Chinese Competition

negative

53% of non-tractor imports are from China, posing a competitive threat.

Input Cost Inflation

negative

Steel and other input cost inflation from global geopolitical tensions can impact margins.

GST 2.0 Transitional Disruptions

negative

Experienced disruptions in H1 FY26 due to GST 2.0 transition, impacting business.

Risk radar

Revenue Concentration

negative

Chhattisgarh alone accounts for 72.6% of domestic sales, making the company vulnerable to regional factors.

Seasonal Business

negative

Business is seasonal, with peak sales from Oct-Feb and Mar-May, and weak periods in between, impacting inventory and working capital.

Small Scale & Bargaining Power

negative

Small scale (₹44 Cr.) limits bargaining power with suppliers, potentially affecting input costs.

Logistics & Lending Network

negative

Absence of long-term logistics contracts poses supply disruption risk; limited formal institutional presence in lending/NBFC network.

Management accountability

What management said, and what results must prove

Management accountability

What management said, and what results must prove

Issuer guidance and extracted claims are tracked against later reported outcomes. Treat these as management statements, not IndiaPulse forecasts.

Analyst reading lens
Compare BOTH

H2 FY26 results show strong sequential momentum and YoY growth, indicating recovery from H1 FY26 impacts. Comparing H2 FY26 to H2 FY25 highlights this recovery, while FY26 vs FY25 provides the overall annual performance trend.

Sector KPIs management disclosed

Revenue from Operations (FY26)

negative

₹4,208.23 lakhs (FY26) vs ₹4,385.65 lakhs (FY25), a 3.9% YoY decline.

Revenue from Operations (H2 FY26)

positive

₹2,598.45 lakhs (H2 FY26) vs ₹1,929.50 lakhs (H2 FY25), a 34.7% YoY increase.

Net Profit (FY26)

negative

₹608.38 lakhs (FY26) vs ₹635.18 lakhs (FY25), a 4.2% YoY decline.

Net Profit (H2 FY26)

positive

₹399.70 lakhs (H2 FY26) vs ₹292.78 lakhs (H2 FY25), a 36.5% YoY increase.

Management forward view

Strategic Transformation

positive

Management aims for structural growth in agriculture mechanisation, niche positioning in TCH, margin expansion, capacity/distribution growth, and export optionality.

Focus on TCH Segment

positive

Transition to high-margin Track Combine Harvesters as flagship products is a key strategic move.

Market Diversification

positive

Strengthening domestic network and exploring Europe via dealership model are key for market expansion.

Thesis monitor

Numbers and claims to verify in the next filings

CheckpointCurrent evidenceWhat to verify next
TCH Production & SalesNew line operational April 2026 (300 units/yr capacity).Ramp-up of TCH production and sales volumes, and contribution to overall revenue mix.
South India ExpansionSouth India (AP, TN, Karnataka) identified as underserved market.Concrete steps and initial revenue contribution from expansion into South Indian states.
European Market EntryExploring Europe via dealership model (FY27).Establishment of dealership network and initial export orders from European markets.
Solar Power InstallationPlanned for Q1 FY27 completion.Timely commissioning of the solar plant and its impact on energy costs and margins.

Verification checkpoints are IndiaPulse research interpretation, not investment advice.

Technical timing lens

Trend score and candlestick chart

46Neutral

SMA20 -8.0% / mo · MACD −

Stock trend: 45
Sector RS: 48
Sector 3M: -1.6% vs Nifty -1.5%

Technical chart

GURUNANAKdaily · 1Y · AUTO+25.1%
Latest close ₹36.90 on 2026-09-04

Daily history is available from 2025-10-01; the requested 1Y window is partially covered.

Bar
+8.5%
RSI
47
MACD hist
-0.03
52W pos
38%
2026-09-04O ₹34.00H ₹36.90L ₹33.40C ₹36.90Vol 28,800 sh
₹21.11₹28.47₹35.83₹43.18₹50.5452L36.902026-03VolRSIMACD2026-032026-042026-062026-072026-09
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal

Daily technical trend read

Bearish setup

Trend is weak — long-term uptrend intact. RSI 47.

  • Price above SMA200 (long-term uptrend) but mid-term MAs not aligned.
  • SMA20 falling (~8.7% over last month) — short-term momentum negative.
  • RSI(14) at 47 — falling, no extreme reading.
  • MACD below signal but histogram contracting — bearish momentum easing.
  • 39% off 52W high · 64% above 52W low.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Valuation & score drivers

U-Score 75 · DEEP VALUE · pillar breakdown, sector model, fair-value anchor

75U-SCORE
Top Setup

Fundamental score breakdown

DEEP VALUE
Valuation30/30
Growth24/25
Quality12/20
Balance Sheet13/15
Cash Flow1/10
Piotroski
6/9 (+3)
Penalties
-8
Raw sum
75

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

75/100 · DEEP VALUE

Positive drivers

  • Fair-value margin of safety is positive at 81.6%.
  • Valuation contributes 30/30 to the score.
  • Growth contributes 24/25 to the score.

Main drags

  • Penalty bucket subtracts 8 points.
  • Cash flow is weaker at 1/10; verify the latest quarterly trend.
  • Quality is weaker at 12/20; verify the latest quarterly trend.
Sector valuation model

Blended valuation: PE, EV/EBITDA, FCF yield, and balance-sheet checks

For this sector, IndiaPulse uses a blended lens rather than relying on a single valuation ratio.

Blended relative
Primary lens
PE, EV/EBITDA, margin of safety, and FCF yield together.
Secondary checks
ROE/ROCE, growth, cash conversion, leverage, promoter risk.
Main risk check
One cheap metric is not enough if quality or cash flow is weak.
PE
6.8
PB
0.9
EV/EBITDA
4.2
ROE
20.5%
ROCE
27.2%
FCF Yield
Debt/Equity
0.0
MoS
+81.6%
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 05 Sept 2026
v4.3-runtime-valuation
Final score
75
Previous: 75
Verdict
DEEP VALUE
Previous: DEEP VALUE
Margin of safety
+81.6%
Previous: +81.6%

Score history

12 stored score snapshots. Latest stored move: +0 points.

05 Sept 2026
v4.3-runtime-valuation
73
75
75
75
75
75
75
75
75
75
75
75

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number
₹66.96
+44.9% MoS
Growth-justified P/E
39.6
Growth-justified Value
₹200.77
+81.6% MoS
PEG
0.14

Trust score

Does management behaviour match later outcomes? Claim delivery, forensic breakdown, evidence depth

Trust Score
70Healthy Trust · low confidenceTrust Lite

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Healthy Trust: Claim history is still being built. It ranks around the 63rd percentile of the scored universe and 60th percentile within Industrials. Main check: cash conversion is weak at 40/100.

Healthy Trust Lite: Promoter holding is 68%. Key concern: Operating cash flow is negative at ₹-7 Cr.

Computed 05 Sept 2026
management-trust-v1
3 docs text-extracted · 2 concalls text-extracted
Score band
Healthy Trust

Generally investable credibility. Look for weak sub-scores before increasing position size.

Relative rank
63rd percentile

overall median 67 · Industrials: 60th pctile, median 68 · SME: 81st pctile, median 64

Evidence depth
Financial-only

3 documents have extracted text, but claim history is not strong enough yet.

Claim delivery
Outcome history still building

0 claims extracted · No contradicted claim yet

How to read this Trust Score

Healthy Trust · low confidence
What it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Acceptable, but check the weakest sub-score before increasing exposure.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
86
strong · holding, pledge, alignment
Cash flow
40
weak · profit to cash conversion
Balance sheet
96
strong · leverage and solvency
Discipline
72
acceptable · capital discipline
Results
63
acceptable · quarterly consistency

Trust positives

  • Promoter holding is 68%.
  • Promoter pledge is zero.
  • Debt/equity is 0.04.
  • ROCE is 27.2%.

Trust risks

  • Operating cash flow is negative at ₹-7 Cr.
  • ROCE trend is -11.5%.

Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.

Financials

Full fundamentals table and 10-year revenue / profit / ROE history

Fundamentals

Valuation

P/E
6.76
P/B
0.87
EV/EBITDA
4.18
Market Cap
41.10Cr

Profitability

ROE
20.50%
ROCE
27.20%
ROA
11.70%
Dividend Y

Growth (CAGR)

Revenue 5Y
31.00%
EPS 5Y
31.00%
Revenue 3Y
3.00%
EPS 3Y
77.50%

Balance Sheet

Debt/Equity
0.04
Interest Coverage
18.69×
Altman Z
7.82
Book Value
39.30

Cash Flow

FCF Yield
FCF Positive Y
2/5
OCF
-7.29 Cr
EPS TTM
5.07

Shareholding

Promoter Hold
68.00%
Promoter Pledge
0.00%
Momentum 52W
31%

Financial History

Updated 5/9/2026

Revenue

₹ Cr
No data

Net Profit

₹ Cr
No data

Return on Equity

%
No data

Peers

Business-comparable names in Industrials, ranked by similarity

Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.