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EL CID Investments Limited (ELCIDIN)

Small Cap

Financial Services stocks · Small cap · NSE

EL CID Investments Limited operates in Holding, within the Financial Services sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers.

₹1,00,005
-495.00 · -0.49%
Market cap ₹1,940 Cr
Data qualityFresh enough for analysisQuote updated 19 Oct, 05:50 pm IST
Details
Quote19 Oct, 05:50 pm IST
Base fundamentals06 Oct 2026 · screener
Latest result13 Aug, 03:58 pm IST
Score21 Oct, 04:30 am IST · v4.3-runtime-valuation
Tags03 May 2026
Coverage13/14 · 93%
Valuation2026-07-20 · Rf 6.8% · Financial Services P/E 17.0 (n=243)
Technical timing lens

Trend score and candlestick chart

40Neutral

SMA20 -4.6% / mo · MACD − · near 52W low

Stock trend: 35
Sector RS: 47
Sector 3M: -5.4% vs Nifty 500 -5.6%

Latest mapped FPI equity flow was not positive. View sector evidence

Technical chart

ELCIDIND candles · FIT view-25.2%
Latest close ₹100005.00 on 2026-10-19

Daily history is available from 2026-04-20; the requested 1Y window is partially covered.

Bar
+0.0%
RSI
39
MACD hist
-17.39
52W pos
8%
Visible chart range
Candle interval
2026-10-19O ₹100005.00H ₹100005.00L ₹100005.00C ₹100005.00Vol 3 sh
₹95.00k₹106.00k₹117.00k₹128.00k₹139.00k52H52L₹100005.002026-032026-06VolRSIMACD2026-042026-062026-072026-092026-11
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal
Market context

Relative performance and chart statistics

Adjusted completed-session prices, rebased to 100

ELCIDINNifty Financial ServicesNifty 500
-13%-7%-2%+3%20 Jul1 Sept19 Oct19 Oct 2026ELCIDIN -10.7%Nifty Financial Servi… -6.0%Nifty 500 -5.6%
ELCIDIN
-10.7%
Nifty 500
-5.6%
Nifty Financial Services
-6.0%
Vs Nifty 500
-5.2 pp
Chart stats
19 Oct 2026
From 52W high
-27.0%
₹1,37,000
52W range position
8%
₹97,000 - ₹1,37,000
ATR (14)
2.5%
₹2,475.5
Volume vs 20D
0.41x
Latest completed session
Avg traded value
₹0.1 Cr
20-session average
20D price channel
₹97,000 - ₹1,09,735
19.5% annualized volatility
Research snapshot

What the evidence says now

Weak fundamentals, management evidence is still limited to a financial-only Trust Lite signal, price trend argues for patience, and recent execution is weak.

Suggested next step
Check latest quarters
Result consistency is weak; verify whether the thesis is improving or deteriorating.
U-Score
Legacy · WATCHLIST
36

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Latest result
Bad
0

Revenue -20.6% · PAT -18.3% YoY

Technical
Neutral
40

Price trend and sector-relative-strength timing.

Valuation
Legacy model
-48.7%

Legacy margin-of-safety estimate; the revised evidence label remains in shadow validation.

Trust
Limited evidence
64

Financial-only signal; management claim evidence is not sufficient yet.

Financials

Fundamentals, quarterly history, margins, returns and balance-sheet evidence

Latest result

Quarter ended 30 Jun 2026

Bad · 0/100

Rev -21% YoY · PAT -18% YoY · margin compression

Filed 13 Aug 2026
Open results browser →
MetricThis quarterYoYQoQ
Revenue₹73 Cr-20.6%NDF
EBITDA₹72 Cr-20.9%+209.1%
Operating margin99.0%+0 bpsNDF
PAT₹58 Cr-18.3%NDF
PAT margin79.5%+228 bpsNDF

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Fundamentals

Valuation

P/E
20.30
P/B
0.24
EV/EBITDA
17.64
Market Cap
1940.00Cr

Profitability

ROE
1.21%
ROCE
1.43%
ROA
0.95%
Dividend Y
0.02%

Growth (CAGR)

Revenue 5Y
4.00%
EPS 5Y
6.00%
Revenue 3Y
7.00%
EPS 3Y
14.00%

Balance Sheet

Debt/Equity
0.00
Interest Coverage
—
Altman Z
2.45
Book Value
433672.00

Cash Flow

FCF Yield
0.05%
FCF Positive Y
4/5
OCF
70.00 Cr
EPS TTM
4773.50

Shareholding

Promoter Hold
75.00%
Promoter Pledge
0.00%
Momentum 52W
26%

Financial History

Updated 19/10/2026

Revenue

₹ Cr
Latest: 73.0+214.1% vs prev
-64.00178.0Sep 2023: 23.0Dec 2023: 60.0Mar 2024: 23.0Jun 2024: 178Sep 2024: 56.0Dec 2024: -5.0Mar 2025: -17.0Jun 2025: 92.0Sep 2025: 44.0Dec 2025: 62.0Mar 2026: -64.0Jun 2026: 73.0Q2 23Q3 23FY24Q1 24Q2 24Q3 24FY25Q1 25Q2 25Q3 25FY26Q1 26

Net Profit

₹ Cr
Latest: 58.0+241.5% vs prev
-41.00136.0Sep 2023: 16.0Dec 2023: 46.0Mar 2024: 16.0Jun 2024: 136Sep 2024: 43.0Dec 2024: -7.0Mar 2025: -20.0Jun 2025: 71.0Sep 2025: 32.0Dec 2025: 47.0Mar 2026: -41.0Jun 2026: 58.0Q2 23Q3 23FY24Q1 24Q2 24Q3 24FY25Q1 25Q2 25Q3 25FY26Q1 26
ROE is shown only in the Annual view — quarterly equity data isn't published.

Technicals

Trend interpretation, Stage 2, relative strength, volume and indicator evidence

Daily technical trend read

Neutral

Trend is undirectional — long-term trend unclear. RSI 39.

  • SMA20 falling (~4.8% over last month) — short-term momentum negative.
  • RSI(14) at 39 — sideways, no extreme reading.
  • MACD below signal but histogram contracting — bearish momentum easing.
  • Within 5% of 52-week low — testing support.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Nifty 500 leadership

Relative Strength & Trend Stage

35
RS percentile
Insufficient history
1M return
-5.9%
3M return
-11.1%
6M return
-22.0%
1Y return
-
RS 1D
+5
RS 20D
-
Sector rank
#10
Industry rank
#34
Stage evidence
  • At least 170 daily sessions are required for the trend-stage read.
50-DMA
price below
200-DMA
unavailable
Sector
weakening
Industry
weakening
Partial-history RS: the 3M and 6M weights are re-normalised because 12M history is unavailable.
Relative-strength line vs Nifty 500 (base 100)
126 observations
19 Oct 2026Value 77.55+0.54%
7682899510120 Apr19 Jun18 Aug19 Oct78
RS vs Nifty 50078

Valuation & peers

U-Score 36 · legacy U-Score band WATCHLIST · valuation evidence and comparable companies

36U-SCORE
WATCHLIST

Fundamental score breakdown

U band · WATCHLIST
Valuation8/30
Growth9/25
Quality0/20
Balance Sheet10/15
Cash Flow4/10
Piotroski
8/9 (+5)
Penalties
0
Raw sum
36

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

36/100 · legacy band WATCHLIST

Positive drivers

  • Piotroski is strong at 8/9.
  • Balance sheet contributes 10/15 to the score.
  • Cash flow contributes 4/10 to the score.

Main drags

  • Fair-value margin of safety is negative at -48.7%.
  • Quality is weaker at 0/20; verify the latest quarterly trend.
  • Valuation is weaker at 8/30; verify the latest quarterly trend.
Sector valuation model

Blended valuation: PE, EV/EBITDA, FCF yield, and balance-sheet checks

For this sector, IndiaPulse uses a blended lens rather than relying on a single valuation ratio.

Blended relative
Primary lens
PE, EV/EBITDA, margin of safety, and FCF yield together.
Secondary checks
ROE/ROCE, growth, cash conversion, leverage, promoter risk.
Main risk check
One cheap metric is not enough if quality or cash flow is weak.
PE
20.3
PB
0.2
EV/EBITDA
17.6
ROE
1.2%
ROCE
1.4%
FCF Yield
0.1%
Debt/Equity
0.0
MoS
-48.7%
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 21 Oct 2026
v4.3-runtime-valuation
Final score
36
Previous: 36
Legacy U-Score band
WATCHLIST
Previous: WATCHLIST
Margin of safety
-48.7%
Previous: -48.7%

Score history

12 stored score snapshots. Latest stored move: +0 points.

21 Oct 2026
v4.3-runtime-valuation
36
36
36
36
36
36
36
36
36
36
36
36

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number
₹2,15,819.37
+53.7% MoS
Growth-justified P/E
14.1
Growth-justified Value
₹67,258.62
-48.7% MoS
PEG
2.21

Comparable companies

Peers

Business-comparable peers in Financial Services — ranked by industry, sub-sector, theme-tag overlap, market cap, and U-Score similarity. Green cells mark the best available peer metric in this table.

Compare all ↗
Ticker
Name
Why peer
Score
PE
ROE
MoS
Verdict
BLIL
Small
Balmer Lawrie Investments Limited
Holding Company
match 100
81
8.0
12.7%
+69%
DEEP VALUE
CONSOFINVT
Small
Consolidated Finvest & Holdings Limited
Holding Company
match 99
51
16.9
5.0%
+33%
FAIR VALUE
TEXINFRA
Small
Texmaco Infrastructure & Holdings Limited
Holding Company
match 99
25
169.0
0.9%
-482%
OVERVALUED
DHUNINV
Small
Dhunseri Investments Limited
Holding Company
match 99
37
6.3
0.7%
-304%
WATCHLIST
BFINVEST
Small
BF Investment Limited
Holding Company
match 98
63
4.2
3.6%
+49%
UNDERVALUED

Business, management & trust

Growth engines, risks, management commitments and evidence-backed delivery

Business and thesis

Issuer presentation review pending

EL CID Investments Limited operates in Holding, within the Financial Services sector. Use the latest filing and company disclosures below to verify its revenue mix and current business drivers. The structured result feed currently covers the quarter ended 30 Jun 2026. Investor presentations and earnings-call PDFs will be added as issuer-backed evidence before management claims appear here.

Trust Score
64Limited evidence · low confidenceTrust Lite

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Limited evidence: Claim history is still being built. It ranks around the 42nd percentile of the scored universe and 57th percentile within Financial Services. Main check: results consistency is weak at 23/100.

This is a financial-behaviour screen, not a claim-tested management reliability verdict.

Computed 05 Sept 2026
management-trust-v1
6 docs text-extracted · 0 concalls text-extracted
Score band
Limited evidence

Financial behaviour is scored, but management claims do not yet have enough outcome checks.

Relative rank
42nd percentile

overall median 67 · Financial Services: 57th pctile, median 62 · Small: 47th pctile, median 66

Evidence depth
Financial-only

6 documents have extracted text, but claim history is not strong enough yet.

Claim delivery
Outcome history still building

0 claims extracted · No contradicted claim yet

How to read this Trust Score

Limited evidence · low confidence
What it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Acceptable, but check the weakest sub-score before increasing exposure.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
86
strong · holding, pledge, alignment
Cash flow
77
strong · profit to cash conversion
Balance sheet
80
strong · leverage and solvency
Discipline
40
weak · capital discipline
Results
23
weak · quarterly consistency

Trust positives

  • ▸Promoter holding is 75%.
  • ▸Promoter pledge is zero.
  • ▸FCF yield is positive at 0.1%.
  • ▸4 years of positive FCF.

Trust risks

  • ▸3 latest quarters had PAT decline worse than 25% YoY.
  • ▸ROCE is low at 1.4%.
  • ▸ROE is low at 1.2%.
  • ▸0/4 latest quarters had positive YoY revenue growth.

Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.

Important announcements & filings

Latest exchange and company disclosures found within the past two years.

12 shown
Announcement

Announcement under Regulation 30 (LODR)-Change in Directorate 31 Jul - 45th AGM approved Ms. Amrita Vakil’s director appointment and Mr. Kartikeya Kaji’s five-year independent director reappointment.

Source: Bse

Open source ↗
AnnouncementJul 2026

Jul 2026 · Announcement under Regulation 30 (LODR)-Newspaper Publication 7 Jul - Please find the enclosed newspaper publication of the Notice of the 45th AGM to be held on Friday, July 31, 2026 along with the remote …

Source: Bse

Open source ↗
Annual reportJul 2026

Jul 2026 · Compliance Under Regulation 30 Of The SEBI (LODR) Regulations, 2015 - Letter To Shareholders In Relation To Annual Report Of The Company For The Financial Year 2025-26 1d - Elcid Investments sent AGM notice and annual report links for 45th AGM on July 31, 2026.

Source: Bse

Open source ↗
Annual report

Reg. 34 (1) Annual Report. 7 Jul

Source: Bse

Open source ↗
Annual report

Reg. 34 (1) Annual Report. 6 Jul

Source: Bse

Open source ↗
Annual report

Reg. 34 (1) Annual Report. 6 Jul

Source: Bse

Open source ↗
AnnouncementJun 2026

Jun 2026 · Announcement under Regulation 30 (LODR)-Newspaper Publication 14 Aug - Please find attached Newspaper Publication of the Unaudited Standalone and Consolidated Financial Results for the first quarter ended on June 30, 2026.

Source: Bse

Open source ↗
Annual reportMar 2026

Mar 2026 · Annual Report 2026

Source: Bse

Open source ↗
AnnouncementMar 2026

Mar 2026 · Announcement under Regulation 30 (LODR)-Newspaper Publication 27 May - Please find the attached Newspaper Publication of the Audited Standalone and Consolidated Financial Results for the fourth quarter and year ended March 31, 2026

Source: Bse

Open source ↗
AnnouncementMar 2026

Mar 2026 · Announcement under Regulation 30 (LODR)-Newspaper Publication 28 May - Please find the attached revised Newspaper Publication of the Audited Standalone and Consolidated Financial Results for the fourth quarter and year ended March 31, 2026.

Source: Bse

Open source ↗
AnnouncementMar 2026

Mar 2026 · Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A 28 Apr - Company confirmed it is not a Large Corporate as of 31 March 2026.

Source: Bse

Open source ↗
AnnouncementFeb 2026

Feb 2026 · Announcement under Regulation 30 (LODR)-Newspaper Publication 4 Sep - Please find the enclosed letter towards re-lodgement of transfer request of physical shares for one year from February 05, 2026 to February 04, 2027.

Source: Bse

Open source ↗
Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.