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IndiaPulse

Cummins India Limited (CUMMINSIND)

Large Cap

Industrials stocks · Large cap · NSE

Cummins India Limited manufactures and sells diesel and natural gas engines, power generation systems, and related components and services. It caters to domestic and export markets across power generation, industrial, and distribution segments, with a significant focus on data centers and infrastructure projects.

₹5,035
-36.00 · -0.71%
Quote04 Sept, 03:59 pm IST
Fundamentals05 Sept 2026 · screener
Score05 Sept, 10:20 pm IST · v4.3-runtime-valuation
Tags02 May 2026
Coverage14/14 · 100%
Valuation2026-07-20 · Rf 6.8% · Industrials P/E 26.4 (n=540)
Data confidence
Fresh enough for analysis
Investor decision lenses

One read, four checks

75+ is strong, 60-74 is usable, 45-59 is mixed, and below 45 needs caution. These are research lenses, not buy/sell instructions.

Investable fundamentals, management trust is acceptable, price trend is neutral, and recent execution is consistent.

Suggested next step
Research, do not rush
The four lenses are not strongly aligned. Compare peers and wait for a cleaner setup.
U-Score
UNDERVALUED
61

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Trust
Mixed Trust
61

medium confidence · 4/4 claims checked

Technical
Neutral
45

Timing lens: price trend and sector relative strength.

Result consistency
consistent
87

Rolling lens: recent quarterly delivery, not the latest single-result score.

Latest result

Quarter ended 30 Jun 2026

Average · 42/100

margin compression · Rev +18% YoY · PAT +1% YoY · +14% QoQ

Filed 05 Aug 2026
Open results browser →
MetricThis quarterYoYQoQ
Revenue₹3,426 Cr+17.9%+13.8%
EBITDA₹616 Cr-1.3%-4.0%
Operating margin18.0%-300 bps-300 bps
PAT₹609 Cr+0.8%-6.2%
PAT margin17.8%-300 bps-377 bps

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Business & thesis

Growth engines, tailwinds/headwinds, and risk radar from management commentary

Business and thesis

Where growth can come from, and what can break the case

Thesis intactReviewed 2026-06-12T08:22:49.024Z
Management commentary snapshot

Cummins India reported strong FY26 sales growth of 18% YoY to INR11,950 crores, with PBT up 24% YoY. Q4 FY26 sales rose 23% YoY to INR2,963 crores, but were marginally down 1% QoQ. Domestic sales drove growth, while exports showed mixed trends.

Despite robust domestic demand and strong order books in key segments like data centers and railways, management's cautious outlook for FY27 due to geopolitical risks, commodity inflation, and supply constraints warrants close monitoring. Localization efforts for high-horsepower engines are key.

Growth engines

Data Centers

Inquiry pipeline for data centers picked up significantly since October last year, both Hyperscalers and Colo players.

Railways

Railway has performed very well this quarter, and we continue to see robust demand on the railway side with a good order book.

Mining

Mining has picked up in the last 6 months with new tenders coming in, and our order book has started building up.

CPCB IV+ After-treatment Services

As CPCB IV+ products come out of warranty, the distribution business anticipates catering to these customers with service packages and extended warranty schemes.

Capacity and execution

Parent Company Capacity Investment

Cummins parent investing close to $450 million to raise 20 gigs of capacity by 2030, likely to crunch import timelines for data center engines.

CIL Capex for Modernization

Cummins India Limited has invested more than INR1,000 crores in the last 5 years for continuously modernizing plants and expanding line capability, increasing output per line.

Tailwinds

Robust Domestic Demand

We are seeing robust demand from the domestic market across power generation, industrial, and distribution segments.

Government Initiatives

India's economic outlook remains steady, supported by government initiatives, focus on manufacturing, and capital investment.

Non-Data Center PowerGen Demand

Non-data center growth in power generation has been very good, higher double digits, driven by manufacturing (solar cell, pharma), quick commerce, and luxury residential/commercial realty.

Headwinds

Geopolitical Developments

Ongoing geopolitical developments create uncertainty and potential impact on the broader economy and export demand.

Commodity Price Increases & Inflation

Commodity prices are increasing, and inflation is likely to hit, posing challenges to margins and demand.

Supply Constraints

The industry faces supply constraints including labor shortage issues at suppliers, commodity pricing impact on suppliers, fuel cost increments, and war-related movement delays.

Risk radar

Margin Dilution from Imported Products

Higher growth from segments like data centers and CPCB IV+ could be margin dilutive if they rely on imported products (e.g., QSK95) with lower localization content.

Competitive Landscape for Large Engines

Competitive landscape for larger imported engines (78-liter, 95-liter) may narrow Cummins' cost benefit compared to peers who also import.

Commodity Price Volatility

Managing commodity inflation is challenging; passing on increases to customers usually involves a lag, impacting near-term margins.

Supply Chain for Imported Nodes

High global demand for imported nodes for data centers causes supply issues, though not due to electronics shortages like in COVID times.

Management accountability

What management said, and what results must prove

Management accountability

What management said, and what results must prove

Issuer guidance and extracted claims are tracked against later reported outcomes. Treat these as management statements, not IndiaPulse forecasts.

Nov 2025
Analyst reading lens
Compare BOTH

Q4 results are presented with both YoY and QoQ comparisons, which is useful for assessing both annual growth trends and sequential momentum. Full-year results are primarily YoY. Given the segment-specific QoQ data, both comparisons are relevant.

Sector KPIs management disclosed

FY26 Sales (YoY)

Sales at INR11,950 crores are higher by 18% compared to INR10,166 crores recorded in the last year.

FY26 Domestic Sales (YoY)

Domestic sales at INR9,961 crores are higher by 19%.

FY26 Exports (YoY)

Exports at INR1,989 crores are higher by 12%.

FY26 PBT before exceptional items (YoY)

Profit before tax before exceptional items at INR3,104 crores is higher by 24% compared to the last year.

Management forward view

Moderate Growth Outlook for FY27

The company expects moderate growth across segments in the financial year 2026/'27, remaining cautious despite robust domestic demand.

Localization Evaluation

Management continuously evaluates what more can be done in India for higher-sized engines (e.g., 78-liter) as volumes start coming in.

End-to-End Value Proposition

Management focuses on providing a whole value proposition to data center customers, from pre-order engagement to installation, commissioning, and aftermarket services.

Positive BESS Outlook

Management has a positive outlook on the Battery Energy Storage Systems (BESS) business scaling up in India, seeing it as part of overall backup power solutions.

Thesis monitor

Numbers and claims to verify in the next filings

CheckpointCurrent evidenceWhat to verify next
Overall Growth TrajectoryModerate growth expected for FY27.Any deviation from moderate growth, especially in domestic segments, given robust demand and economic caution.
Data Center Contribution to PowerGen Domestic RevenueApproximately 35% in Q4 FY26.Sustained growth and increasing share, particularly from Hyperscalers, and localization efforts for larger engines.
Export Demand TrendsSlightly lower by 6% YoY in Q4 FY26.Impact of geopolitical developments on Europe and Asia Pac markets, and any recovery in Middle East and other markets.
Industrial Segment PerformanceQ4 FY26 sales up 1% YoY; Railways and Mining order books building up, Compressor entering low cycle.Execution of railway and mining orders, and any signs of revival in construction or compressor segments.

Verification checkpoints are IndiaPulse research interpretation, not investment advice.

Show extracted source claims
revenue outlookfailedquantified

Cummins India anticipates double-digit revenue growth for the full year 2025-26.

Timeframe: full year 2025-26Direction: increaseConfidence: cautiously optimistic

"we anticipate having double-digit growth in the full year 2025-'26"

Outcome check: PAT YoY averaged -12.9% across 1 later quarter(s).

demand outlookcontradicted

CPCB IV+ products, being more technologically advanced, will require better aftermarket support, potentially leading to better opportunities for the distribution business.

Timeframe: ongoingDirection: increaseConfidence: confident

"they will require better aftermarket support... it could lead to better opportunities."

Outcome check: Revenue YoY averaged -1.3% across 1 later quarter(s).

demand outlookdelivered

The broad-based Powergen growth observed in Q1 FY26 is expected to be sustainable.

Timeframe: ongoingDirection: sustainable growthConfidence: confident

"This looks sustainable, yes."

Outcome check: Revenue YoY averaged -1.3% across 1 later quarter(s).

project executioncontradicted

Serialized production of the hotel load converter for the railway segment will start very soon and begin contributing to revenue in the coming quarters.

Timeframe: very soon, coming quartersDirection: increaseConfidence: confident

"The product will be productionized from a serial production perspective very, very soon. ... it will start contributing in the coming quarters."

Outcome check: Revenue YoY averaged -1.3% across 1 later quarter(s).

Technical timing lens

Trend score and candlestick chart

45Neutral

SMA20 -5.1% / mo · MACD −

Stock trend: 43
Sector RS: 48
Sector 3M: -1.6% vs Nifty -1.5%

Technical chart

CUMMINSINDdaily · 1Y · AUTO+5.1%
Latest close ₹5035.00 on 2026-09-04
Bar
-0.7%
RSI
31
MACD hist
-11.91
52W pos
53%
2026-09-04O ₹5071.00H ₹5083.00L ₹5013.00C ₹5035.00Vol 4.8L sh
₹4.31k₹4.78k₹5.25k₹5.72k₹6.19k52H5035.002026-032026-06VolRSIMACD2026-032026-042026-062026-072026-09
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal

Daily technical trend read

Bearish setup

Trend is weak — long-term uptrend intact. RSI 31.

  • Price above SMA200 (long-term uptrend) but mid-term MAs not aligned.
  • SMA20 falling (~5.4% over last month) — short-term momentum negative.
  • RSI(14) at 31 — falling, no extreme reading.
  • MACD below signal but histogram contracting — bearish momentum easing.
  • 17% off 52W high · 31% above 52W low.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Nifty 500 leadership

Relative Strength & Trend Stage

65
RS percentile
Stage 1 Base / Transition
1M return
-7.2%
3M return
-10.5%
6M return
+5.9%
1Y return
+22.5%
RS 1D
-3
RS 20D
-20
Sector rank
#2
Industry rank
#8
Stage evidence
  • Price is within 3.3% of the 30-week proxy.
  • The 30-week proxy changed +3.1% over 20 sessions.
  • The moving-average structure does not confirm Stage 2 or Stage 4.
50-DMA
price below
200-DMA
price above
Sector
leading
Industry
neutral
Relative-strength line vs Nifty 500 (base 100)
264 observations
04 Sept 2026Value 129.97-0.71%
95111128144161Aug 25Dec 25Apr 26Sept 26130
RS vs Nifty 500130

Valuation & score drivers

U-Score 61 · UNDERVALUED · pillar breakdown, sector model, fair-value anchor

61U-SCORE
Premium Compounder

Fundamental score breakdown

UNDERVALUED
Valuation0/30
Growth18/25
Quality20/20
Balance Sheet11/15
Cash Flow7/10
Piotroski
8/9 (+5)
Penalties
0
Raw sum
61

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

61/100 · UNDERVALUED

Positive drivers

  • Piotroski is strong at 8/9.
  • Quality contributes 20/20 to the score.
  • Balance sheet contributes 11/15 to the score.

Main drags

  • Fair-value margin of safety is negative at -48.9%.
  • Valuation is weaker at 0/30; verify the latest quarterly trend.
  • Cash flow is weaker at 7/10; verify the latest quarterly trend.
Sector valuation model

Blended valuation: PE, EV/EBITDA, FCF yield, and balance-sheet checks

For this sector, IndiaPulse uses a blended lens rather than relying on a single valuation ratio.

Blended relative
Primary lens
PE, EV/EBITDA, margin of safety, and FCF yield together.
Secondary checks
ROE/ROCE, growth, cash conversion, leverage, promoter risk.
Main risk check
One cheap metric is not enough if quality or cash flow is weak.
PE
57.2
PB
16.4
EV/EBITDA
50.0
ROE
30.2%
ROCE
39.5%
FCF Yield
1.3%
Debt/Equity
0.0
MoS
-48.9%
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 05 Sept 2026
v4.3-runtime-valuation
Final score
61
Previous: 61
Verdict
UNDERVALUED
Previous: UNDERVALUED
Margin of safety
-48.9%
Previous: -48.9%

Score history

12 stored score snapshots. Latest stored move: +1 points.

05 Sept 2026
v4.3-runtime-valuation
60
60
60
60
60
60
60
60
60
60
60
61

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number
₹766.75
-556.7% MoS
Growth-justified P/E
39.6
Growth-justified Value
₹3,381.44
-48.9% MoS
PEG
1.97

Trust score

Does management behaviour match later outcomes? Claim delivery, forensic breakdown, evidence depth

Trust Score
61Mixed Trust · medium confidenceClaim-tested Trust

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Mixed Trust: Management has 25% delivered/partly-delivered outcomes on 4 checked claims, with 3 adverse claim outcomes. It ranks around the 32nd percentile of the scored universe and 28th percentile within Industrials. No major sub-score weakness stands out.

Healthy Trust: 4/4 extracted management claims have outcome checks; 25% were fully delivered and 0 were partially delivered. 3 claim(s) were contradicted or failed. Key concern: 3/4 matched management claims were contradicted or failed.

Computed 05 Sept 2026
management-trust-v1
70 extracted concalls · 4/4 claims matched
Score band
Mixed Trust

Usable, but needs evidence. Treat guidance with a margin of safety.

Relative rank
32nd percentile

overall median 67 · Industrials: 28th pctile, median 68 · Large: 17th pctile, median 73

Evidence depth
Early sample

4/4 claims checked. Use as directional, not final.

Claim delivery
25% delivered or partly delivered

4/4 claims checked · 3 contradicted/failed claims

How to read this Trust Score

Mixed Trust · medium confidence
What it measures
Reliability of management and financial delivery, using management claims matched with later outcomes.
Confidence
Useful directional evidence exists, but still verify the latest filings.
Investor use
Acceptable, but check the weakest sub-score before increasing exposure.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
78
strong · holding, pledge, alignment
Cash flow
77
strong · profit to cash conversion
Balance sheet
96
strong · leverage and solvency
Discipline
98
strong · capital discipline
Results
87
strong · quarterly consistency

Trust positives

  • Promoter pledge is zero.
  • FCF yield is positive at 1.3%.
  • 12 years of positive FCF.
  • Debt/equity is 0.00.

Trust risks

  • 3/4 matched management claims were contradicted or failed.

Financials

Full fundamentals table and 10-year revenue / profit / ROE history

Fundamentals

Valuation

P/E
57.20
P/B
16.45
EV/EBITDA
50.02
Market Cap
139570.00Cr

Profitability

ROE
30.20%
ROCE
39.50%
ROA
20.94%
Dividend Y
1.31%

Growth (CAGR)

Revenue 5Y
23.00%
EPS 5Y
31.00%
Revenue 3Y
16.00%
EPS 3Y
26.00%

Balance Sheet

Debt/Equity
0.00
Interest Coverage
184.86×
Altman Z
9.19
Book Value
306.00

Cash Flow

FCF Yield
1.26%
FCF Positive Y
12/5
OCF
1734.00 Cr
EPS TTM
85.39

Shareholding

Promoter Hold
51.00%
Promoter Pledge
0.00%
Momentum 52W
53%

Financial History

Updated 5/9/2026

Revenue

₹ Cr
No data

Net Profit

₹ Cr
No data

Return on Equity

%
No data

Peers

Business-comparable names in Industrials, ranked by similarity

Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.