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IndiaPulse

Beacon Trusteeship Ltd. (BEACON)

SME Cap

Financial Services stocks · SME cap · NSE

Beacon Trusteeship Ltd. is India's first and only listed trustee company, providing a range of trusteeship services including debenture/bond, security, AIF, securitization, and escrow services. It operates across India with a growing presence in international markets.

₹83.6
-3.70 · -4.24%
Quote04 Sept, 03:32 pm IST
Fundamentals05 Sept 2026 · screener
Score05 Sept, 10:20 pm IST · v4.3-runtime-valuation
Tags03 May 2026
Coverage13/14 · 93%
Valuation2026-07-20 · Rf 6.8% · Financial Services P/E 18.5 (n=240)
Data confidence
Fresh enough for analysis
Investor decision lenses

One read, four checks

75+ is strong, 60-74 is usable, 45-59 is mixed, and below 45 needs caution. These are research lenses, not buy/sell instructions.

Weak fundamentals, management trust is acceptable, price trend argues for patience, and recent execution is weak.

Suggested next step
Check latest quarters
Result consistency is weak; verify whether the thesis is improving or deteriorating.
U-Score
WATCHLIST
43

Fundamental lens: valuation, quality, growth, balance sheet, and cash flow.

Trust
Mixed Trust
66

low confidence · 0/0 claims checked

Technical
Bearish
39

Timing lens: price trend and sector relative strength.

Result consistency
weak
38

Rolling lens: recent quarterly delivery, not the latest single-result score.

Latest result

Quarter ended 31 Mar 2026

Bad · 15/100

PAT -40% YoY · Rev +27% YoY · margin expansion

Filed 31 Mar 2026
Open results browser →
MetricThis quarterYoYQoQ
Revenue₹14.9 Cr+26.7%-22.4%
EBITDA₹4.7 Cr+163.3%-31.8%
Operating margin31.2%+1717 bps-427 bps
PAT₹2.4 Cr-39.5%-45.7%
PAT margin16.2%+685 bps-696 bps

NDF means not disclosed in the current structured filing feed. It is intentionally not treated as zero.

Business & thesis

Growth engines, tailwinds/headwinds, and risk radar from management commentary

Business and thesis

Where growth can come from, and what can break the case

Thesis intactReviewed 2026-06-23T11:38:47.677Z
Management commentary snapshot

Beacon Trusteeship reports significant AuA growth to INR 15.08 lakh Crs as of Feb 2025, up 49.4% from Mar 2024, driven by strong new mandate wins across debenture, PSU, and corporate segments, securing 4th rank in India Bond Market League Tables.

The company demonstrates robust growth in Assets Under Administration and new mandate acquisition, particularly in the PSU bond market where it ranks 1st. Strategic expansion into RTA, Depository Participant, and international markets (Singapore, Mauritius) indicates a clear growth trajectory, though execution risks remain.

Current business mix

New Mandates Value by Service (FY25 YTD)

Latest issuer-disclosed distribution across 5 reported categories.

Businessmix
Debenture / Bond Trusteeship83.1%
Security Trustee9.3%
Securitization Trustee3.6%
AIF Trustee2.5%
Escrow & Other Services1.5%
Growth engines

Debenture/Bond Trusteeship

Strong

Secured 356 mandates worth INR 4,14,618 Crs, including major wins from Rural Electrification, Power Finance Corp, and National Housing Bank.

PSU/Government Sector Focus

Strong

Won new mandates aggregating INR 3,90,121 Crs and ranked 1st in PSU Bond Market Issues (FY25 YTD).

Expansion into New Services

Developing

Granted RTA license by SEBI and preparing for Depository Participant license application.

International Market Entry

Developing

Applied for 100% subsidiary in Singapore and completed OPCO formation in Mauritius with FSC application in process.

Capacity and execution

RTA License

Commissioning soon

Granted RTA license by SEBI; applications made to NSDL & CDSL for MPLS approval and employee training to commence operations.

Mauritius Subsidiary

Under process

New local OPCO company formation completed for Beacon Fiduciary Services Mauritius Ltd; application to Mauritius FSC under process.

Singapore Subsidiary

Under process

Application made to ACRA, Singapore for incorporation of 100% subsidiary, Beacon Fiduciaries Pte Ltd.

Risk radar

Earnings Volatility

Ongoing

Future business prospects and profitability are subject to risks and uncertainties regarding fluctuations in earnings.

Competition

Ongoing

Risks include competition and the ability to attract and retain highly skilled professionals.

Regulatory & Economic Changes

Ongoing

Subject to risks from government policies and actions, interest, and other fiscal costs generally prevailing in the economy.

Management accountability

What management said, and what results must prove

Management accountability

What management said, and what results must prove

Issuer guidance and extracted claims are tracked against later reported outcomes. Treat these as management statements, not IndiaPulse forecasts.

Analyst reading lens
Compare BOTH

The document provides both year-on-year growth for Assets Under Administration (AuA) and sequential quarterly data for new business mandates and assignments, allowing for assessment of both long-term trajectory and recent operational momentum.

Sector KPIs management disclosed

Assets Under Administration (AuA)

Positive

AuA reached INR 15,08,417 Crs as on 20th February 2025, up from INR 10,09,401 Crs until 31st March 2024.

New Business Mandates Value (FY25 YTD)

Positive

Aggregated INR 4,99,016 Crs from 1st April 2024 till 20th February 2025 across various services.

Total New Assignments (FY25 YTD)

Positive

Won 735 new assignments overall from 1st April 2024 to 20th February 2025.

Debenture Trustee Ranking

Positive

Ranked 4th in India Bond Market League Tables as a Debenture Trustee for 1st April 2024 to 20th Feb 2025.

Management forward view

Operational Readiness for RTA

Executing

Post SEBI RTA license, NSDL & CDSL MPLS approval and employee training are underway to commence operations.

Depository Participant Entry

Planning

Application for Depository Participant license is currently under preparation for submission to SEBI.

Technology Integration

Executing

85% of the new software has been implemented to enhance operations.

Thesis monitor

Numbers and claims to verify in the next filings

CheckpointCurrent evidenceWhat to verify next
RTA Operations CommencementSEBI license granted; NSDL/CDSL approvals and training pending.Official launch of RTA services and initial client acquisition.
Depository Participant LicenseApplication under preparation for SEBI.Submission of application and subsequent approval from SEBI.
International Subsidiary OperationsSingapore subsidiary application submitted; Mauritius OPCO formed, FSC application pending.Commencement of operations and mandate wins in Singapore and Mauritius.
New Business Mandates Value (QoQ)Q4 FY25 YTD new mandates value at INR 4,99,016 Crs.Sustained sequential growth in new business mandates value in subsequent quarters.

Verification checkpoints are IndiaPulse research interpretation, not investment advice.

Technical timing lens

Trend score and candlestick chart

39Bearish

SMA20 -5.9% / mo · MACD +

Stock trend: 39
Sector RS:

Technical chart

BEACONdaily · 1Y · AUTO+10.0%
Latest close ₹83.60 on 2026-09-04
Bar
-1.1%
RSI
44
MACD hist
0.39
52W pos
45%
2026-09-04O ₹84.50H ₹84.50L ₹82.95C ₹83.60Vol 20,000 sh
₹63.16₹79.31₹95.45₹111.59₹127.7352H83.602026-03VolRSIMACD2026-032026-042026-062026-072026-09
Up bar
Down bar
EMA 20
EMA 50
Volume + 20D avg
Result date
RSI(14)
MACD / signal

Daily technical trend read

Mixed signals

Signals are conflicting — long-term trend down. RSI 44. Wait for confirmation.

  • Price below SMA200 (long-term downtrend) — short-term bounces likely countertrend.
  • SMA20 falling (~6.2% over last month) — short-term momentum negative.
  • RSI(14) at 44 — rising, no extreme reading.
  • MACD above signal, histogram expanding — bullish momentum building.
  • 33% off 52W high · 67% above 52W low.

Mechanical read from the price + indicator series above. Not a recommendation — technical setups can reverse without warning, especially around earnings and macro events.

Valuation & score drivers

U-Score 43 · WATCHLIST · pillar breakdown, sector model, fair-value anchor

43U-SCORE
WATCHLIST

Fundamental score breakdown

WATCHLIST
Valuation6/30
Growth21/25
Quality7/20
Balance Sheet10/15
Cash Flow2/10
Piotroski
8/9 (+5)
Penalties
-8
Raw sum
43

Why this score?

Top U-Score contributors and drags from the latest stored fundamentals.

43/100 · WATCHLIST

Positive drivers

  • Piotroski is strong at 8/9.
  • Fair-value margin of safety is positive at 21.9%.
  • Growth contributes 21/25 to the score.

Main drags

  • Penalty bucket subtracts 8 points.
  • Valuation is weaker at 6/30; verify the latest quarterly trend.
  • Cash flow is weaker at 2/10; verify the latest quarterly trend.
Sector valuation model

Cyclical valuation: normalized earnings, not just trailing PE

Cyclical companies can look cheapest near peak profits, so IndiaPulse flags value-trap risk separately.

Cyclical normalized
Primary lens
Mid-cycle PE/EV/EBITDA using multi-year average margins or earnings.
Secondary checks
Current margin versus 5-year average, balance sheet strength, commodity cycle.
Main risk check
A low trailing PE may mean peak-cycle earnings, not true cheapness.
PE
21.6
PB
2.9
EV/EBITDA
9.9
ROE
14.5%
ROCE
19.8%
FCF Yield
Debt/Equity
0.0
MoS
+21.9%
Cyclical/value-trap warning
This sector can look cheap when profits are temporarily high. Check mid-cycle margins/earnings before relying on trailing PE.
Score movement

Stored run vs live recompute

This shows the stored score trend when snapshots exist, and also compares the latest stored nightly score with a live recompute from current fundamentals and price.

Stored run: 05 Sept 2026
v4.3-runtime-valuation
Final score
43
Previous: 43
Verdict
WATCHLIST
Previous: WATCHLIST
Margin of safety
+21.9%
Previous: +21.9%

Score history

12 stored score snapshots. Latest stored move: +0 points.

05 Sept 2026
v4.3-runtime-valuation
45
46
43
43
43
43
43
43
43
43
43
43

Factor attribution

No pillar movement versus the latest stored run. Historical score trend will appear after snapshot storage is enabled.

Modelled fair value

Graham Number
₹49.84
-67.7% MoS
Growth-justified P/E
27.8
Growth-justified Value
₹107.12
+21.9% MoS
PEG
0.57

Trust score

Does management behaviour match later outcomes? Claim delivery, forensic breakdown, evidence depth

Trust Score
66Mixed Trust · low confidenceTrust Lite

Trust asks: does management behaviour match later outcomes? Higher is better, but confidence and evidence depth matter as much as the number.

Mixed Trust: Claim history is still being built. It ranks around the 49th percentile of the scored universe and 62nd percentile within Financial Services. Main check: results consistency is weak at 38/100.

Healthy Trust Lite: Promoter pledge is zero. Key concern: ROCE trend is -8.8%.

Computed 05 Sept 2026
management-trust-v1
1 docs text-extracted · 0 concalls text-extracted
Score band
Mixed Trust

Usable, but needs evidence. Treat guidance with a margin of safety.

Relative rank
49th percentile

overall median 67 · Financial Services: 62nd pctile, median 62 · SME: 60th pctile, median 64

Evidence depth
Financial-only

1 documents have extracted text, but claim history is not strong enough yet.

Claim delivery
Outcome history still building

0 claims extracted · No contradicted claim yet

How to read this Trust Score

Mixed Trust · low confidence
What it measures
Reliability of management and financial delivery, using financial behaviour only.
Confidence
Treat this as an early read until more concalls and outcomes are matched.
Investor use
Acceptable, but check the weakest sub-score before increasing exposure.

Read Trust alongside U-Score, result consistency, and technical trend. A cheap stock with weak Trust needs a larger margin of safety; a high Trust score does not make an expensive stock attractive by itself.

Forensic breakdown

Read low sub-scores as due-diligence warnings, not automatic sell signals.

Promoter
78
strong · holding, pledge, alignment
Cash flow
55
watch · profit to cash conversion
Balance sheet
96
strong · leverage and solvency
Discipline
58
watch · capital discipline
Results
38
weak · quarterly consistency

Trust positives

  • Promoter pledge is zero.
  • Debt/equity is 0.00.

Trust risks

  • ROCE trend is -8.8%.
  • 1 of the latest 4 quarters had PAT decline worse than 25% YoY.
  • OPM spread across recent quarters is 31.9%.

Trust Lite uses financial behaviour only. Prefer claim-tested Trust when enough concall claims have later outcomes.

Financials

Full fundamentals table and 10-year revenue / profit / ROE history

Fundamentals

Valuation

P/E
21.60
P/B
2.92
EV/EBITDA
9.88
Market Cap
151.00Cr

Profitability

ROE
14.50%
ROCE
19.80%
ROA
10.87%
Dividend Y

Growth (CAGR)

Revenue 5Y
44.00%
EPS 5Y
49.00%
Revenue 3Y
31.00%
EPS 3Y
22.00%

Balance Sheet

Debt/Equity
0.00
Interest Coverage
622.50×
Altman Z
8.24
Book Value
28.60

Cash Flow

FCF Yield
FCF Positive Y
2/5
OCF
7.17 Cr
EPS TTM
3.86

Shareholding

Promoter Hold
46.15%
Promoter Pledge
0.00%
Momentum 52W
45%

Financial History

Updated 5/9/2026

Revenue

₹ Cr
No data

Net Profit

₹ Cr
No data

Return on Equity

%
No data

Peers

Business-comparable names in Financial Services, ranked by similarity

Verify on:NSE India ↗
All information is for study purposes only. For investment decisions, consult your financial advisor. See Playbook for methodology.